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Citi® Double Cash Card: Balance Transfers Expired

0% Intro APR
for 18 Months
+196 Deal Score
961,210 Views
Update: This credit card offer is available again.

Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.

Thanks to Slickdeals Staff Member Jess96 for posting this deal.

Card Details:

Slickdeals may be compensated by Citi.

Original Post

Written by
Edited August 11, 2022 at 08:03 AM by
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.

Card Features:


Slickdeals may be compensated by Citi.
Created 11-05-2019 at 11:31 AM by Jess96
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Deal
Score
+196
961,210 Views
0% Intro APR
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
EDIT FROM MAY 2021-- THIS POST IS TWO YEARS OLD. THE CARD IT MENTIONS IS NO LONGER AVAILABLE TO BE OPENED.

PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.

(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)

Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.

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Joined Dec 2015
L2: Beginner
> bubble2 74 Posts
68 Reputation
dave251
09-23-2020 at 10:03 PM.
09-23-2020 at 10:03 PM.
This company has the worst customer service I've ever experienced.
Reply
Joined Nov 2013
L2: Beginner
> bubble2 41 Posts
10 Reputation
MichaelB3022
09-24-2020 at 06:28 PM.
09-24-2020 at 06:28 PM.
Quote from Knightshade :
Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.

Thanks. Got me excited haha... Only problem is chase no longer offers new applications for the Slate and that offer. Check it out, here's their list of all credit cards and Slate is missing: https://creditcards.chase.com/all...&CELL=60LC
Reply
Joined Mar 2014
New User
> bubble2 11 Posts
10 Reputation
itsmari
09-26-2020 at 12:54 PM.
09-26-2020 at 12:54 PM.
Does anyone know if you can transfer a balance from a credit union personal loan or does it have to be a balance transfer from credit cards only?
Reply
Joined Dec 2007
L3: Novice
> bubble2 197 Posts
332 Reputation
PMR
09-26-2020 at 05:25 PM.
09-26-2020 at 05:25 PM.
I enrolled this card when it was first introduced. It was awesome. On top of 2% cash back, they had travel benefits, extended warranty, 90 day returns protection and many others... slowly they stripped out all the benefits...and now pretty much bare bones☹️. From my go to card now I use just for grocery or minimal useage...
Reply
Joined Nov 2014
L9: Master
> bubble2 5,948 Posts
704 Reputation
ftee123
09-26-2020 at 05:27 PM.
09-26-2020 at 05:27 PM.
Quote from PMR :
I enrolled this card when it was first introduced. It was awesome. On top of 2% cash back, they had travel benefits, extended warranty, 90 day returns protection and many others... slowly they stripped out all the benefits...and now pretty much bare bones☹️. From my go to card now I use just for grocery or minimal useage...
Any card that have all the benefit that you just listed?
Reply
Joined Dec 2007
L3: Novice
> bubble2 197 Posts
332 Reputation
PMR
09-28-2020 at 06:46 PM.
09-28-2020 at 06:46 PM.
Quote from ftee123 :
Any card that have all the benefit that you just listed?

I would recommend Costco Visa card with current benefits..has all coverages, but not 2% .. though has 3% at restaurant and for travel and 5% on gas
Reply
Joined Nov 2014
L9: Master
> bubble2 5,948 Posts
704 Reputation
ftee123
09-28-2020 at 08:57 PM.
09-28-2020 at 08:57 PM.
Quote from PMR :
I would recommend Costco Visa card with current benefits..has all coverages, but not 2% .. though has 3% at restaurant and for travel and 5% on gas
I did apply for the costco Citi card
Reply

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Joined Dec 2007
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> bubble2 10,948 Posts
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CosmologicalConstant
09-29-2020 at 06:24 AM.
09-29-2020 at 06:24 AM.
Quote from zoshka5 :
I cancelled this card, after they took away all their travel and price protections last month. .
Yes, this card is useless except for the cash back.
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Joined Dec 2007
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> bubble2 10,948 Posts
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CosmologicalConstant
09-29-2020 at 06:26 AM.
09-29-2020 at 06:26 AM.
Quote from cheapassdude :
One thing about this card I didn't realize until a few months later was you will not receive any cash back on any balance paid before you receive the statement. So make sure to always wait until the end of the billing cycle to pay to receive the other 1% for paying.
Could you please explain.
Let's say my due date is 15th of every month and I pay on the 12th of every month (3 days before my due date). Will I get the 1% for "payment" or not?
Reply
Joined Dec 2007
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> bubble2 10,948 Posts
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CosmologicalConstant
09-29-2020 at 06:30 AM.
09-29-2020 at 06:30 AM.
Quote from argoxt :
This card has been dead since the moment Citi decided to remove all the benefits of using a credit card.
Take a look at this before you apply https://slickdeals.net/f/11641971-psa-citi-double-cash-major-changes-to-cardholder-benefits

Basically you gain zero point five percent CB over other standard 1.5% CCs like freedom unlimited, C1 QuickSilver, AMEX CashMagnet, etc and you lose essential benefits like signup bonus, extended warranty on most of your purchases (since Citi had the great idea to remove it this year) which all the other cards still offer.
If you need the card to transfer a balance Chase Slate is a better alternative (No transfer fee), credit card benefits with similar cashback rate? all the ones I previously listed
So what no fee card would you recommend as "a well rounded" card?
Reply
Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,417 Posts
71 Reputation
mcali786
10-02-2020 at 01:33 PM.
10-02-2020 at 01:33 PM.
Quote from JeremyS8635 :
I've been using this as my main card for 3 years. Nothing negative to say. No bull happy customer
I like your avtar - what movie is that from?

Also, have you received any past balance transfer offers after the initial intro offer?
Reply
Joined Dec 2007
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> bubble2 10,948 Posts
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CosmologicalConstant
10-04-2020 at 06:06 AM.
10-04-2020 at 06:06 AM.
Quote from Knightshade :
Naah, .
Quote from PMR :
I would recommend Costco Visa card with current benefits.
General question: Citi will not allow you to "product change" your Citi COSTCO card to another Citi card. Correct? If yes, what happens if Citi, hypothetically, loses, the COSTCO contract, to, for example, Chase Mastercard. In such a scenario, will Citi allow a product change to another of their cards?

This is not an unrealistic scenario. You may recall that a few years ago, Amex lost the COSTCO contract to Citi Visa. Do you recall if at that time, Amex allowed product changes to other Amex cards?
Reply
Joined Sep 2009
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> bubble2 15,333 Posts
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Knightshade
10-04-2020 at 07:30 AM.
10-04-2020 at 07:30 AM.
Quote from Mungherilal :
General question: Citi will not allow you to "product change" your Citi COSTCO card to another Citi card. Correct? If yes, what happens if Citi, hypothetically, loses, the COSTCO contract, to, for example, Chase Mastercard. In such a scenario, will Citi allow a product change to another of their cards?

This is not an unrealistic scenario. You may recall that a few years ago, Amex lost the COSTCO contract to Citi Visa. Do you recall if at that time, Amex allowed product changes to other Amex cards?

At the time amex holders automatically got... Citi cards.

Because Citi bought the account portfolio as part of the deal with Costco.

Amex sent targeted offers to their card holders to entice them to APPLY for a NEW Amex, but the only automatic conversion was essentially closing the Amex costco card and moving the account info to the Citi Costco card.
Reply
Joined Dec 2007
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> bubble2 10,948 Posts
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CosmologicalConstant
10-04-2020 at 07:59 AM.
10-04-2020 at 07:59 AM.
Quote from Knightshade :
At the time amex holders automatically got... Citi cards.

Because Citi bought the account portfolio as part of the deal with Costco.

Amex sent targeted offers to their card holders to entice them to APPLY for a NEW Amex, but the only automatic conversion was essentially closing the Amex costco card and moving the account info to the Citi Costco card.
Thank you for the complete and clear response. This does answer my question.
Reply

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Joined Dec 2007
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> bubble2 10,948 Posts
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CosmologicalConstant
10-04-2020 at 08:00 AM.
10-04-2020 at 08:00 AM.
Quote from Knightshade :
At .
When you buy an electronics item for which you like the security of extended warranty on which of your cards do you generally put it on? An expensive iphone purchase is an example. Thanks.
Reply
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