Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Thanks to Staff Member sd_keets for finding this deal
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Card Details:
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
No Annual Fee.
Citi will only issue one Citi Custom Cash℠ Card account per person.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
I understand club warehouse purchases or insurance payments don't qualify for the 5%, but do they count toward meeting the $750 spending for the bonus points? Thanks!
Yes. It counts towards it. It's any spending balance.
I understand club warehouse purchases or insurance payments don't qualify for the 5%, but do they count toward meeting the $750 spending for the bonus points? Thanks!
wont be easy to get 750$ visa gift card from CVS to get 25$ cashback but less 5.95 extra charges cvs does (or 500$ and 250$ in 2 different bill cycles)? Use that at anywhere including club warehouse or insurances.
wont be easy to get 750$ visa gift card from CVS to get 25$ cashback but less 5.95 extra charges cvs does (or 500$ and 250$ in 2 different bill cycles)? Use that at anywhere including club warehouse or insurances.
Thanks for the suggestion. So I can also buy $500 visa gift card at Safeway and it will count as 5% back at a grocery store?
User beware. Citibank will not back you on a dispute. Even if you provided evidence, tracking, UPS awards an insurance claim to the retailer, and you file a CMFB complaint. They are a scam bank that ruined the economy once. Dont trust them
for those poo-pooing the card, you know there is such a thing as..having multiple cards that best suit your needs..
..no need to have over fifteen like i do, but this is easily one of the best cards currently out there, for this "5% top category" niche—even if you used this exclusively for 5% on groceries, it's unbeatable (by any non-af cards). HOWEVER, it is of course best combined with 1) a quarterly card like discover it or chase freedom flex, and 2) a 2% card like their own double cash, the new wells fargo active rewards, etc.
no one with any credit card savvy is advising that you replace a 2% everything card with this one, that would be ridiculous. and yes, earning caps do still suck, though. and yes a higher sign-up bonus can make up for a different rewards earning rate..but if you're not looking to sock-drawer it, do the math and see how it works out after the first year, and your spending habits, and all that. no one-size-fits-all here.
Capital one savor card is $200 off $500 much better deal and better card
Same payout (with a higher spend, but who cares) with a card that offers a lower cashback percentage and on fewer categories. I fail to see how it's better in any way (and I have the Savor card btw ... it sits in my wallet unused).
User beware. Citibank will not back you on a dispute. Even if you provided evidence, tracking, UPS awards an insurance claim to the retailer, and you file a CMFB complaint. They are a scam bank that ruined the economy once. Dont trust them
I have had mixed results with them on dispute, but a recent experience did leave a bad taste in my mouth. It was for a botched car repair and the owner of the shop ghosted me when I tried to get him to redo the job. I went to another shop, had it redone and had the mechanic state WHY it was redone right on the receipt I uploaded this document to Citi when I first filed the dispute. Citi then requested the document. I called and they confirmed they received it and it was just a mixup. A few weeks later I get a nastygram: "We haven't received the item we asked for and if you don't send it we're going to rule against you." I called them again. So sorry, we made a mistake again. No worries, it will all be handled. Another 1-2 weeks ago by and now the dispute is closed. You didn't send us this letter we asked for blah blah. I called and they, again, apologized for the error. We will get this reopened because obviously you did send us what we needed. Nope. Dispute remained closed in the merchant's favor and the official reason is that I never sent the requested document. The document is still right there on my account attached to the dispute. Nonetheless, I could never get it resolved and I ultimately paid $1,000 for what was initially a $400 job. I expected better considering we spend $50k+ per year on that very same card.
I have had mixed results with them on dispute, but a recent experience did leave a bad taste in my mouth. It was for a botched car repair and the owner of the shop ghosted me when I tried to get him to redo the job. I went to another shop, had it redone and had the mechanic state WHY it was redone right on the receipt I uploaded this document to Citi when I first filed the dispute. Citi then requested the document. I called and they confirmed they received it and it was just a mixup. A few weeks later I get a nastygram: "We haven't received the item we asked for and if you don't send it we're going to rule against you." I called them again. So sorry, we made a mistake again. No worries, it will all be handled. Another 1-2 weeks ago by and now the dispute is closed. You didn't send us this letter we asked for blah blah. I called and they, again, apologized for the error. We will get this reopened because obviously you did send us what we needed. Nope. Dispute remained closed in the merchant's favor and the official reason is that I never sent the requested document. The document is still right there on my account attached to the dispute. Nonetheless, I could never get it resolved and I ultimately paid $1,000 for what was initially a $400 job. I expected better considering we spend $50k+ per year on that very same card.
Even though they aren't a government entity, file a BBB complaint. I had a woman contact me in January (6 months after my problem) and she reopened the dispute (for now). My issue is with Best Buy playing games with tracking numbers, accepting a return, claiming they mailed an accepted return back to me, which ended up two towns over, Best Buy filing an insurance claim with UPS, and UPS granting it to them for almost $2000 and Citi Bank....who are Best Buy's credit card bank, not cooperating at all. I also filed a CFPB complaint against Citi three weeks ago(after the BBB woman contacted me), but have not heard back.
My credit rating has been well into the 800's for years and I pay every credit card balance off every single month, yet I get rejected (and I already have a Citi DoubleCash Mastercard that I've been using for years.) My live-in fiancee just got a pre-selected mailing from Citi for this same exact card today and the only reason she has any credit card usage at all is because I added her to most of my credit cards as an authorized user. What kind of crap is this?
So, I received a Credit Karma email today saying that my chances of being approved for this card are "outstanding" (even though I was rejected before back in August.) My income and credit score has stayed steady since then so I figured what the hell apply again and see what happens. To my surprise, I was instantly approved now! WTF?
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No Enrollment Needed !!
nice, but limited to such a small amount.
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Yes. It counts towards it. It's any spending balance.
This was discussed on this thread already also, like these posts:
https://slickdeals.net/f/15083926-citi-custom-cash-card-earn-200-after-spending-750-in-first-3-months?p=149765
https://slickdeals.net/f/15083926-citi-custom-cash-card-earn-200-after-spending-750-in-first-3-months?p=151355
also the credit karma link is back down to 200 for 750 spend, any other ways to get the $300 SUB. ?
There better cards offering $200/$300 bonus with unlimited 2% cashback
Think and apply
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User beware. Citibank will not back you on a dispute. Even if you provided evidence, tracking, UPS awards an insurance claim to the retailer, and you file a CMFB complaint. They are a scam bank that ruined the economy once. Dont trust them
..no need to have over fifteen like i do, but this is easily one of the best cards currently out there, for this "5% top category" niche—even if you used this exclusively for 5% on groceries, it's unbeatable (by any non-af cards). HOWEVER, it is of course best combined with 1) a quarterly card like discover it or chase freedom flex, and 2) a 2% card like their own double cash, the new wells fargo active rewards, etc.
no one with any credit card savvy is advising that you replace a 2% everything card with this one, that would be ridiculous. and yes, earning caps do still suck, though. and yes a higher sign-up bonus can make up for a different rewards earning rate..but if you're not looking to sock-drawer it, do the math and see how it works out after the first year, and your spending habits, and all that. no one-size-fits-all here.
User beware. Citibank will not back you on a dispute. Even if you provided evidence, tracking, UPS awards an insurance claim to the retailer, and you file a CMFB complaint. They are a scam bank that ruined the economy once. Dont trust them
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