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CIT Bank Platinum Savings: Try to move out money and receive APY boost offer
Hello
On a laptop via web browser, I tried to initiate outbound wire transfer from CIT bank for an entire balancewhole amount and instantly got pop-up screen with offer to boost APY by 0.480% for 12 months.
Try to initiate wire transfer for an entire balancewhole amount and see if you can get the same offer.
Good luck.
https://www.cit.com/
On a laptop via web browser, I tried to initiate outbound wire transfer from CIT bank for an entire balance
Try to initiate wire transfer for an entire balance
Good luck.
https://www.cit.com/
Created 08-06-2025
at 03:24 PM
by soloma
in
Financial Tools & Services
(5)
CIT Bank
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$15
(Must Redeem by April 30, 2026)
94
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88 Comments
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The current interest rate on your Platinum Savings account is 4.306%, with an APY of 4.40%.2
We will increase your interest rate by 0.096% for the next 12 months.1
That means your current new interest rate will be 4.402% and your APY will be 4.50% when your account balance remains $5,000.00 or greater. The current new interest rate will be 0.346 and the APY will be 0.35% when your account balance falls below $5,000.00.2
https://slickdeals.net/f/18512299-cit-bank-platinum-savings-try-to-move-out-money-and-receive-offer-no-penalty-11m-cd-apy-4-00
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https://slickdeals.net/f/18512299-cit-bank-platinum-savings-try-to-move-out-money-and-receive-offer-no-penalty-11m-cd-apy-4-00
With the job revision that is a good rate for the next 11 months if you were going to keep the money available.
I've heard many others in the market say they want interest rates back near 1% too because they clearly care more about borrowers, stock/bitcoin gamblers, and house flippers than savers or retirees living off interest on cash. I also heard a trial balloon about getting rid of the capital gains tax on stocks, housing, and bitcoin to reward the gamblers, but they want to keep income taxes on people who play it safe and only earn about 4% interest per year. If those people get their way, a year from now savers may only get 1% interest per year.
Have any of you come up with any solutions how to protect your cash against upcoming interest rate cuts? Buying into stocks, bitcoin, gold, or real estate near all time record highs doesn't seem appealing. In the past I would buy bank CDs, individual bonds, or US Treasuries, but the investing news articles I see seem to be hating on those right now. Individual bonds take a lot of research or you have to hire an advisor and most just do funds which anyone can do on their own.
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It says it will "replace any previous interest rate increase that may be in place on your account. It will not be added to any previous offers you may have accepted".
Wondering if there's a chance it could actually lower my rate.