Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+334 Deal Score
1,131,958 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

See Rates & Fees
Slickdeals may be compensated by Wells Fargo
  • Deal Image
Deal Image
See Deal

Original Post

Written by
Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Add Comment
Reply
Created 06-28-2021 at 04:16 PM by pink123
in Credit Cards (3) See More Wells Fargo Offers
If you take advantage of an offer on our site, Slickdeals may receive a commission.

Check Out Similar Credit Cards Deals

View All
Frontpage
Chase - Bank Advertiser
Prime Visa: $250 Amazon Gift Card Instantly Upon Approval
73 100
Frontpage
Prime Members: SanDisk 2TB Extreme microSDXC UHS-I Memory Card with Adapter - Up to 240MB/s, C10, U3, V30, 4K, 5K, A2, Micro SD Card- SDSQXAV-2T00-GN6MA $165.6
$165.60
+ Free Shipping
24 27
Frontpage
$100 Apple Gift Card (Digital) + $10 Bestbuy eGC for $100
$100
50 27
Popular
At Staples - No Purchase Fee when you buy a $200 Mastercard Gift Card In Store Only (a $7.95 value) - Starts from 7/13-7/19/25 - Limit 9 per customer per day
9 0
Popular
Regal Gift Cards ON Prime Day $40
6 1
15% off Select Gift Cards @ Best Buy – Vudu, Fandango, Mix It Up / Focus Brands
4 8
Deal
Score +334
1,131,958 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

878 Comments

View Forum Thread

Your comment cannot be blank.

Featured Comments

These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
·
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
·
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/
·

Sign up for a Slickdeals account to remove this ad.

Joined Aug 2009
L5: Journeyman
> bubble2 536 Posts
Develop_Ment
10-28-2021 at 01:55 PM.
10-28-2021 at 01:55 PM.
Quote from Cinto :
Tbh, I got this 2% card and two other credit cards with rotating categories at 5% (Freedom Flex, Discover It). I have to say that I barely use the 2%.
I just recently changed another legacy credit card with Chase (switched to a Chase Freedom Unlimited) as well as changing one of my old Wells Fargo Credit Cards to this Active Cash thankfully without a credit check.

I guess the only other card I would go for is an Amex. I'd had Wells Fargo account for probably over 25 years and i dont feel like they can do much for me.
Reply
Joined Jan 2013
L1: Learner
> bubble2 14 Posts
10 Reputation
MelissaRinehart
10-28-2021 at 06:26 PM.
10-28-2021 at 06:26 PM.
Quote from holycow1 :
Will WF allow you to convert an existing Visa to this?

Yes they will
Reply
Joined Jan 2013
L1: Learner
> bubble2 14 Posts
10 Reputation
MelissaRinehart
10-28-2021 at 06:27 PM.
10-28-2021 at 06:27 PM.
Quote from CanesFan :
Anyone know if the cell phone protection covers multiple phones on the cell phone bill you're paying? I have 3 lines on my account and when trying to read the terms on the cell phone protection I didn't really see any specifics talking about this. I'm wondering if it's just the card holder's phone or all phones on the account, with a limit of 2 claims per year of course.

I believe it's all the lines on the account that are covered.
Reply
Joined Jul 2005
L5: Journeyman
> bubble2 942 Posts
314 Reputation
okiejay1
10-28-2021 at 08:00 PM.
10-28-2021 at 08:00 PM.
Quote from hans007 :
wow i actually got denied for this. They even sent me a letter saying something about checking my credit and some sort of 0 balance credit ratio. I have an ~830 credit score and make plenty of money. I probably spend $1000 a month on a wellsfargo amex ..... what a shit bank.
Same thing happened to me! I guess that they want customers who won't be able to pay off their credit card balances each month.
1
Reply
Joined Apr 2005
L10: Grand Master
> bubble2 9,296 Posts
1,596 Reputation
CanesFan
10-29-2021 at 08:27 AM.
10-29-2021 at 08:27 AM.
Quote from MelissaRinehart :
I believe it's all the lines on the account that are covered.
Thanks for the reply. I'm hoping it is since there are tons of family plans or multiple lines on an account nowadays, hard to believe they expect 1 phone per account being paid with their credit card.
Reply
Joined Nov 2016
L2: Beginner
> bubble2 53 Posts
10 Reputation
SilentBob420BMFJ
10-30-2021 at 06:38 PM.
10-30-2021 at 06:38 PM.
Quote from AnsonL6358 :
I have the Citi Double Cash card with 2% cash back. This looks to be exactly the same. Can anyone confirm that you can get 1:1 cashback for this card? Some cards will give you less if you want cashback like my Capitalone.

Citibank has an insane 50% penalty if you want actual cash though; you have to get it in gift cards if you want 1:1.
Reply
Joined Nov 2016
L2: Beginner
> bubble2 53 Posts
10 Reputation
SilentBob420BMFJ
10-30-2021 at 06:57 PM.
10-30-2021 at 06:57 PM.
Quote from ReviewWriter :
Stay away from credit cards in general. Not worth it.

https://www.valuepenguin.com/cred...ng-studies

It blows my mind how so many people can just completely not care about getting like $500-1000 extra a year. Like is your discipline that bad that you will exceed that amount in stuff you would have never otherwise bought and interest charges?

I've always wondered if all of these people know exactly what they're giving up. I have a feeling some of them don't, and just see it as "only 2%", and not as a real world figure such as $1000/year. That's a hell of a lot of money just to use a specific form of payment.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Nov 2010
L2: Beginner
> bubble2 72 Posts
30 Reputation
chuckieshere
10-30-2021 at 08:34 PM.
10-30-2021 at 08:34 PM.
Quote from SilentBob420BMFJ :
Citibank has an insane 50% penalty if you want actual cash though; you have to get it in gift cards if you want 1:1.
The Citi Doublecash card is definitely 2% cash back. You've been doing it wrong. I've used the Citi Doublecash card for years. Technically this Wells Fargo card is a bit better since it offers free cell phone insurance (so feel free to support the site and sign up for it), but I'm too lazy to change just for that.

To get the full 2%, just redeem to your checking account. Yes, if you redeem it as a statement credit it becomes about 1.98% cash back since you don't earn cash back on the amount credited, but 1.98% is essentially 2%.

https://www.nerdwallet.com/review...ouble-cash
Reply
Joined Nov 2010
L2: Beginner
> bubble2 72 Posts
30 Reputation
chuckieshere
10-30-2021 at 08:40 PM.
10-30-2021 at 08:40 PM.
Quote from SilentBob420BMFJ :
It blows my mind how so many people can just completely not care about getting like $500-1000 extra a year. Like is your discipline that bad that you will exceed that amount in stuff you would have never otherwise bought and interest charges?

I've always wondered if all of these people know exactly what they're giving up. I have a feeling some of them don't, and just see it as "only 2%", and not as a real world figure such as $1000/year. That's a hell of a lot of money just to use a specific form of payment.
Surveys say 54% of Americans are in credit card debit. So, on average, yes, they'd be better served by not using credit cards and paying the 20% or so annual interest. You (and me) just have friends and colleagues that are more financially aware and/or have higher income and thus benefit from a 2% cash back card. The average person gets screwed over financially by credit cards and the 20% interest outweighs the 2% cash back.

https://www.cnbc.com/2021/09/27/42-percent-of-americans-have-increased-their-credit-card-debt-during... [cnbc.com]
Reply
Joined Dec 2016
New User
> bubble2 5 Posts
10 Reputation
intothenight
10-30-2021 at 09:52 PM.
10-30-2021 at 09:52 PM.
Question regarding these credit card bonuses: Does purchasing gift cards online qualify towards purchases?? I have 1 month to make $1,500 in purchases to qualify for the bonus. Was thinking about buying some gift cards from Amazon to meet the goal. A U.S. bank rep once told me that gift cards purchased online may be considered as an "advance" and may not count towards your monthly purchases on the card. Anyone have experience with purchasing gift cards online to meet the bonus amount?
Reply
Last edited by intothenight October 30, 2021 at 09:56 PM.
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,562 Posts
1,710 Reputation
Pro
Tazmania99
10-30-2021 at 10:46 PM.
10-30-2021 at 10:46 PM.
It depends on what credit card you use on the gift card purchase. AMEX is a big no no. On the terms of AMEX card applications, there clearly states that gift card purchases will not count towards minimum spend. Will AMEX know? I can tell you they will know and they are serious about it. It is because they are not only a card issuer but also running their own card network. They know all the details of each card transactions.

For all other card issuers, it is OK to purchase GCs to meet minimum spend, not because those banks don't care but they are card issuers either on Visa or MasterCard network. When you swipe your card, they only know where you swipe the card and how much is on the charge. If they want to know more details about the purchase, they need to pay extra to Visa/MC.

If you are thinking about buying Amazon GCs, I suggest you directly load your Amazon gift card balance with your credit card. In this way, no bank will know about what you spend on Amazon.

Quote from intothenight :
Question regarding these credit card bonuses: Does purchasing gift cards online qualify towards purchases?? I have 1 month to make $1,500 in purchases to qualify for the bonus. Was thinking about buying some gift cards from Amazon to meet the goal. A U.S. bank rep once told me that gift cards purchased online may be considered as an "advance" and may not count towards your monthly purchases on the card. Anyone have experience with purchasing gift cards online to meet the bonus amount?
1
Reply
Joined Aug 2012
L3: Novice
> bubble2 178 Posts
28 Reputation
buggleboy
10-31-2021 at 06:40 AM.
10-31-2021 at 06:40 AM.
Are they recruiting customers for another scam?
Reply
Joined Oct 2008
L4: Apprentice
> bubble2 435 Posts
110 Reputation
btlist
10-31-2021 at 11:53 AM.
10-31-2021 at 11:53 AM.
Quote from chuckieshere :
Surveys say 54% of Americans are in credit card debit. So, on average, yes, they'd be better served by not using credit cards and paying the 20% or so annual interest. You (and me) just have friends and colleagues that are more financially aware and/or have higher income and thus benefit from a 2% cash back card. The average person gets screwed over financially by credit cards and the 20% interest outweighs the 2% cash back.

https://www.cnbc.com/2021/09/27/42-percent-of-americans-have-increased-their-credit-card-debt-during... [cnbc.com]
Precisely why Dave Ramsey is a ga-jillion-aire. Blows my mind that people need to pay somebody to teach them the difference between wants and needs. Even when I was a poor just out of college with a crappy job person, I knew I shouldn't charge anything if I didn't have the cash in the bank to cover it.
Reply
Joined Sep 2007
You better be Gud!!!!!!!!
> bubble2 9,570 Posts
1,825 Reputation
Santa_Claus
10-31-2021 at 01:09 PM.
10-31-2021 at 01:09 PM.
Thanks.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Mar 2007
L4: Apprentice
> bubble2 379 Posts
72 Reputation
girlegirl7101
10-31-2021 at 06:44 PM.
10-31-2021 at 06:44 PM.
Quote from SlickDealir :
Is your checking account with Wells Fargo? Is the credit card a Wells Fargo Propel American Express? I hate to leave everybody hanging with a "dude, trust me", but I have not been able to pay more than 3 times online in a statement period. Phone calls seem to not be affected by this limit. Any datapoints would be appreciated.

Happens to me also! I am limited to three payments online.
Reply
Page 17 of 59
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.