Chase Sapphire Preferred® Card: Spend $4,000 in First 3 Months
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Earn 100K points
+711Deal Score
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Update: This great credit card offer is still available.
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.
Thanks to community member Helper02 for finding this deal.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?
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He missed a decimal, it should be $750.00. This one is more tricky! How would there be long lines in an empty office he meant?
Quote
from matt48
:
If you are gonna tell a lie, at least make it more convincing. There is no such thing as $75000 requirement balance for a "free checking".
How do I know? Because I have a free checking with Chase and my balance in the account is nowhere near $75000 and I have never been charged any fee.
Besides, who would put $75000 in a checking account anyway ? That's the dumbest financial decision one person could have made. Even if the checking earn a small interest which is like 0.1% which is basically nothing, you would make a lot more $ putting that in an electric saving for a much higher interest or better yet, put it in a brokage investment account generating 7-15% income per year.
If you are gonna tell a lie, at least make it more convincing. There is no such thing as $75000 requirement balance for a "free checking".
How do I know? Because I have a free checking with Chase and my balance in the account is nowhere near $75000 and I have never been charged any fee.
Besides, who would put $75000 in a checking account anyway ? That's the dumbest financial decision one person could have made. Even if the checking earn a small interest which is like 0.1% which is basically nothing, you would make a lot more $ putting that in an electric saving for a much higher interest or better yet, put it in a brokage investment account generating 7-15% income per year.
He's possibly truthful, but just one fry short of a Happy Meal
Chase Sapphire Banking
Monthly Service Fee
$25 OR $0 with the following each monthly statement period:
An average beginning day balance of
$75,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances
He's possibly truthful, but just one fry short of a Happy Meal
Chase Sapphire Banking
Monthly Service Fee
$25 OR $0 with the following each monthly statement period:
An average beginning day balance of
$75,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances
This is the right answer. They do have a checking option for 75k+ balances or monthly fees happen. However, if a person is on the edge of that limit (~74k), the limited benefits from a Sapphire checking account don't really make sense and a lower tier checking account is likely better. And with a 74k balance in the account, not sure why autopay isn't on as a backup in case "things happen."
You don't need the full balance in the checking account either, as you can link some JP Morgan or whatever brokerage account things to your checking account and it still counts towards the limit. So the minimum balance money can earn more than the normal .01% if done correctly but not really sure the whole thing is worth the extra hassle.
That said, yeah, everyone just has to go with a bank that suits their needs. Schwab does offer banking but their branches are going to be more limited.
Back on topic, I hope this lasts for a while as I might wait a few months for a trip in October/November to more easily meet the 4k spend. The Reserve 100k promo was like August 2016 to April-ish 2017, iirc, but I don't think this one will last that long.
I previously had the Reserve and downgraded to the Freedom. Do I have to close my current Freedom for this deal? Or is it not an issue? Thanks.
Having a Chase Freedom card (regardless of whether it was a downgraded Chase Sapphire Reserve) does not affect your eligibility for applying for a new Chase Sapphire Preferred card.
* * * * *
Quote
from senthilapu
:
Not sure if this was asked before. My spouse had a chase sapphire preferred card (as authorized user) and we upgraded it to reserve. Does it matter for authorized users ?
Quote
from TopSpeed510
:
If my wife have CSP, will i be qualified if I'm added as an AU ?
Quote
from MellowThread199
:
i am using a chase reserve as an authorized user. Can I still get 100k points if I apply for this card?
Being an authorized user on another person's Sapphire card does not disqualify you from applying for your own Sapphire card. The only effect it has on eligibility is that it counts toward the 5 (in the 5/24 rule). https://thepointsguy.com/news/sig...zed-users/
I remember i had a sapphire (non preferred) which I closed a while back, but not sure its been more than 24 months back.
how can i confirm on that?
EDIT
Checked on CreditKarma and it looks like I may have closed it in Sept 2020
would that disqualify me from collecting the bonus if I get approved for the card?
Scheduled an appointment at one of the new branches here in Atlanta this morning and their system is still showing the 80k bonus points offer.
Going to just apply online today as I have some purchases I need to make sooner rather than later and no longer want to wait until the 17th to see if the in-branch offer is any better.
If you are gonna tell a lie, at least make it more convincing. There is no such thing as $75000 requirement balance for a "free checking".
How do I know? Because I have a free checking with Chase and my balance in the account is nowhere near $75000 and I have never been charged any fee.
Besides, who would put $75000 in a checking account anyway ? That's the dumbest financial decision one person could have made. Even if the checking earn a small interest which is like 0.1% which is basically nothing, you would make a lot more $ putting that in an electric saving for a much higher interest or better yet, put it in a brokage investment account generating 7-15% income per year.
It's an account I use for my business, but not designated as such and fluctuates from $30-$100k Yes, Chase does offer this. My biggest gripe with Chase is their long wait times to get to a c/s rep. Seems it's all outsourced now. Regarding brokerage, I met with their rep and she tried giving me the hard sell, best they could do was 1.5-2pts fee. She was way too aggressive. I did this to compare to Schwab. Chase was not in the ballpark.
Having a Chase Freedom card (regardless of whether it was a downgraded Chase Sapphire Reserve) does not affect your eligibility for applying for a new Chase Sapphire Preferred card.
* * * * *
Being an authorized user on another person's Sapphire card does not disqualify you from applying for your own Sapphire card. The only effect it has on eligibility is that it counts toward the 5 (in the 5/24 rule). https://thepointsguy.com/news/sig...zed-users/
I received bonus points 04/2017 from csr, downgraded to freedom one year later. But in my account, even though csp with 100k is visiable, but no link clickable.
I remember i had a sapphire (non preferred) which I closed a while back, but not sure its been more than 24 months back.
how can i confirm on that?
EDIT
Checked on CreditKarma and it looks like I may have closed it in Sept 2020
would that disqualify me from collecting the bonus if I get approved for the card?
Yes you will get the bonus. Sapphire is the non fee card which is different.
I got mine when they had the $1k promo 3 months ago. I bought a omega watch and got the $1k promo within the next billing cycle. Going to hawaii in 2 weeks so will use the points for restaurents/rental.
If my wife have CSP, will i be qualified if I'm added as an AU ?
Quote
from senthilapu
:
Not sure if this was asked before. My spouse had a chase sapphire preferred card (as authorized user) and we upgraded it to reserve. Does it matter for authorized users ?
She can apply her own card. Iam AU on wife account, called customer service and removed as authorised user, and applied with few hrs, i got approved for 17700, with only 3 years of credit history and 88k income. No banking relationship. Scores...hovering around 790s
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How do I know? Because I have a free checking with Chase and my balance in the account is nowhere near $75000 and I have never been charged any fee.
Besides, who would put $75000 in a checking account anyway ? That's the dumbest financial decision one person could have made. Even if the checking earn a small interest which is like 0.1% which is basically nothing, you would make a lot more $ putting that in an electric saving for a much higher interest or better yet, put it in a brokage investment account generating 7-15% income per year.
How do I know? Because I have a free checking with Chase and my balance in the account is nowhere near $75000 and I have never been charged any fee.
Besides, who would put $75000 in a checking account anyway ? That's the dumbest financial decision one person could have made. Even if the checking earn a small interest which is like 0.1% which is basically nothing, you would make a lot more $ putting that in an electric saving for a much higher interest or better yet, put it in a brokage investment account generating 7-15% income per year.
Chase Sapphire Banking
Monthly Service Fee
$25 OR $0 with the following each monthly statement period:
An average beginning day balance of
$75,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances
Chase Sapphire Banking
Monthly Service Fee
$25 OR $0 with the following each monthly statement period:
An average beginning day balance of
$75,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances
You don't need the full balance in the checking account either, as you can link some JP Morgan or whatever brokerage account things to your checking account and it still counts towards the limit. So the minimum balance money can earn more than the normal .01% if done correctly but not really sure the whole thing is worth the extra hassle.
That said, yeah, everyone just has to go with a bank that suits their needs. Schwab does offer banking but their branches are going to be more limited.
Back on topic, I hope this lasts for a while as I might wait a few months for a trip in October/November to more easily meet the 4k spend. The Reserve 100k promo was like August 2016 to April-ish 2017, iirc, but I don't think this one will last that long.
* * * * *
https://thepointsguy.co
how can i confirm on that?
EDIT
Checked on CreditKarma and it looks like I may have closed it in Sept 2020
would that disqualify me from collecting the bonus if I get approved for the card?
Going to just apply online today as I have some purchases I need to make sooner rather than later and no longer want to wait until the 17th to see if the in-branch offer is any better.
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How do I know? Because I have a free checking with Chase and my balance in the account is nowhere near $75000 and I have never been charged any fee.
Besides, who would put $75000 in a checking account anyway ? That's the dumbest financial decision one person could have made. Even if the checking earn a small interest which is like 0.1% which is basically nothing, you would make a lot more $ putting that in an electric saving for a much higher interest or better yet, put it in a brokage investment account generating 7-15% income per year.
* * * * *
Being an authorized user on another person's Sapphire card does not disqualify you from applying for your own Sapphire card. The only effect it has on eligibility is that it counts toward the 5 (in the 5/24 rule).
https://thepointsguy.co
how can i confirm on that?
EDIT
Checked on CreditKarma and it looks like I may have closed it in Sept 2020
would that disqualify me from collecting the bonus if I get approved for the card?
Thank you.
Already paid off the balance as well..lol.
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