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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired

+441 Deal Score
1,105,146 Views
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member sd_keets for finding this deal

Card Details:



Slickdeals may be compensated by Citi.

Original Post

Written by
Edited July 5, 2023 at 08:59 AM by
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
Created 06-10-2021 at 07:04 AM by sd_keets
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Deal
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+441
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

No Enrollment Needed !!
If you go into the branch the offer is $300 check out your local branch
limited to only $500 spend per billing cycle which equates to $25 cash back per month...

nice, but limited to such a small amount.

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Joined Nov 2017
L1: Learner
> bubble2 21 Posts
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Crypto01
06-28-2021 at 05:51 PM.
06-28-2021 at 05:51 PM.
Citi branches have $300 bonus promotion after $1000 spending in the first three months. Applied at a branch last week and was approved. Not sure on the expiration date for the promotion. Might be best to call a local branch and inquire.
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Joined Nov 2013
sckcnt
> bubble2 585 Posts
125 Reputation
sckcnt
06-28-2021 at 06:18 PM.
06-28-2021 at 06:18 PM.
Quote from inquisitive :
I don't think this is beneficial for me since I have the Citi double cash card.
they are not even the same card Confused
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Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,410 Posts
71 Reputation
mcali786
06-28-2021 at 08:29 PM.
06-28-2021 at 08:29 PM.
So it's basically they'll determine where you spent the most cash as in grocery/gas/streaming service and will get the 5% on that category meanwhile the rest of those categories will yield 1%?

interesting concept. Does anyone here know of any other Citi cards that have a signup offer? I want to go for the double cash as it's 2% straight up on everything -

Did anyone receive a cash advance/loan from your credit limit offer from Citi in the past year or so?
Reply
Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,410 Posts
71 Reputation
mcali786
06-28-2021 at 08:29 PM.
06-28-2021 at 08:29 PM.
Quote from Crypto01 :
Citi branches have $300 bonus promotion after $1000 spending in the first three months. Applied at a branch last week and was approved. Not sure on the expiration date for the promotion. Might be best to call a local branch and inquire.
Which card was that offer for?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,320 Posts
4,338 Reputation
Knightshade
06-28-2021 at 08:36 PM.
06-28-2021 at 08:36 PM.
Quote from mcali786 :
So it's basically they'll determine where you spent the most cash as in grocery/gas/streaming service and will get the 5% on that category meanwhile the rest of those categories will yield 1%?

interesting concept. Does anyone here know of any other Citi cards that have a signup offer? I want to go for the double cash as it's 2% straight up on everything -

Did anyone receive a cash advance/loan from your credit limit offer from Citi in the past year or so?

The vast majority of citi cards have signup bonuses.

https://www.citi.com/credit-cards...edit-cards

Make sure you're aware of the various rules specific to Citi (both the application rules and the limitation of one personal signup per reward type regardless of card of that reward type per 24 months).


(also depending on your circumstances, the 2% cash back on the doublecash isn't optimal... pretty much the only case where it is is "person unwilling to use more than 1 credit card for everything, unwilling to do any work to get a better card, and also doesn't travel much"...if that's not you you've got better options)
1
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Joined Nov 2017
L1: Learner
> bubble2 21 Posts
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Crypto01
06-28-2021 at 09:23 PM.
06-28-2021 at 09:23 PM.
Quote from mcali786 :
Which card was that offer for?

The Citi Custom Cash. Seems like they are offering a better promotion in the branches for a limited time.
Reply
Joined Jan 2013
L4: Apprentice
> bubble2 486 Posts
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AnsonL6358
06-28-2021 at 10:35 PM.
06-28-2021 at 10:35 PM.
Are the categories the same every month or do they change? Thanks!
2
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Joined Jul 2019
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Talha5
06-29-2021 at 03:50 AM.
06-29-2021 at 03:50 AM.
How does this compare to the Chase Freedom Flex? Seems to be pretty similar in terms of Cashback and perks
3
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Joined May 2016
L3: Novice
> bubble2 250 Posts
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tiniwings
06-29-2021 at 08:46 AM.
06-29-2021 at 08:46 AM.
Quote from AnsonL6358 :
Are the categories the same every month or do they change? Thanks!

5% is based on top spend category for that month.

Let's say, you spent more on GAS for 1st month then it's 5% on that catagory.

On 2nd month you spent more on Groceries then it's 5% on that catagory.

It's automatic, highest spent category each month.
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Joined Sep 2009
L10: Grand Master
> bubble2 15,320 Posts
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Knightshade
06-29-2021 at 08:56 AM.
06-29-2021 at 08:56 AM.
Quote from Talha5 :
How does this compare to the Chase Freedom Flex? Seems to be pretty similar in terms of Cashback and perks

For pure cash back it's somewhat similar (though obviously you can benefit from both by making the categories not overlap).

For folks who travel the Chase card, delivering 5x UR instead of 5% cash, is a significantly higher value reward rate.
Reply
Joined Mar 2016
L3: Novice
> bubble2 106 Posts
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jfk123
06-29-2021 at 07:57 PM.
06-29-2021 at 07:57 PM.
Quote from shochuu :
This "Grocery excludes walmart" and then people getting excited about it always confuses me..
If you're on slickdeals the extra 2-3% you can save from using this card at a normal grocery store, grocieres are usually probably 10-15% cheaper at walmart, just because, thus resulting in a net loss of money by using a high % carshback card at a grocery store

baffling, unless you're one of those people who insists on only buying heinz ketchup at 2x the price of great value because "it just tastes better"
What's baffling is that you don't realize those people could go to their local grocery store and buy $500 worth of Walmart gift cards, target gift cards, Costco gift cards, Mobil gift cards, United gift cards, Best Buy gift cards, Amazon gift cards, eBay gift cards, Lowe's gift cards PayPal gift cards, etc etc etc or whenever in doubt, those visa/MasterCard gift cards for 5% and use them wherever they please. In this day and age I'm surprised people haven't figured this out yet.
1
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Joined Aug 2015
New User
> bubble2 14 Posts
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Stark125
06-30-2021 at 07:59 AM.
06-30-2021 at 07:59 AM.
Quote from Core2Quad :
Just buy gas cards at Lowe's

With Lowes credit card or you mean this one?
2
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Joined Jul 2011
L6: Expert
> bubble2 1,759 Posts
101 Reputation
clocks11
06-30-2021 at 08:33 AM.
06-30-2021 at 08:33 AM.
Quote from jfk123 :
What's baffling is that you don't realize those people could go to their local grocery store and buy $500 worth of Walmart gift cards, target gift cards, Costco gift cards, Mobil gift cards, United gift cards, Best Buy gift cards, Amazon gift cards, eBay gift cards, Lowe's gift cards PayPal gift cards, etc etc etc or whenever in doubt, those visa/MasterCard gift cards for 5% and use them wherever they please. In this day and age I'm surprised people haven't figured this out yet.
I thought gift cards were often not including in cashback programs.
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Joined Mar 2006
L9: Master
> bubble2 5,931 Posts
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Core2Quad
06-30-2021 at 04:59 PM.
06-30-2021 at 04:59 PM.
Quote from Stark125 :
With Lowes credit card or you mean this one?
You can do it with this one if you want...
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Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,410 Posts
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mcali786
06-30-2021 at 09:30 PM.
06-30-2021 at 09:30 PM.
anyone know of a good site that provides credit score from Equifax and credit report on monthly basis?
1
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