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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired

+441 Deal Score
1,105,006 Views
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member sd_keets for finding this deal

Card Details:



Slickdeals may be compensated by Citi.

Original Post

Written by
Edited July 5, 2023 at 08:59 AM by
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
Created 06-10-2021 at 07:04 AM by sd_keets
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

No Enrollment Needed !!
If you go into the branch the offer is $300 check out your local branch
limited to only $500 spend per billing cycle which equates to $25 cash back per month...

nice, but limited to such a small amount.

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Joined Nov 2011
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> bubble2 893 Posts
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jlwallnc
12-02-2021 at 06:00 PM.
12-02-2021 at 06:00 PM.
Quote from ProfQuatermass :
Why are you people obsessed with your credit limits. Who's going to spend more than $500 a month on this card anyway? $1000 limit seems plenty.

A higher limit gives you more wiggle room to have low credit utilization, which impacts your score. So someone spending $500 per month on a $1000 limit is 50% utilization on that card, which is terrible (unless they happen to pay most of it off before the reporting date). If they left $500 on the statement their score would surely drop. On the flip side, someone spending $500 per month with a $10,000 limit is only utilizing 5%, which if 5% is what is reported, it can actually raise one's credit score. Using your credit cards often while still having low credit utilization shows that you are responsible. Higher limits across the board + constant low utilization over time = eye candy to credit reporting agencies.
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Joined Nov 2017
New User
> bubble2 172 Posts
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DealDevils
12-02-2021 at 06:08 PM.
12-02-2021 at 06:08 PM.
Not sure if anyone already informed this and this may be ymmv, but i saw offer of $300 on 1000 spent, on credit karma.
1
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Joined May 2012
L7: Teacher
> bubble2 2,065 Posts
364 Reputation
lifexpert
12-02-2021 at 09:50 PM.
12-02-2021 at 09:50 PM.
I don't use citi cards because they don't have a physical bank. Online only.
2
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Joined Aug 2009
You put that where?!
> bubble2 249 Posts
192 Reputation
pugmahone
12-03-2021 at 05:05 AM.
12-03-2021 at 05:05 AM.
Quote from androidf58 :
Meh, gave me a much lower limit than my other citi card I don't use. Will probably cancel right after promo.

I wouldn't do that. You already took the hit for it, best to just ride it out. Citi is notoriously conservative with their initial signature credit lines. On the plus side, they do soft pull credit checks for line increases, usually every 6 months, sometimes sooner. MyFico users report receiving line increases after only three months in some cases.
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Joined Aug 2009
You put that where?!
> bubble2 249 Posts
192 Reputation
pugmahone
12-03-2021 at 05:08 AM.
12-03-2021 at 05:08 AM.
Quote from Wyvern1 :
lol they finally approved me but gave me a $500 credit limit....

I have a high 700s credit score, a citi checking account and a Citi doublecash with a $9000 credit limit. something doesnt make sense...

It's possible you might be mistaking $500 of initial use, made available to you right away in the form of temporary credit line while they process your card. The app would confirm this if this is the case.
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Joined May 2020
L5: Journeyman
> bubble2 747 Posts
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androidf58
12-03-2021 at 05:09 AM.
12-03-2021 at 05:09 AM.
Quote from pugmahone :
I wouldn't do that. You already took the hit for it, best to just ride it out. Citi is notoriously conservative with their initial signature credit lines. On the plus side, they do soft pull credit checks for line increases, usually every 6 months, sometimes sooner. MyFico users report receiving line increases after only three months in some cases.

That limit doesn't mean anything disconnected from the balance transfer. I don't carry balances. I will call them when i get the card and ask them to move like 10K of my other card's limit over. If they say no, I'll close the card once the promo pays out. I really don't like Citibank, they treat us customers horrifically.
1
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Joined Sep 2021
L6: Expert
> bubble2 1,296 Posts
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Pro
Wyvern1
12-03-2021 at 06:13 AM.
12-03-2021 at 06:13 AM.
Quote from pugmahone :
It's possible you might be mistaking $500 of initial use, made available to you right away in the form of temporary credit line while they process your card. The app would confirm this if this is the case.
I called them and they confirmed it. they refused to explain why it was though...
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Joined Oct 2009
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> bubble2 1,650 Posts
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dealnabber
12-03-2021 at 10:49 AM.
12-03-2021 at 10:49 AM.
Data point for me, in case anyone's interested.
I've had Citi DoubleCash card for the past 5-6 years. I used it as my main card for a couple of years, but since then I haven't used it much.
I applied yesterday for Custom Cash (through the $300 back after spending $1,000 offer) and got the message saying "We have received your application and further processing is required. We will contact you in approximately 7-10 days regarding our decision."
So I thought, great, now they're gonna ask to verify income and stuff, might not be worth the headache.
About 4 hours later I get an email saying I got approved, with an even higher credit limit than my Double Cash card. It said the card will arrive in 7-10 days of my approval date.
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Joined Jul 2011
L5: Journeyman
> bubble2 849 Posts
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sky0102
12-03-2021 at 07:56 PM.
12-03-2021 at 07:56 PM.
Quote from androidf58 :
I was interested in the 0%, want it to put in the stock market. Tbh
I put some of it in my mortgage. It's like a free loan, and I only need to pay the minimum each month.
1
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Joined Nov 2016
New User
> bubble2 11 Posts
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Slick_B
12-04-2021 at 07:01 PM.
12-04-2021 at 07:01 PM.
SD,
Any gift card deal to spend 200-300$ to maximize benefits and to grab bonus?
Need to spend within month.
Reply
Joined Nov 2013
L5: Journeyman
> bubble2 712 Posts
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TheFullchakra
12-05-2021 at 03:22 PM.
12-05-2021 at 03:22 PM.
when will you received thank you points? did someone already got credit of 20,000 ThankYou®Points
Reply
Joined Dec 2006
L3: Novice
> bubble2 264 Posts
37 Reputation
jrtait
12-05-2021 at 04:16 PM.
12-05-2021 at 04:16 PM.
Quote from Slick_B :
SD,
Any gift card deal to spend 200-300$ to maximize benefits and to grab bonus?
Need to spend within month.
If you can't find any gift card deals, I usually prepay a few months of Internet and/or cell phone bill if I need to spend a few hundred quickly.
Reply
Joined Jul 2019
L6: Expert
> bubble2 1,437 Posts
22 Reputation
ditto33
12-06-2021 at 10:37 AM.
12-06-2021 at 10:37 AM.
Is this has virtual card feature?
Reply
Joined Nov 2016
New User
> bubble2 11 Posts
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Slick_B
12-06-2021 at 02:19 PM.
12-06-2021 at 02:19 PM.
Quote from jrtait :
If you can't find any gift card deals, I usually prepay a few months of Internet and/or cell phone bill if I need to spend a few hundred quickly.
Thanks I will try Visa/MC gift card from HomeDepot/Lowes, or pay some internet bill in advance.
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Joined Feb 2009
L2: Beginner
> bubble2 88 Posts
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bullonwallst
12-07-2021 at 02:27 AM.
12-07-2021 at 02:27 AM.
Or get the 300 back on 1000 deal that I saw on Credit Karma last week.
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