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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired

+440 Deal Score
1,070,258 Views
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member sd_keets for finding this deal

Card Details:



Slickdeals may be compensated by Citi.
Good Deal?

Original Post

Written by
Edited July 5, 2023 at 08:59 AM by
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
Created 06-10-2021 at 07:04 AM by sd_keets
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

No Enrollment Needed !!
If you go into the branch the offer is $300 check out your local branch
limited to only $500 spend per billing cycle which equates to $25 cash back per month...

nice, but limited to such a small amount.

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Joined Feb 2006
~ Always Spinning ~
> bubble2 4,090 Posts
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Tazmania99
06-30-2021 at 10:48 PM.
06-30-2021 at 10:48 PM.
Credit Karma has free credit score from both Equifax and Transunion.

By the way, anyone knows which bureau Citi pulls the credit report from?

Quote from mcali786 :
anyone know of a good site that provides credit score from Equifax and credit report on monthly basis?
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poopmanIV
06-30-2021 at 11:15 PM.
06-30-2021 at 11:15 PM.
Quote from mcali786 :
anyone know of a good site that provides credit score from Equifax and credit report on monthly basis?
Credit Karma
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jfk123
07-01-2021 at 04:29 AM.
07-01-2021 at 04:29 AM.
Quote from clocks11 :
I thought gift cards were often not including in cashback programs.
American Express is aggressively clawing back gc purchases in recent years (which is why you can't used Blue Cash Preferred) and US Bank will outright cancel your card. But that isn't an issue (at least at the moment) with Citi, Chase and Discover. As an example, I just purchased about $6,000 with of gift cards with Chase.

Now, Citi Double Cash changed their terms to explicitly prohibit cash back on gc (to cover their bases I'm sure, since I haven't not gotten the cash back yet). I don't see same terms on this one… yet. Being so new, we'll find out in a mouth or so.
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Last edited by jfk123 July 1, 2021 at 04:38 AM.
Joined Sep 2014
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IK47
07-01-2021 at 12:08 PM.
07-01-2021 at 12:08 PM.
I currently have citi aa platinum card. Balance is $195, limit 2k. I just clicked for limit increase and was denied. Should I even try for this card? Score average of about 710 and 4/24.
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Cheaporbrokewhoknows
07-01-2021 at 04:02 PM.
07-01-2021 at 04:02 PM.
Hey folks please check in at your bank for this offer. For doing it in house, they gave me $300 back. California is the state. They have this sheet behijd the desk pushing this promo then you sit with a personal banker. Approved for $2000 limit. Credit score : 754
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rjm08
07-02-2021 at 07:26 PM.
07-02-2021 at 07:26 PM.
I have been looking for a 2% card with a bonus- there do not appear to be any

I will probably do this one because I will need a hot water heater soon and this will provide 5% up to $500
And I can spend $750 without much problem

How the heck would they know if we buy gift cards at a grocery store or something anyway

Quote from mcali786 :
So it's basically they'll determine where you spent the most cash as in grocery/gas/streaming service and will get the 5% on that category meanwhile the rest of those categories will yield 1%?

interesting concept. Does anyone here know of any other Citi cards that have a signup offer? I want to go for the double cash as it's 2% straight up on everything -

Did anyone receive a cash advance/loan from your credit limit offer from Citi in the past year or so?
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rjm08
07-02-2021 at 07:36 PM.
07-02-2021 at 07:36 PM.
Quote from Discombobulated :
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member BoastfulRiver248 for finding this deal

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
I finally applied- it did not ask employer- Immediate approval- I got a very low limit but I will never spend even 20% of the $4800

I will spend $750 in the first 90 days though- Probably $500 at Lowes for a water heater with the rest paid by gift cards from discover cashback

I put income of $50k by the way

It says 7-10 days

Its offering me a virtual card with up to 10% of my limit which would be $480 but it says a $500 minimum which does not make sense

Use up to 10% (subject to a minimum of $500 and a maximum of $1,000) of your credit limit for the next 10 days while you wait to receive your new credit card in the mail
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Last edited by rjm08 July 2, 2021 at 07:39 PM.

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thirsty4deal
07-02-2021 at 07:40 PM.
07-02-2021 at 07:40 PM.
Can we convert Citi double cash to this Custom Cash card?
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poohbie
07-03-2021 at 01:24 AM.
07-03-2021 at 01:24 AM.
Quote from jfk123 :
American Express is aggressively clawing back gc purchases in recent years (which is why you can't used Blue Cash Preferred) and US Bank will outright cancel your card. But that isn't an issue (at least at the moment) with Citi, Chase and Discover. As an example, I just purchased about $6,000 with of gift cards with Chase.

Now, Citi Double Cash changed their terms to explicitly prohibit cash back on gc (to cover their bases I'm sure, since I haven't not gotten the cash back yet). I don't see same terms on this one… yet. Being so new, we'll find out in a mouth or so.
I feel AMEX is a perpetuated rumor based on a small amount of heavy abusers, because nobody repeating it ever has any direct experience with it happening. And those in these forums who claim they do never respond with any details. This ends up deterring the average joes from buying even a $100 GC due to the fear mongering, but the real abusers will already know their way around it.
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namlook
07-03-2021 at 02:03 AM.
07-03-2021 at 02:03 AM.
Quote from EH209 :
Approved for $2000 limit. Credit score : 754
Received a rejection letter here with a FICO score of 850.
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Last edited by namlook July 3, 2021 at 02:06 AM.
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BrentW8540
07-03-2021 at 08:52 AM.
07-03-2021 at 08:52 AM.
approved, thanks! was needing another promo card to run up some purchases on.

787 credit score, and just was denied by bank of america. glad citi approved me Big Grin
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comfortably-numb
07-03-2021 at 01:06 PM.
07-03-2021 at 01:06 PM.
Does citi exclude online gift card purchases for the minimum spend? There is an offer on giftcards.com. I wonder if I can do that and meet most of my spend?
Amex is know to exclude such purchases.
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ttdevo
07-03-2021 at 07:13 PM.
07-03-2021 at 07:13 PM.
Quote from Tazmania99 :
Credit Karma has free credit score from both Equifax and Transunion.

By the way, anyone knows which bureau Citi pulls the credit report from?

Experian
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tiniwings
07-04-2021 at 04:54 PM.
07-04-2021 at 04:54 PM.
Quote from thirsty4deal :
Can we convert Citi double cash to this Custom Cash card?

Product change is available from July 18th
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techie_review
07-05-2021 at 01:20 PM.
07-05-2021 at 01:20 PM.
So what's better this or Citi double cash (2%) ?
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