Chase is offering 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening for their Chase Sapphire Preferred® Card. Annual fee is $95.
Thanks to Community Member archtctnut for sharing this deal.
Card Details:
Read our review on the Chase Sapphire Preferred® Card
Chase is offering 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening for their Chase Sapphire Preferred® Card. Annual fee is $95.
Card Details:
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Member FDIC
Read our review on the Chase Sapphire Preferred® Card
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Nice deal, Pity I still have the Ink Business Preferred active and just applied for Freedom Unlimited... A word of caution with their UR Travel service. I had very negative experience with them lately.
On one occasion, I planned my conference and booked the hotel with UR Travel instead of using the conference link. The price was similar, so I decided to earn a few points... That was bad choice because:
They charged the full amount immediately instead of placing a hold.
When I wanted to shorten my stay, it took me almost 2 hour on the phone to change it. And even then, their portal still shows the old travel dates and it took them 2 weeks to refund the difference, so that I had to pay the balance first.
On the other occasion, I tried to book a cruise with them - even worse headache. They do have some cruises online but not all of them. And definitely they don't have any of the optional packages the cruise lines now have to sweeten the deal. My cruise was not available on the portal so I ended up spending 2-3 hours on the phone with very ignorant UR rewards employee who wanted nothing more than to end the call.
And most importantly... The Ultimate Rewards Travel has been outsorurced abroad, to multiple call centers in at least 2 multiple locations (I heard 2 different type of accents, both equally bad). The UR Travel call center used to be 100% English speaking, very knowledgeable, very nice and attentive representatives. Not anymore. Upon your call you are getting to the badly accented employee who is clueless as to what you are asking such that you have to repeat yourself 2-3 times. Mid you, English is my second language too, so I don't mind repeating, knowing that my accent is also bad. But I also know that it is not that bad so I have to repeat myself so much so it gets tiring. There is also bad lag between you talking and call center responding. This is confirmed on every occasion I had to interact with them. The only way to solve this is to immediately request the US Representative. At least for now this works, but who knows for how long.
Thanks for the heads up. Refer my wife to sign up. That's 15k for referral and 80,000 once the spending requirements are met.
That's what OP said. 80k + 10k in branch.
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If I applied to a Chase card and got denied due to "high debt relative to income", could I re-apply in 30 days to try again as long as I paid some of the CC amounts I owe?
Here is what happened.
I recently applied to a chase ink business card but got denied due to the above. I believe the reason i was denied was because I already have another Chase Ink business with $1600 that I was paying off monthly since 0%Apr for 8 more months or so.
Dumb me should have paid off the 1st ink card to bring it down back to $0 and then have applied for another chase ink card.
Does that sound correct to yall? Pay off the card fully and try to re-apply again in 30 days? I have the money to cleat my CC just that I was taking advantage of the 0 apr. Lesson learnt now.
If I applied to a Chase card and got denied due to "high debt relative to income", could I re-apply in 30 days to try again as long as I paid some of the CC amounts I owe?
Here is what happened.
I recently applied to a chase ink business card but got denied due to the above. I believe the reason i was denied was because I already have another Chase Ink business with $1600 that I was paying off monthly since 0%Apr for 8 more months or so.
Dumb me should have paid off the 1st ink card to bring it down back to $0 and then have applied for another chase ink card.
Does that sound correct to yall? Pay off the card fully and try to re-apply again in 30 days? I have the money to cleat my CC just that I was taking advantage of the 0 apr. Lesson learnt now.
what you applied is for business card - this thread is personal csp card.
Increase credit limit that will bring the % down
have you applied in branch or online?
try calling the recon and explain, they may approve
does anyone know if you can take the 80,000 bonus points and cash out to ur savings/bank account?
Sure, it's just one of the lowest-value ways to use the poiints.
Quote
from MooseBaby11
:
d
also DO you have to spend $4000 or can you still get a good amount of points by spending like 3-3.5k$?
You get 1-5 points per dollar spent (depending on the type of spending)- and that's it- until you hit the 4k threshold then you get a lump 80,000 on top of that 1-5 per dollar.
It's a pretty dumb plan to sign up and NOT make the 4k spend though- if that's too much for you there's lower-spend bonuses out there (they pay less, but if you weren't going to make the spending target they'd still be better)
If you applied within 30 days of when this promo started. Which I believe was 4/20 (lolz), they should honor the the current promo and add the additional points. I asked about it because I was upset as I applied in February, and was about half way through the promo period and missed out on the additional 20k pts .. just call or message them in the app. This is a great promo, I would take advantage of, one of the best all-around cards. (imo when doing research)
If you do decide to apply, recommend finding a friend or someone with the card to supply the referral link so that they can get a few extra points. Why not!? Im sure there are plenty of people here that wouldn't mind supplying a referral link, I sure wouldn't!
If you applied within 30 days of when this promo started. Which I believe was 4/20 (lolz), they should honor the the current promo and add the additional points. I asked about it because I was upset as I applied in February, and was about half way through the promo period and missed out on the additional 20k pts .. just call or message them in the app. This is a great promo, I would take advantage of, one of the best all-around cards. (imo when doing research)
If you do decide to apply, recommend finding a friend or someone with the card to supply the referral link so that they can get a few extra points. Why not!? Im sure there are plenty of people here that wouldn't mind supplying a referral link, I sure wouldn't!
did they honor you additional 20k ?
call or message worked?
what you applied is for business card - this thread is personal csp card.
Increase credit limit that will bring the % down
have you applied in branch or online?
try calling the recon and explain, they may approve
Yeah the other thread is dead so I'd rather ask a general question here.
The issue with the Chase ink business I have is that the limit is 3k for some reason. (I have chase freedom with 7k lol) So since I had 1000k or so used, that's already 33% my usage. So I think they may have accounted for that info into the evaluation.
Can I call and ask them if I pay off the card completely and have a reconsideration, it could work?
Yeah the other thread is dead so I'd rather ask a general question here.
The issue with the Chase ink business I have is that the limit is 3k for some reason. (I have chase freedom with 7k lol) So since I had 1000k or so used, that's already 33% my usage. So I think they may have accounted for that info into the evaluation.
Can I call and ask them if I pay off the card completely and have a reconsideration, it could work?
yes definitely call and ask to reconsider
as per my understanding the credit limit personal vs business are separate, but they may consider to approve or not.
credit limit can be adjusted between your business cards
talk to them and payoff on the phone to reduce the ratio.
if you wait another 30 days then it will be another credit pull isn't it
yes definitely call and ask to reconsider
as per my understanding the credit limit personal vs business are separate, but they may consider to approve or not.
credit limit can be adjusted between your business cards
talk to them and payoff on the phone to reduce the ratio.
if you wait another 30 days then it will be another credit pull isn't it
First of all, thank you for your response. I appreciate your input!
My understanding is that if they reconsider my application, it's another credit pull so if I call and have them do that or wait 30 days, I will end up with a new credit pull.
I didn't want to waste 1 hard pull, let alone potentially 2 so I will just call and ask them tomorrow to inquire only.
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On one occasion, I planned my conference and booked the hotel with UR Travel instead of using the conference link. The price was similar, so I decided to earn a few points... That was bad choice because:
They charged the full amount immediately instead of placing a hold.
When I wanted to shorten my stay, it took me almost 2 hour on the phone to change it. And even then, their portal still shows the old travel dates and it took them 2 weeks to refund the difference, so that I had to pay the balance first.
On the other occasion, I tried to book a cruise with them - even worse headache. They do have some cruises online but not all of them. And definitely they don't have any of the optional packages the cruise lines now have to sweeten the deal. My cruise was not available on the portal so I ended up spending 2-3 hours on the phone with very ignorant UR rewards employee who wanted nothing more than to end the call.
And most importantly... The Ultimate Rewards Travel has been outsorurced abroad, to multiple call centers in at least 2 multiple locations (I heard 2 different type of accents, both equally bad). The UR Travel call center used to be 100% English speaking, very knowledgeable, very nice and attentive representatives. Not anymore. Upon your call you are getting to the badly accented employee who is clueless as to what you are asking such that you have to repeat yourself 2-3 times. Mid you, English is my second language too, so I don't mind repeating, knowing that my accent is also bad. But I also know that it is not that bad so I have to repeat myself so much so it gets tiring. There is also bad lag between you talking and call center responding. This is confirmed on every occasion I had to interact with them. The only way to solve this is to immediately request the US Representative. At least for now this works, but who knows for how long.
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If I applied to a Chase card and got denied due to "high debt relative to income", could I re-apply in 30 days to try again as long as I paid some of the CC amounts I owe?
Here is what happened.
I recently applied to a chase ink business card but got denied due to the above. I believe the reason i was denied was because I already have another Chase Ink business with $1600 that I was paying off monthly since 0%Apr for 8 more months or so.
Dumb me should have paid off the 1st ink card to bring it down back to $0 and then have applied for another chase ink card.
Does that sound correct to yall? Pay off the card fully and try to re-apply again in 30 days? I have the money to cleat my CC just that I was taking advantage of the 0 apr. Lesson learnt now.
If I applied to a Chase card and got denied due to "high debt relative to income", could I re-apply in 30 days to try again as long as I paid some of the CC amounts I owe?
Here is what happened.
I recently applied to a chase ink business card but got denied due to the above. I believe the reason i was denied was because I already have another Chase Ink business with $1600 that I was paying off monthly since 0%Apr for 8 more months or so.
Dumb me should have paid off the 1st ink card to bring it down back to $0 and then have applied for another chase ink card.
Does that sound correct to yall? Pay off the card fully and try to re-apply again in 30 days? I have the money to cleat my CC just that I was taking advantage of the 0 apr. Lesson learnt now.
Increase credit limit that will bring the % down
have you applied in branch or online?
try calling the recon and explain, they may approve
also DO you have to spend $4000 or can you still get a good amount of points by spending like 3-3.5k$?
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also DO you have to spend $4000 or can you still get a good amount of points by spending like 3-3.5k$?
It's a pretty dumb plan to sign up and NOT make the 4k spend though- if that's too much for you there's lower-spend bonuses out there (they pay less, but if you weren't going to make the spending target they'd still be better)
If you do decide to apply, recommend finding a friend or someone with the card to supply the referral link so that they can get a few extra points. Why not!? Im sure there are plenty of people here that wouldn't mind supplying a referral link, I sure wouldn't!
If you do decide to apply, recommend finding a friend or someone with the card to supply the referral link so that they can get a few extra points. Why not!? Im sure there are plenty of people here that wouldn't mind supplying a referral link, I sure wouldn't!
call or message worked?
Increase credit limit that will bring the % down
have you applied in branch or online?
try calling the recon and explain, they may approve
The issue with the Chase ink business I have is that the limit is 3k for some reason. (I have chase freedom with 7k lol) So since I had 1000k or so used, that's already 33% my usage. So I think they may have accounted for that info into the evaluation.
Can I call and ask them if I pay off the card completely and have a reconsideration, it could work?
The issue with the Chase ink business I have is that the limit is 3k for some reason. (I have chase freedom with 7k lol) So since I had 1000k or so used, that's already 33% my usage. So I think they may have accounted for that info into the evaluation.
Can I call and ask them if I pay off the card completely and have a reconsideration, it could work?
as per my understanding the credit limit personal vs business are separate, but they may consider to approve or not.
credit limit can be adjusted between your business cards
talk to them and payoff on the phone to reduce the ratio.
if you wait another 30 days then it will be another credit pull isn't it
call or message worked?
1. Can I move the credit limit from the sapphire preferred to freedom unlimited and back?
2. If they've never raised the current credit limit on the freedom unlimited (on their own) what are the chances they approve the sapphire preferred?
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as per my understanding the credit limit personal vs business are separate, but they may consider to approve or not.
credit limit can be adjusted between your business cards
talk to them and payoff on the phone to reduce the ratio.
if you wait another 30 days then it will be another credit pull isn't it
My understanding is that if they reconsider my application, it's another credit pull so if I call and have them do that or wait 30 days, I will end up with a new credit pull.
I didn't want to waste 1 hard pull, let alone potentially 2 so I will just call and ask them tomorrow to inquire only.