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Chase Freedom or Sapphire cardholders: Redeem 2250 Reward Points for $25 eBay GC

+23 Deal Score
29,780 Views
For Chase credit cardholders, they currently have a (10%) sale on redeeming reward points for certain gift cards. The eBay one seemed like the only decent one, assuming you don't have better ways of redeeming your Ultimate Rewards points (i.e., like getting an additional 25%/50% bonus when redeeming for travel with Chase Sapphire).

eBay 2250 = $25
https://ultimaterewardspoints.cha...ds/gallery
(filter for Sale to see all. Or just search for the eBay one)

For Chase Freedom, the other ones are:
Arbys, Fandango, H&M, IHOP, Krispy Kreme, Lowes, Zaxbys, One4all Happy Moments, One4all Happy Birthday

For Chase Sapphire, the other ones are:
Fandango, H&M, IHOP, Krispy Kreme, One4all Happy Moments, One4all Happy Birthday
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+23
29,780 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Mar 2012
L5: Journeyman
> bubble2 614 Posts
209 Reputation
nutsaboutgolf
04-28-2025 at 05:00 PM.
04-28-2025 at 05:00 PM.
Quote from ChaChing23 :
No annual fee the first year when I opened CSP in June 2021. Closed after one year w/in 41 days for no fee. Received $750 in referrals, so I guess include that, too. (Taxable.) Have BoA CCR that gets me 5.25% on many of my expenditures. USB Cash+ gets 5% back on utilities. Three CFFs get enough 5% on other categories, including PP so that I have more available spend than I can use. No use for RH or Citi DC.
You do understand I'm trying to help, I'm a former "points brah" but have gone another direction, which I'll explain in another post. You really should look into Citi Double Cash, which has no annual fee and gives 5% back on a category you're not currently receiving 5% on. Also if you pay rent or a HOA and don't already have one, consider Bilt, which gives you points on rent/HOA and has no annual fee
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Joined Mar 2012
L5: Journeyman
> bubble2 614 Posts
209 Reputation
nutsaboutgolf
04-28-2025 at 05:19 PM.
04-28-2025 at 05:19 PM.
Quote from Diz :
If you maintain a spreadsheet that encompasses 15 different CCs, the safe assumption is that you know how to play the game.
As a former points brah, I'm fascinated to learn why someone is paying an annual fee for a travel card to earn cash back. If one is taking a pause from traveling for reasons beyond their control, I get it

Due to work wanting me to travel more and the requirement we have to use United if available, I've converted to using the United card for almost anything except for the 5% Chase Freedom Flex categories. With the top-tier airline cards, you typically earn both miles and points towards your airline status. On a recent 18-hour flight to Singapore, nothing was more valuable than getting a free upgrade to a lie-flat...lol
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Joined Jan 2008
L5: Journeyman
> bubble2 727 Posts
115 Reputation
Diz
04-28-2025 at 06:27 PM.
04-28-2025 at 06:27 PM.
Quote from nutsaboutgolf :
As a former points brah, I'm fascinated to learn why someone is paying an annual fee for a travel card to earn cash back. If one is taking a pause from traveling for reasons beyond their control, I get it

Due to work wanting me to travel more and the requirement we have to use United if available, I've converted to using the United card for almost anything except for the 5% Chase Freedom Flex categories. With the top-tier airline cards, you typically earn both miles and points towards your airline status. On a recent 18-hour flight to Singapore, nothing was more valuable than getting a free upgrade to a lie-flat...lol
I'm guessing he just got that card for the SUB and nothing else, in which case I can understand. Sure, not the optimal use of points, but still a nice SUB.

I'm a points brah myself, currently utilizing 11 Chase cards, a Discover IT, and a Fidelity Rewards VISA, so I get it. I rarely chime in on such posts, but this one got my attention for some reason...probably because it's rare to find 10%+ off of eBay GCs.

Nice work on the lie-flat. I'm heading overseas myself in 2 weeks but did not splurge on the flights for this particular trip.
Reply
Joined Sep 2007
Da Guru
> bubble2 918 Posts
331 Reputation
thcheat
04-28-2025 at 07:07 PM.

Our community has rated this post as helpful. If you agree, why not thank thcheat

04-28-2025 at 07:07 PM.
Quote from Farrukh09 :
Wait wait wait… you're paying a $550 annual fee on a CC that is designed to be used for points for travel or transfer to travel partners, and you're not using it for that? Why are you even paying the extra $460 and not using the preffered instead with the $95 annual fee?
I have had CSR for over 10 years I think. Giving math for current situation : $550- $300 travel credit - 300 doordash credit (25*12) - $20 for global entry ($100/5 years) I'm already ahead. I added doordash credit because it's something I use. I don't use lyft so I'm excluding lyft $120 credit.
On top of getting my fee back, I use priority pass when I travel for both business and personal. I have gold level in my Marriott till end of this year and I'm Executive on National car always. Those status help make travel fun for someone who doesn't travel that often.

However main benefit for holding to CSR is the insurance. I rent the car and I have no worry about insurance. I book hotels/flight and if I need last minute cancelation for health or any valid reasons, I know I'm covered. That peace of mind is worth paying the fee for CSR. CSP has no such high level of benefit. Few years back, travelling internationally, needed to go to hospital. I was not worried. paid there with CSR and came back, submitted paperwork and except deductible, all hospital expenses and medicines were reimbursed. That is the value of CSR.

If I transfer points to hotel/airlines and book using that, I don't get that insurance. So, the $550 fee is my insurance for "almost" anything life throws at me and it's worth it.
1
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Joined Mar 2012
L5: Journeyman
> bubble2 614 Posts
209 Reputation
nutsaboutgolf
04-29-2025 at 07:27 AM.
04-29-2025 at 07:27 AM.
Quote from Diz :
I'm guessing he just got that card for the SUB and nothing else, in which case I can understand. Sure, not the optimal use of points, but still a nice SUB.

I'm a points brah myself, currently utilizing 11 Chase cards, a Discover IT, and a Fidelity Rewards VISA, so I get it. I rarely chime in on such posts, but this one got my attention for some reason...probably because it's rare to find 10%+ off of eBay GCs.

Nice work on the lie-flat. I'm heading overseas myself in 2 weeks but did not splurge on the flights for this particular trip.
FYI, on both United and American, you can buy upgrades on, coincidentally, eBay. These upgrades will most likely only get you on the waitlist, if you don't get it, you can apply them towards another flight
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Joined Jan 2008
L5: Journeyman
> bubble2 727 Posts
115 Reputation
Diz
04-29-2025 at 08:23 AM.
04-29-2025 at 08:23 AM.
Quote from nutsaboutgolf :
FYI, on both United and American, you can buy upgrades on, coincidentally, eBay. These upgrades will most likely only get you on the waitlist, if you don't get it, you can apply them towards another flight
Interesting. I've never heard of this, but then again, 99% of my flights are fairly short and with Southwest. That's not the case for the upcoming international travel, of course, and will probably change with what's coming up at the end of May. I'll look into this - thanks.
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Joined Oct 2004
L3: Novice
> bubble2 225 Posts
69 Reputation
juca
04-29-2025 at 09:07 AM.
04-29-2025 at 09:07 AM.
Quote from lolique :
So this deal is basically $2.50 value. Barely worth reading in.
Finally someone with a brain here
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Joined Nov 2020
L3: Novice
> bubble2 251 Posts
46 Reputation
Erchan_coon
04-29-2025 at 09:19 AM.
04-29-2025 at 09:19 AM.
Quote from johnny88 :
Who doesn't travel?
Given that CSR generously consider Uber as "travel" its easier to "pay yourself back" for ridesharing and get at least 25% more value
Reply
Joined Sep 2011
L7: Teacher
> bubble2 2,305 Posts
693 Reputation
johnny88
04-29-2025 at 09:24 AM.
04-29-2025 at 09:24 AM.
Quote from Erchan_coon :
Given that CSR generously consider Uber as "travel" its easier to "pay yourself back" for ridesharing and get at least 25% more value

I mean you can just get 25% off via Costco and 4% back on top.

Using CSR and not towards flights and hotels is just kinda silly. Like mowing your grass with a pair of scissors. There's more effective means towards your goals if you don't care about travel
Reply
Joined Jun 2013
L3: Novice
> bubble2 238 Posts
65 Reputation
peterkn
04-29-2025 at 09:39 AM.
04-29-2025 at 09:39 AM.
I'm guessing this will work with Samsung Wallet's 2% cash back for Ebay?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,328 Posts
4,338 Reputation
Knightshade
04-29-2025 at 09:51 AM.
04-29-2025 at 09:51 AM.
Quote from johnny88 :
I mean you can just get 25% off via Costco and 4% back on top.

Or even better- 5% or 5x when Discover or Chase does warehouse clubs as a quarterly category (and you can max this out with multiple cards buying Costco GCs to use the rest of the year)
Reply
Joined Jan 2011
Golden Rule, peeps
> bubble2 999 Posts
384 Reputation
laidbackinNC
04-29-2025 at 01:44 PM.
04-29-2025 at 01:44 PM.
Many charges I once would have put on Fidelity Visa now come with a >2% fee, so I'm using more cash and bank drafts these days.
Reply
Joined Jan 2008
L5: Journeyman
> bubble2 727 Posts
115 Reputation
Diz
04-29-2025 at 02:46 PM.
04-29-2025 at 02:46 PM.
Quote from laidbackinNC :
Many charges I once would have put on Fidelity Visa now come with a >2% fee, so I'm using more cash and bank drafts these days.
Can you share some examples? I just got this card last month and haven't experienced this yet, but I'm about to travel overseas and was planning on using it as my "foreign transaction fee free" everyday card.
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,201 Posts
1,451 Reputation
Pro
duhmel
04-29-2025 at 04:26 PM.
04-29-2025 at 04:26 PM.
A big BFD on this one, 1.1 cent per point. Exchanging for Southwest Airline or Hyatt Hotels get s 1.4 - 1.6 cents per point and I'm sure other travel partnems offer similar value. I guess this is OK if the cardholder never travels. However then the CC holder should be using the Fidelity an Citi diuble Cash card.
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Joined Jan 2011
Golden Rule, peeps
> bubble2 999 Posts
384 Reputation
laidbackinNC
04-30-2025 at 07:09 AM.
04-30-2025 at 07:09 AM.
Quote from Diz :
Can you share some examples? I just got this card last month and haven't experienced this yet, but I'm about to travel overseas and was planning on using it as my "foreign transaction fee free" everyday card.
I don't know about things outside of my little world here in NC, but the latest example I have is college tuition for next year -- paying online with a credit or debit card incurs a 2.85% added fee. Paying DMV online there's now a 1.85% card processing fee that's new, on top of the $3 service fee they already had. Many local restaurants and food trucks charge a card fee, and I understand the reason. For them, I'm back to using cash now, like I did years ago
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