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IL Bank & Trust Personal Checking Accounts Bonus $350

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Get $350 credit bonus for opening a new consumer checking account by 31st Dec 2018.

Open a Checking Account [illinoisbank.com]


$350 bonus offer is not available to existing Illinois Bank & Trust consumer checking customers or those who had accounts open on or before August 31, 2018. Bonuses only apply when opening a new consumer checking account at Illinois Bank & Trust or IllinoisBank.com during the promotional bonus period. The promotional bonus period is 09/05/2018-12/31/2018. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed. Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account. If multiple checking accounts are opened during the promotional bonus period under the same primary owner name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship. A $30 bonus will be given for enrolling in eStatements within 60 calendar days of account opening and a $320 bonus will be given if one (1) direct deposit of $500 or more post to the account within the first 60 calendar days of account opening. Direct Deposit examples include payroll, pension, Social Security or other government benefits. Bonuses will be paid within 90 business days after account is opened. An IRS 1099 form may be issued. Health Savings Accounts and Fiduciary accounts are not eligible for the promotion. Geographic restrictions may apply. Account opening is subject to approval. Minimum to open and APY given on a consumer checking account varies by product selected.
2 Annual Percentage Yields (APY) are accurate as of 10/31/2018. 1.01% APY applies to balances of $0-$20,000 and 0.01% APY applies to balances $20,000.01 and above if qualifications are met each monthly statement cycle. 0.01% APY applies to balances of $0-$20,000 and 0.01% APY to balances $20,000.01 and above if qualifications are not met. Rates and terms may change after account is open. To earn rewards: Sign up for eStatements, use direct deposit and post 15 debit transactions within your monthly statement cycle. Minimum $25 to open. Fees may reduce earnings. ATM surcharge fees of up to $20 per monthly statement cycle will be refunded if reward requirements are met. Cash Rewards Checking APY may be different if opened online or at locations in the Galena region.
3 Signature Series Checking Annual Percentage Yields (APY) are accurate as of 10/31/2018. APY tiers apply to the following balances: 0% APY on balances of $0.00 to $49,999.99. 0.50% APY on balances of $50,000.00 up to $149,999.99. 0.75% APY on balances of $150,000.00 up to $249,999.99. 1.00% APY on balances of $250,000.00 and above. Rates and terms may change after the account is opened. Minimum deposit to open account is $1,000. Fees may reduce earnings. Signature Series Checking is a Consumer Checking account.
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Created 10-30-2018 at 05:03 PM by coolfunguy
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Community Wiki

Last Edited by bluekiwi October 30, 2018 at 07:35 PM
A $30 bonus will be given for enrolling in eStatements within 60 calendar days of account opening and a $320 bonus will be given if one (1) direct deposit of $500 or more post to the account within the first 60 calendar days of account opening

Minimum deposit to open account is $1,000

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Joined Jun 2012
L6: Expert
> bubble2 1,042 Posts
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orangejuice57
10-30-2018 at 05:39 PM.
10-30-2018 at 05:39 PM.
Cant confirm if this is for IL residence only...
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Joined Nov 2013
L3: Novice
> bubble2 184 Posts
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Original Poster
coolfunguy
10-30-2018 at 06:31 PM.
10-30-2018 at 06:31 PM.
Quote from orangejuice57 :
Cant confirm if this is for IL residence only...
No where it mentioned, you may need to confirm with customer care.

24-Hour Telephone Banking:
815.637.6600

Toll Free:
800.800.3992

Customer Care Center
877.280.1853 (Toll Free)

815.637.7019
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Joined Dec 2006
L10: Grand Master
> bubble2 10,362 Posts
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Switching2Geico
10-30-2018 at 06:41 PM.
10-30-2018 at 06:41 PM.
Im in california. Ill try to open tommorow.
Reply
Joined Jul 2004
L8: Grand Teacher
> bubble2 3,004 Posts
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DiMAn0684
10-30-2018 at 06:44 PM.
10-30-2018 at 06:44 PM.
Looks like they do have a location near St. Louis, so probably not limited to IL.
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Joined May 2005
hackdagibson
> bubble2 605 Posts
94 Reputation
teckel1927
10-30-2018 at 07:20 PM.
10-30-2018 at 07:20 PM.
Credit pull? does ach count as direct deposit?
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Joined Nov 2011
L6: Expert
> bubble2 1,745 Posts
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iHeartPriceMistakes
10-30-2018 at 08:22 PM.
10-30-2018 at 08:22 PM.
Seems to be geographically restricted.

I live in IL (NW Chicago suburbs) but cannot signup.

Most of their branches are far from Chicago.
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Joined Nov 2017
L4: Apprentice
> bubble2 447 Posts
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Fbeyza
10-30-2018 at 08:24 PM.
10-30-2018 at 08:24 PM.
Quote from Switching2Geico :
Im in california. Ill try to open tommorow.
Please update us how it goes
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Joined Mar 2008
L10: Grand Master
> bubble2 7,106 Posts
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ready2rumble
10-30-2018 at 10:28 PM.
10-30-2018 at 10:28 PM.
Quote from Switching2Geico :
Im in california. Ill try to open tommorow.
keep us posted!
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Joined Mar 2008
L10: Grand Master
> bubble2 7,106 Posts
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ready2rumble
10-30-2018 at 10:58 PM.
10-30-2018 at 10:58 PM.
duplicate post
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Joined Nov 2013
L3: Novice
> bubble2 184 Posts
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Original Poster
coolfunguy
10-31-2018 at 05:01 AM.
10-31-2018 at 05:01 AM.
Quote from ready2rumble :
duplicate post

Sorry, i checked and couldn't find any link related to Illinois bank and Trust before posting.
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Joined Mar 2008
L10: Grand Master
> bubble2 7,106 Posts
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ready2rumble
10-31-2018 at 06:23 AM.
10-31-2018 at 06:23 AM.
Quote from coolfunguy :
Sorry, i checked and couldn't find any link related to Illinois bank and Trust before posting.

Er, I meant I had posted my comment ("keep us posted") twice so I edited it to say duplicate post.

Your post is fine!
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Joined Apr 2015
L5: Journeyman
> bubble2 986 Posts
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ThePeanutGallery
10-31-2018 at 07:00 AM.
10-31-2018 at 07:00 AM.
Most of their branches seem to be in Rockford / Western IL
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Joined Feb 2005
L6: Expert
> bubble2 1,213 Posts
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reporter20
10-31-2018 at 07:57 AM.
10-31-2018 at 07:57 AM.
I live about an hour from Rockford and my ZIP code is out of the area.
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