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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+334 Deal Score
1,131,666 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

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Slickdeals may be compensated by Wells Fargo

Original Post

Written by
Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 04:16 PM by pink123
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Deal
Score
+334
1,131,666 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

878 Comments

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Featured Comments

These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

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Joined Apr 2005
L10: Grand Master
> bubble2 9,295 Posts
1,596 Reputation
CanesFan
01-13-2022 at 09:39 AM.
01-13-2022 at 09:39 AM.
Quote from Boobooo :
LOL - You mean they can't make 'enough' money... The money they could make on EVERY transaction just isn't enough for these people...
You're right, forgot about the transaction fees. But I'm sure they'd rather people rack it up and continue to hold balance for years on end at the high interest rates.
Reply
Joined Aug 2019
New User
> bubble2 1 Posts
10 Reputation
Nibesh
01-14-2022 at 02:33 AM.
01-14-2022 at 02:33 AM.
So i update the card and it offer me $200 bonus but now they said i am not eligible … why you give me offer and now not eligible after 2month use… i read term and my pervious card is 4year old. As per terms its saying only people who applied credit card 15month before are not eligible…
1
Reply
Joined Dec 2018
L3: Novice
> bubble2 106 Posts
26 Reputation
JamesL8409
01-15-2022 at 06:43 AM.
01-15-2022 at 06:43 AM.
They just gave me 25% APR after first year. Fine by me. I'm paying off my student loan to get $200 cash back. Only reason I'm even getting a credit card. It was something I'm already gonna finish off paying. They are about to send me cash for nothing 😂 card is cancelled right after that $200 clears I promise 😉
3
Reply
Joined May 2021
L5: Journeyman
> bubble2 962 Posts
54 Reputation
JollyReward108
01-15-2022 at 10:05 AM.
01-15-2022 at 10:05 AM.
I hope they still have this next Oct., I don't spend that amount till home and car insurance. Always an insurance discount with a new card.
1
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 15,549 Posts
961 Reputation
hsjpatman
01-15-2022 at 04:53 PM.
01-15-2022 at 04:53 PM.
Quote from JamesL8409 :
They just gave me 25% APR after first year. Fine by me. I'm paying off my student loan to get $200 cash back. Only reason I'm even getting a credit card. It was something I'm already gonna finish off paying. They are about to send me cash for nothing 😂 card is cancelled right after that $200 clears I promise 😉
That will affect your credit negatively.
Don't cancel it just keep it as it's a 2% cashback card.
Just make sure to pay your balance off every statement and you'll never pay any interest.
I haven't paid a penny of interest on any of my credit cards in over 10 years.
I just make money off my cards.
1
Reply
Joined Oct 2006
L7: Teacher
> bubble2 2,662 Posts
458 Reputation
desitoyota
01-15-2022 at 05:25 PM.
01-15-2022 at 05:25 PM.
Shall I apply for this? I have a FICO score of 831. Already have a VISA card from BOA which gives me 2.61% cash back, but have to maintain 100k total balance which is not a issue for me( emergency fund in checking account plus brokerage account ). The only issue is BOA card charges annual fee of $95. This Wells Fargo card also offered me 15 months 0% APR on purchase and balance transfer. I don't have any balance on credit card as I pay them full every month
1
Reply
Last edited by desitoyota January 15, 2022 at 05:28 PM.
Joined Jan 2018
L3: Novice
> bubble2 120 Posts
25 Reputation
Dukker
01-17-2022 at 11:29 AM.
01-17-2022 at 11:29 AM.
Need a suggestion on which credit card to apply for, mainly looking for a balance transfer offer to clear my other credit card balances, and also for some personal use. My credit score is 727

WF active cash card vs BoFA unlimited cash rewards card?
both having $200 cash bonus offer after $1k spent
15-18months intro 0% APR on balance transfer

Any suggestions?
1
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Joined Sep 2012
New User
> bubble2 14 Posts
10 Reputation
CarrierPigeon
01-17-2022 at 10:12 PM.
01-17-2022 at 10:12 PM.
Think about all the people that were hurt/damaged by this horrid bank. I wouldn't sell my soul for a lousy cash back card. There are other options out there.
1
Reply
Joined Nov 2021
New User
> bubble2 3 Posts
10 Reputation
AquaGame576
01-18-2022 at 02:49 PM.
01-18-2022 at 02:49 PM.
Quote from sm123 :
What's the best cashback credit card without foreign transaction fees?

This card, combined with 5% store cc's. Charge bills to the 2% card and only shop at the stores you have a card with
1
Reply
Joined Nov 2021
New User
> bubble2 3 Posts
10 Reputation
AquaGame576
01-18-2022 at 02:51 PM.
01-18-2022 at 02:51 PM.
Quote from canyonheights9 :
Why does your "limit" mean anything??

Fico revolving utilization
1
Reply
Joined Nov 2021
New User
> bubble2 3 Posts
10 Reputation
AquaGame576
01-18-2022 at 03:05 PM.
01-18-2022 at 03:05 PM.
Quote from samsonn25 :
I been on Discover too long at 1% and quarterly 5% bonuses, now at Capital 1 but thats only 1,5%

Just got approved WF 2% CB but my limit is only half of the other cards.

Same here. The 5% discover is only useful if you don't have your life together and shop at same stores. I get 5% back at Amazon, wholeFoods, and Walmart and I always use discounts when I shop there. Huge savings. Last year I just randomly used the discover and only made like 40$ the whole year.

Now with the 5% I get that amount in a month
1
Reply
Joined Aug 2007
L5: Journeyman
> bubble2 767 Posts
353 Reputation
duhjoker
01-18-2022 at 08:10 PM.
01-18-2022 at 08:10 PM.
Quote from oppayah :
Does this card have an auto-pay option? I don't see one in my online account.

In the app, click "Transfer and Pay". Then choose "Pay WF Accounts". Select your accounts and balance payment amounts and monthly date. Mine took more than one billing cycle to activate auto pay
Reply
Joined Jun 2015
New User
> bubble2 3 Posts
10 Reputation
o2ChrisB
01-19-2022 at 07:23 PM.
01-19-2022 at 07:23 PM.
Madthis CC is the WORST financial decision I've ever made. Wells Fargo is so behind the times, its an old person bank, jesus. Coming from Discover, I now realize how nice they were, never had problems. For instance, the cash back is only allowed to be redeemed in $25 increments and you cannot send it back to your bank. HOW DUMB IS THIS. JUST GIVE ME MY MONEY.
2
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Joined Nov 2015
L2: Beginner
> bubble2 27 Posts
33 Reputation
cewsuk
01-20-2022 at 03:13 PM.
01-20-2022 at 03:13 PM.
Lol i love how these ads have the hot symbol now. Like ppl get get enough of this awesome advertised card
1
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Joined Mar 2010
L6: Expert
> bubble2 1,808 Posts
159 Reputation
oppayah
01-20-2022 at 09:26 PM.
01-20-2022 at 09:26 PM.
Quote from duhjoker :
In the app, click "Transfer and Pay". Then choose "Pay WF Accounts". Select your accounts and balance payment amounts and monthly date. Mine took more than one billing cycle to activate auto pay
How about from Wells Fargo website (not app)?
Reply
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