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YMMV Discover card $20 cash back on $200+ spend using virtual card number on Google Chrome

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Received this email titled "Congrats, XXX: You have a $20 cash back offer". Earn $20 cash back when you spend $200+ with a virtual card number on Google ChromeTM, now–7/31/20251.

Fine print
1. Offer valid now through� 7/31/2025. Earn� $20� Cashback Bonus®� when you spend at least� $200� on new purchases made using your Discover®� Card with a virtual card number. Virtual card numbers can be created and used in Google Chrome™ browser on desktop or mobile devices, and Android apps, where available. Virtual card number eligible purchases include those made online in Google Chrome browser, or in Android apps, where available, only when virtual card or virtual card number is selected. Virtual card numbers may not be accepted by all merchants. Tapping your mobile device in-store for Google PayTM� purchases is a different form of payment than virtual cards or virtual card numbers and are not eligible purchases. No activation required. Offer is non-transferable and limited to one offer per Discover account, whether the offer is received from Discover or Google. Purchases must be made with merchants in the U.S. To qualify for� $20� Cashback Bonus®, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are paid out based on the transaction date provided by the merchant. Discover does not determine the transaction date. Some merchants may provide a transaction date that may be different than the day the purchase was initiated.� Rewards are added to your� Cashback Bonus� account within two billing periods of the end of the promotion. You will no longer be eligible for this offer if you switch to a Discover it®� Miles Card. Certain third-party payment accounts and virtual card number transactions may not earn� $20� Cashback Bonus� if the technology does not provide sufficient transaction details. Discover does not determine the transaction details it receives for purchases. Listed merchants are in no way sponsoring or affiliated with this program. Learn more at� Discover.com/credit-cards/digital-wallets/google-pay/google-vcn. See� Cashback Bonus� Terms and Conditions for more information about your rewards.2. Virtual card numbers can be created and used in Google Chrome browser on desktop or mobile devices, and Android apps, where available. Tapping your mobile device in-store for Google Pay purchases is a different form of payment than virtual cards or virtual card numbers. When paying online, look for virtual card or virtual card number to determine that you are using that form of payment. Virtual card numbers may not be accepted by all merchants.Google Chrome, Google Wallet, Google Pay, Google Play and the Google Play logo are trademarks of Google LLC.

https://card-e.em.discover.com/pu...u2GyUdXVbE
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Created 05-12-2025 at 11:28 AM by Raychoi5566
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Joined Jul 2019
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> bubble2 88 Posts
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MagentaLumber9827
05-13-2025 at 09:11 AM.
05-13-2025 at 09:11 AM.
I activated a version of this a month or two ago. Couldn't figure it out and gave up - some sites will offer "Google Wallet" as a payment source, but then did not use the Discover virtual number that I'd enabled. I was careful to use an updated Chrome browser and confirmed with Discover that my transactions did not qualify.
Maybe if anyone finds sites or vendors where it works, share that info here.
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Joined Nov 2020
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> bubble2 480 Posts
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Original Poster
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Raychoi5566
05-13-2025 at 09:16 AM.
05-13-2025 at 09:16 AM.
Quote from MagentaLumber9827 :
I activated a version of this a month or two ago. Couldn't figure it out and gave up - some sites will offer "Google Wallet" as a payment source, but then did not use the Discover virtual number that I'd enabled. I was careful to use an updated Chrome browser and confirmed with Discover that my transactions did not qualify.
Maybe if anyone finds sites or vendors where it works, share that info here.

You need to save your discover card in Google wallet first. Then when putting in credit card info during checkout in Chrome where your Google account is signed in, you'll be able to choose to use virtual Discover card for the payment method and submit the order. The link in this post has instructions on how to do that.
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Joined Dec 2007
L5: Journeyman
> bubble2 704 Posts
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ChaChing23
05-13-2025 at 03:26 PM.
05-13-2025 at 03:26 PM.
I received same offer of $20 cashback after $100 spend.
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Joined Mar 2016
L6: Expert
> bubble2 1,328 Posts
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Audizzz
05-14-2025 at 03:49 PM.
05-14-2025 at 03:49 PM.
Added to google wallet,then converted to virtual number. But when I went to pay in chrome online I still see my original cc#. Therefore was not able to use it. I tried multiple times. This offer is useless...
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Joined Nov 2020
L3: Novice
> bubble2 480 Posts
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Raychoi5566
05-14-2025 at 04:00 PM.
05-14-2025 at 04:00 PM.
Quote from Audizzz :
Added to google wallet,then converted to virtual number. But when I went to pay in chrome online I still see my original cc#. Therefore was not able to use it. I tried multiple times. This offer is useless...

Did you turn on Discover virtual card in Google wallet?
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Joined Mar 2016
L6: Expert
> bubble2 1,328 Posts
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Audizzz
05-14-2025 at 04:51 PM.
05-14-2025 at 04:51 PM.
Quote from Raychoi5566 :
Did you turn on Discover virtual card in Google wallet?

Yes. I did.
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Joined Nov 2020
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> bubble2 480 Posts
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Raychoi5566
05-14-2025 at 04:53 PM.
05-14-2025 at 04:53 PM.
Quote from Audizzz :
Yes. I did.

There should be virtual Discover card option right above the normal one, at least for me.
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Joined Sep 2015
L3: Novice
> bubble2 162 Posts
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jaderxiii
Yesterday at 10:03 AM.
Yesterday at 10:03 AM.
can't find any good purchase so just used it on amazon gift card
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Joined Jan 2009
L7: Teacher
> bubble2 2,685 Posts
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pakle
Yesterday at 04:24 PM.
Yesterday at 04:24 PM.
I'm trying to see if I can combine this with the 5% categories. For this quarter, it's grocery & Costco. However Costco.com got rid of Discover as a payment method a couple years ago so I assume that no longer works.

Will see what the Q3 categories are in a couple weeks but it's not looking good to combine with this promo...
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Joined Jan 2009
L7: Teacher
> bubble2 2,685 Posts
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pakle
Yesterday at 10:09 PM.
Yesterday at 10:09 PM.
It was pretty easy to add my Discover card. I added it to Google Wallet on a laptop Chrome browser. Card # shows up and immediately turn on Virtual Card, then confirm TWICE that you want virtual card on until it shows ACTIVE in the Wallet.

I tested it out on my REI.com cart in the same Chrome browser. On the Payment page, I clicked on the empty field for Credit card #. Drop-down menu appeared with my Discover Virtual Card as well as regular Discover card. Selected Virtual Card, then it sends a verification text (to my GV #, apparently I have it set to that), enter the 6-digit code, and it auto-fills the Virtual card info. I didn't submit the order because I'm waiting to see what Discover 5% Q3 categories are, but if they aren't enticing, I'll wait until REI has a gift card bonus offer promotion (probably July 4), and buy a $200 REI GC then.

Update: Seems to work on online medical bill payments too! Since multiple purchases qualify as long as they total above $200, I'll probably go this route.
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Last edited by pakle May 17, 2025 at 10:20 AM.
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