Joined Sep 2007
Love It, VS!
Forum Thread
RETIRED The Official VS, Beauty & more Thread
November 5, 2011 at
11:50 PM
Let me reintroduce, the VS Social Thread!
Since the Social Threads seem to have been done away with, this is the new home of the VS Social Thread. We talk about everything from VS to Beauty to Coupons to Hot Deals...and of course, our personal lives.
Roll call! Let's get back to what we do!
Please PM everyone who was a part of the VS Social Thread to inform them of our new home.
Since the Social Threads seem to have been done away with, this is the new home of the VS Social Thread. We talk about everything from VS to Beauty to Coupons to Hot Deals...and of course, our personal lives.
Roll call! Let's get back to what we do!
Please PM everyone who was a part of the VS Social Thread to inform them of our new home.
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haha moral of the story - wear a shirt that covers your shoulders.
Looks somewhat like this...http://www.amazon.com/Height-Adju...B006YB6T
:comf ort:
Fortunately we were saving for a house, so we were able to use that money. Our down payment on the house was less than we wanted to put down, but we were blessed to have the money at all. Between the two, our savings was wiped out & we had to start over. I just feel fortunate that the money was there, when we had to have it.
We have some cash in our savings, but after the 3 months I was just off of work, it's really low. We're also just starting 401k's (late in life - I know!) and trying to get a down payment together for a house. Being in your late 20's seems like everything is JUST out of reach, and when you can brush it with your fingertips, a strong wind comes and blows it away again.
I guess it makes you work harder?
I hope things are better for your back. I still think it is crazy
we paid only $300 oop for all of it when we had the baby, thank goodness! but i think of dh's salary deductions to for this medical insurance.
i wish i could pull out the irl to make everyone
It is usually offered with some travel package too -You not only save money, you get to see a new country too and get better service than you would get in here for that much money.
Those are offered in various countries and those hospitals are of international standards and so are their doctors.
GH, I do not know about your condition but if you can fly you should consider that option.
Kate, you can may be take a vacay with you baby and hubby and come back in that money with your procedure done. I am sure you can fly with your dental problems and you can do eBay from anywhere if you do not want a break there
Any brunettes had success with dry shampoos?
I had no idea you were so young. Hahaha
I loathe holding a blow dryer. Years ago, I bought a Seen on TV item, Hair Made Hair Dryer Stand, from CVS. It is an adjustable stand that you velco your hair dryer on, so you have both hands free.
Looks somewhat like this...http://www.amazon.com/Height-Adju...B006YB6T
Oh, I use dry shampoo and am a brunette, but I have to REALLY brush my hair afterwards. Like, a LOT. I use Klorane dry shampoo...I like it
Looks somewhat like this...http://www.amazon.com/Height-Adju...B006YB6T
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We have some cash in our savings, but after the 3 months I was just off of work, it's really low. We're also just starting 401k's (late in life - I know!) and trying to get a down payment together for a house. Being in your late 20's seems like everything is JUST out of reach, and when you can brush it with your fingertips, a strong wind comes and blows it away again.
I guess it makes you work harder?
We're both still in grad school--he just defended his Master's thesis a couple weeks ago and is looking for a job--and I have two years to go, so everything seems like it takes so much longer (and our incomes are obviously super modest). We're trying to save for a down payment while getting a somewhat decent rate on rent. But we'll both have student loans, etc., to pay off eventually so it just seems never-ending. We'll be getting married in late 2014, so it's not like we have to figure out home-owning and other "adult" stuff right now, but we like to get a head start.
It's easy to get frustrated and overwhelmed, I think. Everything costs money and life always throws curveballs. We're both in our mid-to-late 20s, so it's the "phase" of life, too, where everything seems just out of reach.
We're both still in grad school--he just defended his Master's thesis a couple weeks ago and is looking for a job--and I have two years to go, so everything seems like it takes so much longer (and our incomes are obviously super modest). We're trying to save for a down payment while getting a somewhat decent rate on rent. But we'll both have student loans, etc., to pay off eventually so it just seems never-ending. We'll be getting married in late 2014, so it's not like we have to figure out home-owning and other "adult" stuff right now, but we like to get a head start.
It's easy to get frustrated and overwhelmed, I think. Everything costs money and life always throws curveballs. We're both in our mid-to-late 20s, so it's the "phase" of life, too, where everything seems just out of reach.
I think what makes it even more frustrating is that even though I'm going to start a life with my DBF a few more years down the road, he's not overly concerned and makes more than enough to pay off his student loans easily, but it's getting done sooo slowly. Not that I'm one to talk with my shopping - at least I get deals, he just willy nilly dishes out full price for things that can be had for much cheaper! I can't wait until we start getting our finances in line for the future, but of course, I'm more frugal and he complains about not being able to be like my lavish friends, which I'm fine with, but let's see..take overseas vacation..or pay off student loans... Course he goes with the vacation when he can pay off loans and then take more vacations in the future!! And it pisses me off that he keeps telling me to take vacations when I just want to save my money! GRR! Sorry! /rant.
i still haven't placed an order at folica.
We're both still in grad school--he just defended his Master's thesis a couple weeks ago and is looking for a job--and I have two years to go, so everything seems like it takes so much longer (and our incomes are obviously super modest). We're trying to save for a down payment while getting a somewhat decent rate on rent. But we'll both have student loans, etc., to pay off eventually so it just seems never-ending. We'll be getting married in late 2014, so it's not like we have to figure out home-owning and other "adult" stuff right now, but we like to get a head start.
It's easy to get frustrated and overwhelmed, I think. Everything costs money and life always throws curveballs. We're both in our mid-to-late 20s, so it's the "phase" of life, too, where everything seems just out of reach.
And for me, what makes it even seem like it's even a tad more impossible is that the fact that friends that are my age - mid 20s have lavish weddings, taking crazy vacations every few months, and are buying houses like money is just rolling out of their pockets.
I think what makes it even more frustrating is that even though I'm going to start a life with my DBF a few more years down the road, he's not overly concerned and makes more than enough to pay off his student loans easily, but it's getting done sooo slowly. Not that I'm one to talk with my shopping - at least I get deals, he just willy nilly dishes out full price for things that can be had for much cheaper! I can't wait until we start getting our finances in line for the future, but of course, I'm more frugal and he complains about not being able to be like my lavish friends, which I'm fine with, but let's see..take overseas vacation..or pay off student loans... Course he goes with the vacation when he can pay off loans and then take more vacations in the future!! And it pisses me off that he keeps telling me to take vacations when I just want to save my money! GRR! Sorry! /rant.
I think a big part of the frustration is doing it the "right" way. Me and DH have two vehicles that are both paid off. We would like a new car, but we don't need one, so we keep what we have. I drive a 2007 manual transmission Corolla. I would LOVE more room and not to have to fark with a clutch while stuck in traffic all the time, but the car is great, reliable, and paid off. We want to pay off our medical bills and get a house. We could go buy a house now, but without 20% down we'll be pissing away money on PMI. We could pay off the medical bills but we'd have no emergency cash left. We could take lavish vacations, but we'd be broke and have debt.
I think we are a bit smarter than most people our age. DH and I are trying to do things with no debt or limited debt. So many people our age feel like they have to keep up with all of their friends and others and honestly - who wouldn't love to be able to afford all that stuff without a thought? Just think that later in life, all of our deal hunting will pay off because we will be in SO MUCH better shape than others
At least, I tell myself all of this so I feel better
I'm 27 and DH will be 29 in July FWIW...
Dh drives me crazy shopping. Bless his heart, he doesn't know how to .
Is this coconut water any good?
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Is this coconut water any good?