Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months
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Update: This popular offer is still available
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Thanks to Community Member pink123 for finding this deal.
Card Features:
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Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Card Features:
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No categories to track or remember and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Select "Apply Now" to learn more about the product features, terms and conditions
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.
LOL - You mean they can't make 'enough' money... The money they could make on EVERY transaction just isn't enough for these people...
You're right, forgot about the transaction fees. But I'm sure they'd rather people rack it up and continue to hold balance for years on end at the high interest rates.
So i update the card and it offer me $200 bonus but now they said i am not eligible … why you give me offer and now not eligible after 2month use… i read term and my pervious card is 4year old. As per terms its saying only people who applied credit card 15month before are not eligible…
They just gave me 25% APR after first year. Fine by me. I'm paying off my student loan to get $200 cash back. Only reason I'm even getting a credit card. It was something I'm already gonna finish off paying. They are about to send me cash for nothing 😂 card is cancelled right after that $200 clears I promise 😉
They just gave me 25% APR after first year. Fine by me. I'm paying off my student loan to get $200 cash back. Only reason I'm even getting a credit card. It was something I'm already gonna finish off paying. They are about to send me cash for nothing 😂 card is cancelled right after that $200 clears I promise 😉
That will affect your credit negatively.
Don't cancel it just keep it as it's a 2% cashback card.
Just make sure to pay your balance off every statement and you'll never pay any interest.
I haven't paid a penny of interest on any of my credit cards in over 10 years.
I just make money off my cards.
Shall I apply for this? I have a FICO score of 831. Already have a VISA card from BOA which gives me 2.61% cash back, but have to maintain 100k total balance which is not a issue for me( emergency fund in checking account plus brokerage account ). The only issue is BOA card charges annual fee of $95. This Wells Fargo card also offered me 15 months 0% APR on purchase and balance transfer. I don't have any balance on credit card as I pay them full every month
Need a suggestion on which credit card to apply for, mainly looking for a balance transfer offer to clear my other credit card balances, and also for some personal use. My credit score is 727
WF active cash card vs BoFA unlimited cash rewards card?
both having $200 cash bonus offer after $1k spent
15-18months intro 0% APR on balance transfer
Think about all the people that were hurt/damaged by this horrid bank. I wouldn't sell my soul for a lousy cash back card. There are other options out there.
I been on Discover too long at 1% and quarterly 5% bonuses, now at Capital 1 but thats only 1,5%
Just got approved WF 2% CB but my limit is only half of the other cards.
Same here. The 5% discover is only useful if you don't have your life together and shop at same stores. I get 5% back at Amazon, wholeFoods, and Walmart and I always use discounts when I shop there. Huge savings. Last year I just randomly used the discover and only made like 40$ the whole year.
Does this card have an auto-pay option? I don't see one in my online account.
In the app, click "Transfer and Pay". Then choose "Pay WF Accounts". Select your accounts and balance payment amounts and monthly date. Mine took more than one billing cycle to activate auto pay
this CC is the WORST financial decision I've ever made. Wells Fargo is so behind the times, its an old person bank, jesus. Coming from Discover, I now realize how nice they were, never had problems. For instance, the cash back is only allowed to be redeemed in $25 increments and you cannot send it back to your bank. HOW DUMB IS THIS. JUST GIVE ME MY MONEY.
In the app, click "Transfer and Pay". Then choose "Pay WF Accounts". Select your accounts and balance payment amounts and monthly date. Mine took more than one billing cycle to activate auto pay
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Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
https://www.fnbo.com/personal-ban...dit-cards/
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Don't cancel it just keep it as it's a 2% cashback card.
Just make sure to pay your balance off every statement and you'll never pay any interest.
I haven't paid a penny of interest on any of my credit cards in over 10 years.
I just make money off my cards.
WF active cash card vs BoFA unlimited cash rewards card?
both having $200 cash bonus offer after $1k spent
15-18months intro 0% APR on balance transfer
Any suggestions?
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This card, combined with 5% store cc's. Charge bills to the 2% card and only shop at the stores you have a card with
Fico revolving utilization
Just got approved WF 2% CB but my limit is only half of the other cards.
Same here. The 5% discover is only useful if you don't have your life together and shop at same stores. I get 5% back at Amazon, wholeFoods, and Walmart and I always use discounts when I shop there. Huge savings. Last year I just randomly used the discover and only made like 40$ the whole year.
Now with the 5% I get that amount in a month
In the app, click "Transfer and Pay". Then choose "Pay WF Accounts". Select your accounts and balance payment amounts and monthly date. Mine took more than one billing cycle to activate auto pay
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