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Chase Sapphire Preferred® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,498,752 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 06:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 02:54 PM by helper02
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Deal
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+711
1,498,752 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Jul 2016
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> bubble2 8,123 Posts
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Genghis_Khan
09-21-2021 at 07:51 AM.
09-21-2021 at 07:51 AM.
Quote from svsfan :
Ask your wife she'll know what to do.

Haha...very funny SV. Now I'm also thinking of that Costco TMO iPhone 13 deal where you can get $720 virtual card when you buy a 2nd phone. But I will be a new customer and need to sell these phones since I'm only doing this deal to charge to my card.
Reply
Joined Jul 2016
L10: Grand Master
> bubble2 8,123 Posts
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Genghis_Khan
09-21-2021 at 07:53 AM.
09-21-2021 at 07:53 AM.
Quote from 1dash1 :
I don't know much about the app. Even though I downloaded the app in order to track my purchase totals, I never got around to using it. (Didn't need to track my purchases because I burned through the $4K in the first two weeks due to emergency vet bills and truck repairs.)

Oh, yeah... if you're looking for ways to spend money, just pick up a "free" kitten. If you're lucky, you can end up paying 3 grand in vet bills in the first month of ownership ... plus cat food ... kitty snacks ... cat litter ... cat deodorizer ... bed ... kennel ... toys ... food and water dishes ... scratching post ... etc. ... like me! LMAO

Haha, you're a good person. I actually have a dog that might need some knee surgery.
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Joined Feb 2006
~ Always Spinning ~
> bubble2 4,743 Posts
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Tazmania99
09-21-2021 at 07:56 AM.
09-21-2021 at 07:56 AM.
I think Costco GCs are solely sold from Costco, which is considered wholesale clubs and not qualified for PYB. Same to Sam's Club. Home Depot GCs purchased from Home Depot and supermarkets will qualify, but not from other stores like Best Buy or Target.

Another quick way to burn your spending is to load your Amazon account GC balance with your CSP.

Quote from Genghis_Khan :
Yeah, I think I'll do mostly Costco, Sam's club and Home Depot gift cards. Gift cards bought from 6 these retailers will qualify for pay yourself back?
Reply
Joined Jul 2016
L10: Grand Master
> bubble2 8,123 Posts
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Genghis_Khan
09-21-2021 at 08:02 AM.
09-21-2021 at 08:02 AM.
Quote from Tazmania99 :
I think Costco GCs are solely sold from Costco, which is considered wholesale clubs and not qualified for PYB. Same to Sam's Club. Home Depot GCs purchased from Home Depot and supermarkets will qualify, but not from other stores like Best Buy or Target.

Another quick way to burn your spending is to load your Amazon account GC balance with your CSP.

Thanks for the info!
Reply
Joined Sep 2004
L3: Novice
> bubble2 213 Posts
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statepkt
09-21-2021 at 08:16 AM.
09-21-2021 at 08:16 AM.
DP: DG'ed my CSR to Freedom 9/8 and applied for CSP 9/17 and was not immediately approved. Chase reviewed the application and approved it 1 day later. Nothing required on my part.
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Joined Mar 2016
L5: Journeyman
> bubble2 768 Posts
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trythedeal
09-21-2021 at 09:22 AM.
09-21-2021 at 09:22 AM.
Quote from Genghis_Khan :
Yeah, I think I'll do mostly Costco, Sam's club and Home Depot gift cards. Gift cards bought from 6 these retailers will qualify for pay yourself back?

Buy Walmart gift cards at Walmart. You can use Walmart gift card in Sam's.
Walmart purchase eligible for PYB.
Reply
Joined Jan 2018
L6: Expert
> bubble2 1,003 Posts
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Surfer5
09-21-2021 at 09:24 AM.
09-21-2021 at 09:24 AM.
Quote from Genghis_Khan :
Thanks for the info!

You can get Visa/MC from one of the groceries store and load it up. I think it will show up as groceries. Unless Chase flag a $2k spend at a grocery store for fraud or something.
Reply

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Joined Mar 2007
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butter123
09-21-2021 at 09:38 AM.
09-21-2021 at 09:38 AM.
I am not going to use points on travel/dining/shopping, what's the best method to use the points and get the most bang for the buck? I think Cashback or Pay your self back looks to be the options, correct?

Does any one know what's the difference between Cashback and Pay your self back? Which one is better?
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Joined Feb 2006
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Tazmania99
09-21-2021 at 10:11 AM.
09-21-2021 at 10:11 AM.
The minimum redemption value is $1 per 100 points for statement credit. Pay Yourself Back is 1.25x redemption ratio on eligible purchases such as restaurant/dining, home improvement, grocery, select charity, Lyft riding, and travel through Chase portal. In other words, PYB has 25% more redemption value. Chase has put all the cards on the table. You have to plan ahead of your spending to maximize the value of reward points.

Quote from butter123 :
I am not going to use points on travel/dining/shopping, what's the best method to use the points and get the most bang for the buck? I think Cashback or Pay your self back looks to be the options, correct?

Does any one know what's the difference between Cashback and Pay your self back? Which one is better?
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,234 Posts
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bru_that
09-21-2021 at 10:14 AM.
09-21-2021 at 10:14 AM.
Quote from Genghis_Khan :
what's a huge purchase/spending that i can charge if i have 20 more days for my 3 months anniversary? i already paid my 6 months car insurance. can i pay for my mortgage etc? i only spent $600 so far, damnnn.
Quote from 1dash1 :
Yes, you can make mortgage payments via Plastiq [plastiq.com], but you'll pay a premium for such services. If you go that route, start immediately ... it takes time to set up.https://slickdeals.net/forums/showpost.php?p=147904261&postcount=1227
Not with a Visa card, you can't. Mortgages are a Plastiq category that is sadly Mastercard-only.
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Joined Mar 2015
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> bubble2 6,192 Posts
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svsfan
09-21-2021 at 10:17 AM.
09-21-2021 at 10:17 AM.
Applied online a few days ago and had to wait for a decision. Yesterday got a call from 888-373-1969, said was from chase and asked for my dob, I refuse to answer and call was ended. Then I got denial letter today, called recon to see if they can move some credit around, they will call me back. They had mentioned that someone tried to call me yesterday so perhaps that call was legit though I had googled that number and some say that number was a scam.

Btw recon line was 888-270-2127, I had seen typo with 800 when I did a search.
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Last edited by svsfan September 21, 2021 at 10:21 AM.
Joined Feb 2006
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Tazmania99
09-21-2021 at 10:24 AM.
09-21-2021 at 10:24 AM.
In the situation like yours, I usually refuse to provide any personal info over the phone to an unknown caller like what you did. I'd even try to avoid answering any questions with a "yes" or "no" response. I'd ask the caller to put a note on my account, however, and then I call the bank myself. So the rep will see what is the current issue of my account when I call.

Quote from svsfan :
Applied online a few days ago and had to wait for a decision. Yesterday got a call from 888-373-1969, said was from chase and asked for my dob, I refuse to answer and call was ended. Then I got denial letter today, called recon to see if they can move some credit around, they will call me back. They had mentioned that someone tried to call me yesterday so perhaps that call was legit though I had googled that number and some say that number was a scam.
Reply
Joined Jul 2009
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Tampaite
09-21-2021 at 10:35 AM.
09-21-2021 at 10:35 AM.
Quote from 1dash1 :
You can parlay 100K points into $1,250 worth of travel purchases by using the Chase Ultimate Rewards travel portal.

Assuming that you previously set up your online Chase account, you can navigate to the Ultimate Rewards portal from your credit card account page (see attached image).
1. Click on the link shown.

2. The next screen that opens up will show your different UR accounts. Select the credit card account that you wish to use.

3. When the Ultimate Rewards portal comes up, click on the menu icon (three horizontal bars in the upper left corner). Select "Travel".

4. From there, booking your travel is straightforward... similar to most other travel websites.
As to redeeming for gift cards, after clicking the menu icon in step 3, select "Gift Cards". You can choose from a wide assortment of gift cards from the available choices, including Amazon Gift Cards. However, redemption is usually 1 cents per point. Your 100K bonus points would only be worth $1,000, not $1,250.

You also have the option of redeeming the points for cash, either as a statement credit or as a deposit to your financial institution at a penny a point. Again, your 100K bonus points would be worth $1,000.

If you have already earned the bonus, you also have the option of redeeming points under the Pay Yourself Back program at 1.25 cents per point until September 30.
https://slickdeals.net/f/15070267-chase-sapphire-preferred-card-spend-4-000-in-first-3-months-earn-100k-points?p=149374678#post149374678
https://slickdeals.net/f/15070267-chase-sapphire-preferred-card-spend-4-000-in-first-3-months-earn-100k-points?p=149394523#post149394523
Thanks for the detailed post!
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1dash1
09-21-2021 at 11:16 AM.
09-21-2021 at 11:16 AM.
Quote from Tampaite :
Thanks for the detailed post!
Please note. I corrected the post. The deadline for the Pay Yourself Back program is now December 31. https://www.doctorofcredit.com/ch...r-31-2021/

EDIT: Question whether PYB extension is true:
https://slickdeals.net/forums/showpost.php?p=149977027&postcount=5097

Edit2: PYB extended to 3/31/2022, limited categories for redemption.
https://slickdeals.net/f/15070267-chase-sapphire-preferred-card-spend-4-000-in-first-3-months-earn-100k-points?p=150006805#post150006805
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Last edited by 1dash1 September 30, 2021 at 05:09 PM.

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Joined Dec 2008
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1dash1
09-21-2021 at 11:20 AM.
09-21-2021 at 11:20 AM.
Quote from bru_that :
Not with a Visa card, you can't. Mortgages are a Plastiq category that is sadly Mastercard-only.
Thanks for the information!
Reply
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