Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months
Expired
Earn 100K points
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Update: This great credit card offer is still available.
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new beneļ¬ts such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.
Thanks to community member Helper02 for finding this deal.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
Enjoy beneļ¬ts such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
With Pay Yourself Backā , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?
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Didn't think of calling Biden. Obviously the right move.
Promising offer x and saying that instead you'll do offer y instead is classic bait and switch. Even if I'm charitable and say it's a snafu they should apologize and say the records on their end are wrong instead of forcing me to fight for the advertised offer.
You should like a company shill.
This isn't a bait-n-switch ruse. It's a misinformation problem. Branches don't know what is going on because Chase's communication system is the pits!
I mean, really! What company decides to do a promo by telling customers, "trust me, you'll get the extra 20K points after the fact"? Are their IT people that incompetent?
The final two of my latest transactions just posted. I am officially at $4186.28 spent.
The bar in the app turned GREEN. It says wait up-to 8 weeks for the 80K bonus to post I applied in the branch and am confident that it will be 80K and 20K in two parts.
W0t W00t.
I racked up a $4K+ spend and it hasn't even been 2 full weeks since I got the card. Two weeks would be tomorrow.
This isn't a bait-n-switch ruse. It's a misinformation problem. Branches don't know what is going on because Chase's communication system is the pits!
I mean, really! What company decides to do a promo by telling customers, "trust me, you'll get the extra 20K points after the fact"? Are their IT people that incompetent?
I have had my current Chase Freedom card for over 20 years. It originally started with a Shell Mastercard which then got converted to a Citi card and Chase kept the old shell account and has converted to a couple of brandings. The current one is the blue plain Chase Freedom card. I have never had any accounting issues with them. In case of a fraud issue, they have always acted promptly. Early on, in ebay days, I had once swiped my card for a very new PayPal payment for $2K back in '99 for a friend. eBay and PayPal were fairly new and small and my buddy was not verified. Chase promptly called me at my work number (I had provided that in the original Shell application) to verify that it was NOT fraud and asked me to retry the transaction on PayPal and it went through just fine.
I did read your post in the BOA thread. I do not reconcile my transactions and did not even have the app to see my pending charges till after I applied for the Sapphire. Everything has posted correctly without trouble for all these years for me.
Suggesting that we add this brilliant strategy to the wiki.
I requested the Moderators re-link the Wiki to this discussion thread because of need for people to get the right information. Here's the response:
I would suggest seeing if the OP will update the main post to avoid WIKI abuse. Thanks!
As if that would do any good. In the past, whenever I've tried to modify an opening post that a Mod had re-done, the Mod immediately changed it right back to his version. If I did it more than once, the Mod would lock out the opening post from further editing.
Even if the Mod didn't step in, why would I want to burden the person who wrote the OP to do all the legwork of editing the post with new information?
I have more to say, but I've already said too much. I'll probably be banned for posting an affront to SD policy.
I have had my current Chase Freedom card for over 20 years. It originally started with a Shell Mastercard which then got converted to a Citi card and Chase kept the old shell account and has converted to a couple of brandings. The current one is the blue plain Chase Freedom card. I have never had any accounting issues with them. In case of a fraud issue, they have always acted promptly. Early on, in ebay days, I had once swiped my card for a very new PayPal payment for $2K back in '99 for a friend. eBay and PayPal were fairly new and small and my buddy was not verified. Chase promptly called me at my work number (I had provided that in the original Shell application) to verify that it was NOT fraud and asked me to retry the transaction on PayPal and it went through just fine.
I did read your post in the BOA thread. I do not reconcile my transactions and did not even have the app to see my pending charges till after I applied for the Sapphire. Everything has posted correctly without trouble for all these years for me.
Do you keep a running track of all your credit card purchases and do you reconcile them frequently (at least every other day)?
I find that there are HOURS that go by sometimes when my Chase accounts do not balance. Activity totals do not add up to the current balance and the difference cannot be accounted for by items on the pending list.
I've found out, by experience, that the difference comes from pending items that are being processed. They've been added to the total balance, removed from the pending list, but have yet to be posted as an activity. The items are MIA!
Perhaps I've run across the situation more than you because of the time difference. I live in Hawaii and typically check my accounts in the late evening, early morning hours.
In any case, I find their accounting practices abhorrent. Their books should ALWAYS balance. That's the one thing I expect from banks.
I have other issues with Chase/Synchronicity, like why did they cancel my son's Amazon Prime payment without my authorization and without notifying me of such action? Why would they do it a second time, even after I called to pre-authorize said purchase? Why won't they respond to my Secure Messages questioning same (it's been a month with no answers)? Why did they lock out my credit card because of $1.00 charge that they deemed might be fraudulent, when it was Chase itself that issued the very same charge as a pre-authorization charge?
But, to me, those are petty issues. Their failure to keep their books balanced is just plain incompetent, IMO.
P.S. BTW, I do all my reconciliation of accounts on my PC. Maybe the Chase Mobile App is up to date. For security reasons, I try to limit my financial transactions on the phone.
Although, in truth, I probably do far too much mobile transactions during the course of a year. A purchase here. An account check there. It all adds up over time. I probably should be looking into a mobile VPN service. *sigh*
I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Mine did not. Only offer is 80k points and waive the first year fee. Can you check if it is specific branches or maybe special specific offer?
This worked for me. My credit files are all frozen.
So, I visited my branch, confirmed they are matching the 100K (plus first year fee waived and $50 grocery credit) and completed the application.
They use Experian to check credit.
I then went home, and obtained a one-time code from Experian to allow a credit check.
I called Chase credit card division, and was approved in less than fifteen minutes.
They said the card would arrive in one to two weeks - it already shows in my online account.
I currently have CSR and plan to CF. I made some large travel purchases on current bill cycle. If I downgrade to CF before end of billing cycle will these travel purchases still earn 3x?
Anyone know what is the optimum time to cancel Sapphire or drop down to different card before annual fee hits? I just got my card and was thinking that it may have been better to get card at start of month. I thought that the annual fee is charged on the first day of the following month after 12 mos, correct?
I currently have CSR and plan to CF. I made some large travel purchases on current bill cycle. If I downgrade to CF before end of billing cycle will these travel purchases still earn 3x?
Not sure if the points are awarded at time of purchase or when the purchase is recorded on your account as an activity. In any case, it has nothing to do with the billing cycle. So, you're good to go on your downgrade.
Just check the Dashboard of your Ultimate Rewards account. You'll see that the UR points have already been credited for your travel purchases.
Anyone know what is the optimum time to cancel Sapphire or drop down to different card before annual fee hits? I just got my card and was thinking that it may have been better to get card at start of month. I thought that the annual fee is charged on the first day of the following month after 12 mos, correct?
Sort-of. The annual fee is charged on the first day of the month following card approval. Of course, the next annual fee will be charged 12 months later - again on the first of the month.
You have 30 days at that point to downgrade your card (to Chase Freedom or Chase Slate) and avoid paying the full annual fee.
Or you have 45 days to close your card and avoid paying the full annual fee.
If you're late taking action, the annual fee will be prorated accordingly.
For simplicity's sake, I'd suggest you uniformly downgrade/close the account within 30 days, rather than trying to keep track of whether it's a 30-day allowance or a 45-day allowance.
Anyone know how you can tell when you received the 100K bonus from a previous CSR card?
-I have CSR, wife is receiving pre-approved offers in both e-mail marketing and within the Chase account online saying "already approved"
-Wife had the CSR back in 2017 in March/April timeframe. Pretty sure I met the minimum spend fairly quickly but not 100% sure of the date the 100K was credited
-Card was cancelled before AF hit the following year so I can't check statements, histories or anything.
-I called Chase and they say they don't have a way to look back in the UR point history and that card is archived/deleted from their system
-I know this if my fault for being a bozo and not keeping track of when the bonus was paid out. I'm pretty sure we're good to apply and get the bonus.
Am I just not asking the right question to check eligibility when I call Chase? Thoughts?
The final two of my latest transactions just posted. I am officially at $4186.28 spent.
The bar in the app turned GREEN. It says wait up-to 8 weeks for the 80K bonus to post I applied in the branch and am confident that it will be 80K and 20K in two parts.
W0t W00t.
I racked up a $4K+ spend and it hasn't even been 2 full weeks since I got the card. Two weeks would be tomorrow.
I can do you one better. Not only did I rack up the $4K spend in two weeks (2 grand in auto repair and 2 grand in veterinarian bills), but I've already spent the points (vacation trip from Hawaii to San Diego).
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Promising offer x and saying that instead you'll do offer y instead is classic bait and switch. Even if I'm charitable and say it's a snafu they should apologize and say the records on their end are wrong instead of forcing me to fight for the advertised offer.
You should like a company shill.
I mean, really! What company decides to do a promo by telling customers, "trust me, you'll get the extra 20K points after the fact"? Are their IT people that incompetent?
I'll answer my own question: The answer is "yes", they are indeed THAT incompetent. They can't even balance their books properly.
https://slickdeals.net/f/14753405-bank-of-america-customized-cash-rewards-credit-card-200-bonus-offer-w-1k-in-eligible-purchases?p=146
The bar in the app turned GREEN. It says wait up-to 8 weeks for the 80K bonus to post I applied in the branch and am confident that it will be 80K and 20K in two parts.
W0t W00t.
I racked up a $4K+ spend and it hasn't even been 2 full weeks since I got the card. Two weeks would be tomorrow.
I mean, really! What company decides to do a promo by telling customers, "trust me, you'll get the extra 20K points after the fact"? Are their IT people that incompetent?
I'll answer my own question: The answer is "yes", they are indeed THAT incompetent. They can't even balance their books properly.
https://slickdeals.net/f/14753405-bank-of-america-customized-cash-rewards-credit-card-200-bonus-offer-w-1k-in-eligible-purchases?p=146
I did read your post in the BOA thread. I do not reconcile my transactions and did not even have the app to see my pending charges till after I applied for the Sapphire. Everything has posted correctly without trouble for all these years for me.
As if that would do any good. In the past, whenever I've tried to modify an opening post that a Mod had re-done, the Mod immediately changed it right back to his version. If I did it more than once, the Mod would lock out the opening post from further editing.
Even if the Mod didn't step in, why would I want to burden the person who wrote the OP to do all the legwork of editing the post with new information?
I have more to say, but I've already said too much.
I'll probably be banned for posting an affront to SD policy.
I did read your post in the BOA thread. I do not reconcile my transactions and did not even have the app to see my pending charges till after I applied for the Sapphire. Everything has posted correctly without trouble for all these years for me.
I find that there are HOURS that go by sometimes when my Chase accounts do not balance. Activity totals do not add up to the current balance and the difference cannot be accounted for by items on the pending list.
I've found out, by experience, that the difference comes from pending items that are being processed. They've been added to the total balance, removed from the pending list, but have yet to be posted as an activity. The items are MIA!
Perhaps I've run across the situation more than you because of the time difference. I live in Hawaii and typically check my accounts in the late evening, early morning hours.
In any case, I find their accounting practices abhorrent. Their books should ALWAYS balance. That's the one thing I expect from banks.
I have other issues with Chase/Synchronicity, like why did they cancel my son's Amazon Prime payment without my authorization and without notifying me of such action? Why would they do it a second time, even after I called to pre-authorize said purchase? Why won't they respond to my Secure Messages questioning same (it's been a month with no answers)? Why did they lock out my credit card because of $1.00 charge that they deemed might be fraudulent, when it was Chase itself that issued the very same charge as a pre-authorization charge?
But, to me, those are petty issues. Their failure to keep their books balanced is just plain incompetent, IMO.
P.S. BTW, I do all my reconciliation of accounts on my PC. Maybe the Chase Mobile App is up to date. For security reasons, I try to limit my financial transactions on the phone.
Although, in truth, I probably do far too much mobile transactions during the course of a year. A purchase here. An account check there. It all adds up over time. I probably should be looking into a mobile VPN service. *sigh*
Mine did not. Only offer is 80k points and waive the first year fee. Can you check if it is specific branches or maybe special specific offer?
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So, I visited my branch, confirmed they are matching the 100K (plus first year fee waived and $50 grocery credit) and completed the application.
They use Experian to check credit.
I then went home, and obtained a one-time code from Experian to allow a credit check.
I called Chase credit card division, and was approved in less than fifteen minutes.
They said the card would arrive in one to two weeks - it already shows in my online account.
Just check the Dashboard of your Ultimate Rewards account. You'll see that the UR points have already been credited for your travel purchases.
- You have 30 days at that point to downgrade your card (to Chase Freedom or Chase Slate) and avoid paying the full annual fee.
- Or you have 45 days to close your card and avoid paying the full annual fee.
- If you're late taking action, the annual fee will be prorated accordingly.
For simplicity's sake, I'd suggest you uniformly downgrade/close the account within 30 days, rather than trying to keep track of whether it's a 30-day allowance or a 45-day allowance.-I have CSR, wife is receiving pre-approved offers in both e-mail marketing and within the Chase account online saying "already approved"
-Wife had the CSR back in 2017 in March/April timeframe. Pretty sure I met the minimum spend fairly quickly but not 100% sure of the date the 100K was credited
-Card was cancelled before AF hit the following year so I can't check statements, histories or anything.
-I called Chase and they say they don't have a way to look back in the UR point history and that card is archived/deleted from their system
-I know this if my fault for being a bozo and not keeping track of when the bonus was paid out. I'm pretty sure we're good to apply and get the bonus.
Am I just not asking the right question to check eligibility when I call Chase? Thoughts?
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The bar in the app turned GREEN. It says wait up-to 8 weeks for the 80K bonus to post I applied in the branch and am confident that it will be 80K and 20K in two parts.
W0t W00t.
I racked up a $4K+ spend and it hasn't even been 2 full weeks since I got the card. Two weeks would be tomorrow.