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Amex Blue Cash Everyday Cardholders: Savings on Online, Gas & Grocery Purchases

3% Back
+192 Deal Score
560,810 Views
Update: This popular deal is still available.

American Express offers their American Express Blue Cash Everyday Cardholders: 3% Back on U.S. Online Retail, Gas & Grocery Purchases.

Thanks to community member scottee for finding this deal.

Note, each category is eligible for 3% back on up to $6,000 in purchases. Purchases beyond $6,000 will earn 1% back.

Original Post

Written by
Edited November 16, 2022 at 12:17 PM by
Earn a $200 statement credit after you spend $2,000 in purchases in your first 6 months with the Blue Cash Everyday® Card from American Express. Annual fee is $0.

Card details:

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Created 07-26-2022 at 03:07 PM by scottee
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Deal
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+192
560,810 Views
3% Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Saw this earlier.. wasn't using this card anymore but now it moves to be top. Wish all Amex still had extended warranty option though..

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Joined Dec 2008
L2: Beginner
> bubble2 69 Posts
20 Reputation
dingurupa
08-14-2022 at 07:38 AM.

Our community has rated this post as helpful. If you agree, why not thank dingurupa

08-14-2022 at 07:38 AM.
So this 3% cash back is a little too restrictive to be worthwhile. I've had this card for awhile and started using it again thinking it'd be fairly straightforward -- it is not! I've used it at three different online clothing retailers and all transactions only got 1% cash back. The only transaction that returned the appropriate 3% was walmart.com.

I spoke with an Amex rep about this and, as I suspected, this is due to the MCC codes that certain retailers use. Amex is being way to restrictive with the MCC codes that they count as "retail" for this card, so good luck getting 3% cash back unless it's for big merchants like walmart.com.
2
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Joined Sep 2018
L6: Expert
> bubble2 1,573 Posts
66 Reputation
Ryson11
08-14-2022 at 08:44 AM.
08-14-2022 at 08:44 AM.
Quote from soapie :
Did the blue cash card change from the clear looking credit card to this one with the blue guy on it? Just curious

Yes clear is old design with stamped in CC numbers showing on front and name
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,513 Posts
1,365 Reputation
kensteele
08-14-2022 at 02:59 PM.
08-14-2022 at 02:59 PM.
Quote from dingurupa :
So this 3% cash back is a little too restrictive to be worthwhile. I've had this card for awhile and started using it again thinking it'd be fairly straightforward -- it is not! I've used it at three different online clothing retailers and all transactions only got 1% cash back. The only transaction that returned the appropriate 3% was walmart.com.

I spoke with an Amex rep about this and, as I suspected, this is due to the MCC codes that certain retailers use. Amex is being way to restrictive with the MCC codes that they count as "retail" for this card, so good luck getting 3% cash back unless it's for big merchants like walmart.com.
come over to usalliance.org where the 3% card doesn't care about mcc codes. they are not trying to cheat you or be deceptive. you get 3% on every single purchase whether its at mcdonalds, walmart.com, or your library fees. everything. from today until whenever they're done. you can spend $3 or $300 or $30,000....no cap, no limits. the only time i visit my online account is every quarter to apply my $$$ as a statement credit. it's the only true 3% cb card. Peace
2
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Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
2,718 Reputation
cgigate
08-14-2022 at 10:21 PM.
08-14-2022 at 10:21 PM.
Quote from sflv :
For Kroger, I buy a Kroger gift card instore for a grocery purchase and then use at pump. Kroger does not code as gas or grocery at the pump.

False, the Kroger gasoline purchase at the pump is clearly labeled as gas purchase. I use BoA card at Kroger gas pump, all are accurately catalogued cashback as gas station
Reply
Joined Nov 2017
L3: Novice
> bubble2 236 Posts
62 Reputation
sflv
08-15-2022 at 08:39 AM.
08-15-2022 at 08:39 AM.
Quote from cgigate :
False, the Kroger gasoline purchase at the pump is clearly labeled as gas purchase. I use BoA card at Kroger gas pump, all are accurately catalogued cashback as gas station
It depends on the card. Citibank Costco, AMEX and Discover, just to name a few will not code these as gas.
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
2,718 Reputation
cgigate
08-15-2022 at 09:07 AM.
08-15-2022 at 09:07 AM.
Quote from sflv :
It depends on the card. Citibank Costco, AMEX and Discover, just to name a few will not code these as gas.

Nope! discover and amex also well recognized Kroger pump purchase as gas station .
Should be no difference with Citi Costco visa card, they are going to the same Visa network as BoA Visa cash rewards card
Reply
Joined Jun 2016
L3: Novice
> bubble2 3,056 Posts
358 Reputation
np1050
08-20-2022 at 06:51 AM.
08-20-2022 at 06:51 AM.
Quote from kensteele :
is this one of the first general 3% shots fired? i remember when 2% was the target and fidelity led the way.

still not as good as my credit card which is 3% on everything, everywhere, unlimited. i spend 80% of my purchases online so this deal would be ok if i didn't have u.s. alliance

https://go.usalliance.org/signature-card-rewards

Correct me if I'm wrong but that 3% back is only until the end of the year, at which point it will revert to 2%. Certainly not worth a membership and credit pull. If Cashback is your end game, a simple churn of one or two cards will easily net you more in a year of general spend. If you're looking for higher long term Cashback, I would recommend Citibank custom cash, one for each major category of spend. And a 2% card to fill in the blanks
Reply

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Joined Jan 2007
L3: Novice
> bubble2 262 Posts
96 Reputation
NightHawk87
08-27-2022 at 07:27 AM.
08-27-2022 at 07:27 AM.
Quote from kensteele :
is this one of the first general 3% shots fired? i remember when 2% was the target and fidelity led the way.

still not as good as my credit card which is 3% on everything, everywhere, unlimited. i spend 80% of my purchases online so this deal would be ok if i didn't have u.s. alliance

https://go.usalliance.org/signature-card-rewards

Only 3% for 4 months then 2%
Reply
Joined Jan 2007
L3: Novice
> bubble2 262 Posts
96 Reputation
NightHawk87
08-27-2022 at 07:28 AM.
08-27-2022 at 07:28 AM.
Quote from kensteele :
come over to usalliance.org where the 3% card doesn't care about mcc codes. they are not trying to cheat you or be deceptive. you get 3% on every single purchase whether its at mcdonalds, walmart.com, or your library fees. everything. from today until whenever they're done. you can spend $3 or $300 or $30,000....no cap, no limits. the only time i visit my online account is every quarter to apply my $$$ as a statement credit. it's the only true 3% cb card. Peace

Only good for 4 months. Then 2%
Reply
Joined Aug 2009
L10: Grand Master
> bubble2 13,455 Posts
831 Reputation
Krazen1211
08-27-2022 at 07:41 AM.
08-27-2022 at 07:41 AM.
Quote from soapie :
Did the blue cash card change from the clear looking credit card to this one with the blue guy on it? Just curious
You can request a replacement card if you want the new design.
Reply
Joined May 2019
L6: Expert
> bubble2 1,047 Posts
30 Reputation
Tj11989
08-31-2022 at 07:53 PM.
08-31-2022 at 07:53 PM.
Quote from xtac :
why would anyone use platinum when you can get 3% back on this?

Can anyone give feedback on this? I'm figuring out which AMEX should be my first one (just got offers in the mail for gold and platinum) but this deal is tempting?
Reply
Joined Jun 2010
L6: Expert
> bubble2 1,642 Posts
254 Reputation
HansGruber
09-01-2022 at 03:54 AM.
09-01-2022 at 03:54 AM.
Quote from Tj11989 :
Can anyone give feedback on this? I'm figuring out which AMEX should be my first one (just got offers in the mail for gold and platinum) but this deal is tempting?
It must be hard to turn down a $250 annual fee and what is the Platinum around $695 annual fee. Which is what brings me to the Amex blue cash everyday card. Why are you asking questions about no annual fee cards?
Reply
Joined Dec 2010
L5: Journeyman
> bubble2 1,662 Posts
125 Reputation
britdude
09-05-2022 at 11:39 AM.
09-05-2022 at 11:39 AM.
Quote from NightHawk87 :
Only 3% for 4 months then 2%
Some Richard head said it was forever.....

Dodgy folks giving wrong info
Reply
Joined Aug 2007
hawt mama holdin
> bubble2 643 Posts
92 Reputation
aceboo
09-12-2022 at 09:59 AM.
09-12-2022 at 09:59 AM.
Quote from britdude :
Some Richard head said it was forever.....

Dodgy folks giving wrong info
My ex husband is Richard.
Translating this in my head gave me a big smile! Thanks
1
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Joined Nov 2005
L9: Master
> bubble2 5,274 Posts
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SouthPawNd
09-14-2022 at 09:55 PM.
09-14-2022 at 09:55 PM.
Hmm I've been using my AMEX Blue with 3% CB for Grocery for at least 10 years already (until there's a 5% CB quarter from my other CC cards). So it's nothing new, perhaps the 3% CB for gas is new
Reply
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