Chase Sapphire Reserve: Ultimate Rewards Pts. Redemption Bonus on Apple Products Expired

I'm well aware of how the cards work, thanks. The problem is you're still paying for a travel card when you don't travel, and there are other cards that get you similar or better rewards without having to pay.

The Sapphire Preferred "only" costs $95, but the Freedom Unlimited is free and also gives you 3X back on dining, why on Earth would you get the Preferred if you don't travel? Meanwhile, other card families also do well here.

Citi has a free card that will give you 5X back on ANY category (whatever you spend most on) up to $500. They have another card that will give you 2X back on every single dollar you spend. Neither have any annual fee. Amex also has free cards with dining multipliers, grocery multipliers, and some even offer things like credits for certain spending (e.g., I get a $7 rebate on my Disney+ package each month). Hell even the Costco card makes sense if this is your spending pattern. 3X on dining, 4X on gas, 2X at Costco and no annual fee. Some combination of these cards is highly likely to do better for you than a travel card that you do not use the main benefits for.

Again, why on Earth would you get the Preferred if you don't travel? The benefits of this card are for traveling. When you transfer to travel partners and are able to get 3-10 cents per point in value is when the card makes sense. You'd have to spend an absurd amount to make the marginal 25% boost on specific offers that you aren't even promised make sense.

I own the Sapphire Reserve card, as well as the Freedom and Freedom Unlimited. I know well how they work together and I travel more than a little. They make sense for me because I travel. They do not make sense when you don't.

Just FYI for anyone who has a 10% card like me, the 10% off apple gift cards is a better deal for multiple reasons.

First, 10% off is better than a 10% bonus. 10% off means it only takes 90,000 points for $1000 item. 10% bonus takes ~90,800 points.

Additionally, buying gift cards lets you buy directly from Apple where returns are allowed etc. Avoid the third party portal.

10/29 at around 3pm - received 10/30 by 2pm - iP 16 Pro - correct

I was merely trying to point out that your original post that I had responded to was misleading. My intent was not to hurt your ego.

I never said "I don't travel" . I am not a power traveller but do make a couple of international and domestic air trips every year. Plus Sapphire also gives you additional cash back on other stuff such as parking, hotel stays, local transit systems and rental insurance etc so the $95 fee is recouped quickly and the points nearly equal or exceed the 50% offer when you collect points at 1.5x /$ and spend those same points at 1.25X through Sapphire preferred.

I have all the cards. you mention above except the the Citi card that gives 500 plus some. We use Costco for most of our fuel purchases and my Credit Score is in the top 4%. So again, I am sure you intended well with your original post but don't spread mis information. If someone can afford the Sapphire preferred card and has enough points, it's their choice to spend points on what makes sense to them. Don't assume that what works for you works for everyone.

Again, my intent is not to hurt your ego so we can let this rest here.

100% to all of that!
I just got 3 cents per point via transferring the points to Hyatt.
And >10 cents per point with a business class airfare redemption.

If you're not into travel, then collecting Chase points is, indeed, pretty dumb... there's just no mincing words on it, particularly when -- as shhaggy rightly noted -- there are several cards that'll give you straight 2% cashback or more!

How frequently you see this deal? I am thinking of waiting for M4 Air.

looks like they took all the laptops down