Citi® Double Cash Card: Earn 2% on Every Purchase and 0% Intro APR on Balance Transfers for 18 Months
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Citi® is offering 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases and 0% intro APR on Balance Transfers for 18 months with the Citi® Double Cash Card.
Card Details:
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.99% - 28.99%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
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Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
I thought i read a while back that this card removed all its added benefits like Extended warranty, purchase protection, rental car coverage, travel protection etc. that other cards like the Chase Freedom and Costco Citi card comes with standard?
What added benefits does this card come with? (eg. extending the warranty on purchases by 1 year or double the warranty, like a laptop coming with 1 year warranty would extend to 2 years or a bed that has a 4 year warranty would extend to 5 or 8 years? or another example, purchase protection where it covers items you buy past the 30 days return period up to 6 months if they are defective)?
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01-08-2023 at 12:04 PM.
Quote
from OrangeLlama391
:
I thought i read a while back that this card removed all its added benefits like Extended warranty, purchase protection, rental car coverage, travel protection etc. that other cards like the Chase Freedom and Costco Citi card comes with standard?
What added benefits does this card come with? (eg. extending the warranty on purchases by 1 year or double the warranty, like a laptop coming with 1 year warranty would extend to 2 years or a bed that has a 4 year warranty would extend to 5 or 8 years? or another example, purchase protection where it covers items you buy past the 30 days return period up to 6 months if they are defective)?
You are 100% correct. Beside 2% cash back. There are no other meaningful features. I rarely use this card for the past few years
I stopped using this card after getting Capital One Venture X. Venture X has a $395 annual fee, but after annual $300 travel credit and 10k points you effectively get paid $5 a year to have the card. Venture X also has 2% cash back on all purchases, along with many other worthwhile perks.
This is my primary card. I use it for most things. You can deposit the cash back directly to your bank account, or you can use the points in other ways... I prefer cash
But, I'm buying something that I'm worried about an extended warranty for, I use one of my chase cards.
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Yes, that's correct
What added benefits does this card come with? (eg. extending the warranty on purchases by 1 year or double the warranty, like a laptop coming with 1 year warranty would extend to 2 years or a bed that has a 4 year warranty would extend to 5 or 8 years? or another example, purchase protection where it covers items you buy past the 30 days return period up to 6 months if they are defective)?
Our community has rated this post as helpful. If you agree, why not thank cappuccinoman
What added benefits does this card come with? (eg. extending the warranty on purchases by 1 year or double the warranty, like a laptop coming with 1 year warranty would extend to 2 years or a bed that has a 4 year warranty would extend to 5 or 8 years? or another example, purchase protection where it covers items you buy past the 30 days return period up to 6 months if they are defective)?
You are 100% correct. Beside 2% cash back. There are no other meaningful features. I rarely use this card for the past few years
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Wells Fargo active cash is better.
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But, I'm buying something that I'm worried about an extended warranty for, I use one of my chase cards.
https://travel.thankyou
These are the other redemption options:
https://www.thankyou.co
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