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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired

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Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member sd_keets for finding this deal

Card Details:



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Original Post

Written by
Edited July 5, 2023 at 08:59 AM by
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
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Created 06-10-2021 at 07:04 AM by sd_keets
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

No Enrollment Needed !!
·
If you go into the branch the offer is $300 check out your local branch
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limited to only $500 spend per billing cycle which equates to $25 cash back per month...

nice, but limited to such a small amount.
·

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Joined Jun 2010
L5: Journeyman
> bubble2 649 Posts
111 Reputation
ebf
01-27-2022 at 08:57 PM.
01-27-2022 at 08:57 PM.
Quote from amartins02 :
Really wish more cards offered a home utilities category. There is a card by US Bank which has this but they're super sensitive to people with lots of cards. I have over 800 FICO and got denied by them. Don't know of any other card that offers that category.

I got the US Bank card a couple months ago. I've been frustrated as purchase categories don't always match what you expect. They said my internet provider coded as "Computer Network Information Services" not straight "Internet" so, no 5%.
Reply
Joined May 2016
Generic
> bubble2 460 Posts
31 Reputation
westvamick
01-28-2022 at 03:38 AM.
01-28-2022 at 03:38 AM.
just now redeemed 30000 bonus +3000 odd reward points for a statement credit. im feeling rewarded.
1
Reply
Joined May 2008
L5: Journeyman
> bubble2 927 Posts
168 Reputation
echip
01-29-2022 at 03:22 AM.
01-29-2022 at 03:22 AM.
Quote from litotiger :
I cannot find the Credit Karma link $300, can you PM the link please? TIA.

NV. Found it.
Which link did you used?
I've searched and found the link to $300 bonus, but didn't work when I clicked on the link.
Error message said: "Page Not Found 404"
Reply
Joined Jun 2010
L5: Journeyman
> bubble2 649 Posts
111 Reputation
ebf
01-29-2022 at 07:35 AM.
01-29-2022 at 07:35 AM.
Quote from echip :
Which link did you used?
I've searched and found the link to $300 bonus, but didn't work when I clicked on the link.
Error message said: "Page Not Found 404"

You missed it. I applied and was approved yesterday around lunch. A couple hours later the link was dead.
Reply
Joined Dec 2017
L2: Beginner
> bubble2 80 Posts
10 Reputation
Tonyusch
01-29-2022 at 06:08 PM.
01-29-2022 at 06:08 PM.
How does citi define the "3 months" for spending $1000? Is it 90 days from the enrolling date? Or is the last day the bill closing date of the third month? For example, if I enrolled in this offer at Nov 1st, 2021, the last day is Feb 1st, 2022? or the bill cycle closing date Feb 25th, 2022?
Reply
Joined Aug 2004
...
> bubble2 9,786 Posts
5,122 Reputation
JaTaN
01-30-2022 at 07:21 AM.
01-30-2022 at 07:21 AM.
Quote from Tonyusch :
How does citi define the "3 months" for spending $1000? Is it 90 days from the enrolling date? Or is the last day the bill closing date of the third month? For example, if I enrolled in this offer at Nov 1st, 2021, the last day is Feb 1st, 2022? or the bill cycle closing date Feb 25th, 2022?
3mo from card approval date -- their bonus tracker shows you the exact date
1
Reply
Joined Dec 2017
L2: Beginner
> bubble2 80 Posts
10 Reputation
Tonyusch
01-30-2022 at 07:56 PM.
01-30-2022 at 07:56 PM.
Quote from JaTaN :
3mo from card approval date -- their bonus tracker shows you the exact date
So it is 90 days after the card approval date? I talked to a customer service but she said the billing cycle closing date, which is almost 110 days after the approval date, I am confused that if I can get the bonus if I have spending after the 90 days.
Reply

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Joined Aug 2004
...
> bubble2 9,786 Posts
5,122 Reputation
JaTaN
01-31-2022 at 06:14 AM.
01-31-2022 at 06:14 AM.
Quote from Tonyusch :
So it is 90 days after the card approval date? I talked to a customer service but she said the billing cycle closing date, which is almost 110 days after the approval date, I am confused that if I can get the bonus if I have spending after the 90 days.
You have 90 days to hit $1000 spend req -- their bonus tracker shows you the exact date and amount you have left out of $1000

Bonus is pending after you hit $1000 -- bonus is available for use when the statement generates
1
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Joined Aug 2018
L4: Apprentice
> bubble2 424 Posts
154 Reputation
Mawsu
01-31-2022 at 03:22 PM.
01-31-2022 at 03:22 PM.
Quote from Tonyusch :
So it is 90 days after the card approval date? I talked to a customer service but she said the billing cycle closing date, which is almost 110 days after the approval date, I am confused that if I can get the bonus if I have spending after the 90 days.
Did you miss spending with in 90 days of card arrival? Terms say, 90 days of account opening which technically means, the day they approve, but we could still argue with card arrival date. But if the spending not totaling by the 90th day, their automated system will not process the award and can be a big pain !
Reply
Joined Jun 2013
L3: Novice
> bubble2 181 Posts
37 Reputation
litotiger
01-31-2022 at 09:17 PM.
01-31-2022 at 09:17 PM.
Quote from echip :
Which link did you used?
I've searched and found the link to $300 bonus, but didn't work when I clicked on the link.
Error message said: "Page Not Found 404"
Sorry, you missed it. I also got the 404 error when I clicked on the link that I used to apply.
Reply
Joined Dec 2007
L9: Master
> bubble2 5,978 Posts
1,721 Reputation
famewolf
02-04-2022 at 03:26 PM.
02-04-2022 at 03:26 PM.
Quote from Tazmania99 :
Citi is very friendly for product change. You should give them a call if you really don't care the bonus.

Much better than capital one where when I tried to convert the quicksilver over to the savor card the response was "The savor card has never allowed product changes" and their consistent because I tried it about 18 months back and got same answer. In my delusion I thought they might eventually loosen up the restrictions once it was an established card.
Reply
Joined Oct 2013
L6: Expert
> bubble2 1,076 Posts
331 Reputation
saving2bankruptcy
02-10-2022 at 09:26 PM.
02-10-2022 at 09:26 PM.
Can I paypal or venmo my wife $1k with the 2.9% fee to meet the minimum spend for the 30,000 points bonus?
2
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Joined Nov 2012
L2: Beginner
> bubble2 53 Posts
10 Reputation
ikhanhdoit
02-10-2022 at 11:01 PM.
02-10-2022 at 11:01 PM.
Quote from saving2bankruptcy :
Can I paypal or venmo my wife $1k with the 2.9% fee to meet the minimum spend for the 30,000 points bonus?
Yes, you can. However, are you not able to spend $1,000 in 3 months? That shouldn't be that tough. I would only do that in your last week or so and just spend the remainder like that.
Reply
Joined Oct 2013
L6: Expert
> bubble2 1,076 Posts
331 Reputation
saving2bankruptcy
02-10-2022 at 11:04 PM.
02-10-2022 at 11:04 PM.
Quote from ikhanhdoit :
Yes, you can. However, are you not able to spend $1,000 in 3 months? That shouldn't be that tough. I would only do that in your last week or so and just spend the remainder like that.

Yeah, I can but I want to get the bonus pay it off and do a balance transfer by the end of next month. When another BT offer expires.
1
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Joined Nov 2012
L3: Novice
> bubble2 167 Posts
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aprideangel
02-11-2022 at 05:08 AM.
02-11-2022 at 05:08 AM.
I understand club warehouse purchases or insurance payments don't qualify for the 5%, but do they count toward meeting the $750 spending for the bonus points? Thanks!
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