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Wells Fargo Active Cash® Card: Spend $500 in First 3 Months

Earn A $200 Cash Rewards Bonus
+273 Deal Score
656,878 Views
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees

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Original Post

Written by
Edited May 6, 2025 at 11:27 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees


Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
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Created 04-05-2023 at 08:47 AM by EfficientGame645
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Deal
Score
+273
656,878 Views
Earn A $200 Cash Rewards Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

596 Comments

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Featured Comments

Come on. Do not add pre-conditions to earn more. We are talking about no pre-conditions to earn 2% cash back on everything purchase and you just can't find the card to earn more. If you like conditions such as annual fee, member to open a bank account etc, that is a different thing. People may not like those conditions.
Bickering comments have been removed from this deal thread. Feel free to use the comment section to discuss the deal, but do not use your comments to attack or target other members, please and thank you. Peace
Spending $500 to get $200 bonus and earning 2% cashback on everything is not good enough? Find one to earn more than 2% cashback on everything. Can you?

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Joined Dec 2014
L3: Novice
> bubble2 130 Posts
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gavinsdadphil
04-12-2023 at 10:31 PM.
04-12-2023 at 10:31 PM.
Quote from oakraiders510 :
Credit card interest is high. LMAOLMAOLMAOLMAOLMAO

And debt collectors interest isn't? 🤨🤔😆
At least using a card to do this helps me to also fix my credit at the same time without making unnecessary purchases 🧠👍
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Last edited by gavinsdadphil April 12, 2023 at 10:36 PM.
Joined May 2008
L5: Journeyman
> bubble2 925 Posts
SliQwick
04-13-2023 at 01:23 PM.

Our community has rated this post as helpful. If you agree, why not thank SliQwick

04-13-2023 at 01:23 PM.
Bickering comments have been removed from this deal thread. Feel free to use the comment section to discuss the deal, but do not use your comments to attack or target other members, please and thank you. Peace
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Joined Aug 2006
L2: Beginner
> bubble2 233 Posts
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pink123
04-13-2023 at 08:19 PM.
04-13-2023 at 08:19 PM.
This is a good card with a solid straightforward Cashback and better benefits than Citi double cash. It was my daily driver until i switched to alliant credit union.
Reply
Joined Jun 2007
L5: Journeyman
> bubble2 889 Posts
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ScarsUnseen
04-14-2023 at 02:07 PM.
04-14-2023 at 02:07 PM.
These deals are great if you know for a fact that you have a large purchase in the future. I took advantage of these deals to pay off medical bills while simultaneously helping my credit. Importantly, this has no annual fee.
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Joined Sep 2009
L10: Grand Master
> bubble2 15,319 Posts
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Knightshade
04-14-2023 at 03:36 PM.
04-14-2023 at 03:36 PM.
Quote from ScarsUnseen :
These deals are great if you know for a fact that you have a large purchase in the future. I took advantage of these deals to pay off medical bills while simultaneously helping my credit. Importantly, this has no annual fee.

This is a $500 in 3 month spend requirement. I can't imagine anybody who can get a card in the first place would need a large purchase for it- even if you ONLY used it for groceries that's only $42 a week needed to spend... let alone gasoline or utility or insurance bills in those 3 months.
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Joined Nov 2008
L2: Beginner
> bubble2 93 Posts
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chapoec
04-14-2023 at 06:05 PM.

Our community has rated this post as helpful. If you agree, why not thank chapoec

04-14-2023 at 06:05 PM.
Quote from cgigate :
It is more than 2%, it is 2.65% as preferred member that I am
Nice flex letting us know you have over $100k in your BofA account
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Joined Dec 2009
L4: Apprentice
> bubble2 379 Posts
878 Reputation
Boobooo
04-15-2023 at 09:09 AM.
04-15-2023 at 09:09 AM.
Wells Fargo STILL has a credibility problem...
3
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Joined Dec 2009
L4: Apprentice
> bubble2 379 Posts
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Boobooo
04-15-2023 at 09:12 AM.
04-15-2023 at 09:12 AM.
CarryOver from the last Well's Fargo Credit Card 'deal'..

are they seriously still in business? I thought they just opened up accounts for you anyways so you don't even need to sign up to bank on this deal...
smh...

Sorry Wells Fargo - but you still suffer from a lack of trust...
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Joined Nov 2007
L6: Expert
> bubble2 1,577 Posts
166 Reputation
suednim
04-15-2023 at 12:33 PM.
04-15-2023 at 12:33 PM.
$200 found money? What's not to like. New tires for the Lambo! Smilie

My M&T Visa deal just paid off.
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Joined Sep 2009
L6: Expert
> bubble2 1,809 Posts
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TriggrHppyTiggr
04-19-2023 at 10:51 AM.
04-19-2023 at 10:51 AM.
The 0% apr plus 200 Cb and 2% back is what makes this killer. Have a big project coming up. Contractor is charging 3% fee for credit cards. This will offset that charge and essentially allow a 0% apr loan for 15 months.
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Joined Sep 2009
L6: Expert
> bubble2 1,809 Posts
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TriggrHppyTiggr
04-19-2023 at 10:53 AM.
04-19-2023 at 10:53 AM.
Quote from pink123 :
This is a good card with a solid straightforward Cashback and better benefits than Citi double cash. It was my daily driver until i switched to alliant credit union.

I have an Alliant acct and Citi dbl cash. Can you tell me why you switched ? Citi is my daily as well for non-travel/food/gas
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Joined Jul 2009
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> bubble2 1,345 Posts
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paczbro
04-19-2023 at 12:19 PM.
04-19-2023 at 12:19 PM.
Quote from bagofchips :
I think it's more the long-haul not jeopardizing other card approvals due to too many inquiries, or perhaps even better bonus offers in the offing from WF. Don't want to kill the golden-egg goose chasing a copper turd…
one new CC every few years shouldn't be a big impact on credit score etc
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Joined Jul 2019
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> bubble2 33 Posts
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metaldann
04-19-2023 at 01:16 PM.
04-19-2023 at 01:16 PM.
Quote from gavinsdadphil :
I have Old bad credit (charge offs etc) from decades ago.
But want to use a credit card to pay off a delinquent utility bill to rebuild my credit.
Would this card be good? Or too hard to get?
Or any suggestions from anyone?

I would go for the Wells Fargo reflect card for up to 21 months no interest, but I will say there approval odds are not very good and they usually give low lines of credit. I have it. Maybe just search for something with a long zero percent interest period on balance transfers that has good approval odds.
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