Marcus by Goldman Sachs is offering a limited-time cash bonus up to $1,500 when you open or enroll an Online Savings Account and deposit qualifying new funds. On top of that, the account earns a competitive 3.65% APY (FDIC insured).
Bonus tiers:
• 💵 Deposit $10,000+ → $100 bonus
• 💵 Deposit $50,000+ → $750 bonus
• 💵 Deposit $100,000+ → $1,500 bonus
📅 Enroll by: March 11, 2026
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📝 How to Qualify
1. Enroll in the offer
• New customers: Open a Marcus Online Savings Account and enroll
• Existing customers: Log in and enroll your savings account
2. Deposit new funds
• Deposit qualifying amount within 10 calendar days
3. Maintain balance
• Keep the funds in the account for 90 days after the 10-day funding period
4. Get paid
• Bonus is deposited automatically within 14 days after requirements are met
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✅ Why This Is a Good Deal
• 🔒 FDIC insured (Goldman Sachs Bank USA)
• 📈 3.65% APY (about 8× national average)
• 💰 High cash bonus for savers with larger balances
• 🕒 No monthly fees
• 📞 24/7 customer service
• 📱 Easy online access
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⚠️ Important Notes
• Bonus requires new funds only
• Withdrawals during the 90-day period may reduce or cancel the bonus
• Existing customers must also maintain their starting balances
• CD withdrawals or transfers out may impact eligibility
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🧠 Bottom Line
If you have $10K–$100K+ sitting in low-interest savings, this is a solid low-risk, guaranteed return deal. Especially strong for those who can park $100K for 3 months and grab the $1,500 bonus + interest.
https://www.marcus.com/us/en/savi...vingsbonus
6 Comments
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Best option is to link your Treasury Direct account to GS and move the $ back and forth. The risk is GS dropping the rate by 1 or 2% after 03/11/26. If this happens, then move the money back to Treasury Direct. One can capture the 4 week Treasury Direct auction every Monday before 8 am PST. Gotta be careful with these bankers.
Best option is to link your Treasury Direct account to GS and move the $ back and forth. The risk is GS dropping the rate by 1 or 2% after 03/11/26. If this happens, then move the money back to Treasury Direct. One can capture the 4 week auction every Monday before 8 am PST. Gotta be careful with these bankers.
How does Treasury Direct play into this? I mean, yeah, it's an option if someone wants to grab some T-bills, but just wondering why specifically mentioned? One can buy treasuries from any brokerage.
And a 1-2% drop would be unusually large, although one never knows. But if we say rates dropped 1%, I'd expect treasuries would have dropped by about the same.