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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired

+441 Deal Score
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Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member sd_keets for finding this deal

Card Details:



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Original Post

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Edited July 5, 2023 at 08:59 AM by
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
Created 06-10-2021 at 07:04 AM by sd_keets
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

No Enrollment Needed !!
If you go into the branch the offer is $300 check out your local branch
limited to only $500 spend per billing cycle which equates to $25 cash back per month...

nice, but limited to such a small amount.

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Joined Mar 2008
L6: Expert
> bubble2 1,843 Posts
70 Reputation
Slvrshot
01-20-2022 at 12:55 PM.
01-20-2022 at 12:55 PM.
Quote from sddbest :
I called CITI to see if I can replace my old card (which will be useless with this new card) and they said the promotion will not be applied if we switch
Well F them thenLMAO
Reply
Joined Jun 2013
L3: Novice
> bubble2 181 Posts
37 Reputation
litotiger
01-20-2022 at 03:23 PM.
01-20-2022 at 03:23 PM.
Quote from roverman :
I went to the branch in NYC, applied, and got rejected after a few days. So I applied again today online with that credit karma link $300 when you spend $1000, and got approved! What a life in the USA!
I cannot find the Credit Karma link $300, can you PM the link please? TIA.

NV. Found it.
Reply
Last edited by litotiger January 20, 2022 at 03:37 PM.
Joined Apr 2009
L5: Journeyman
> bubble2 714 Posts
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Wooty
01-22-2022 at 01:29 PM.
01-22-2022 at 01:29 PM.
Do these points expire? I read something that they have to be used in 3 months for this particular promo. Kinda iffy about staying with this card if that's the case. Chase points never expire unless you close the account
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Joined Nov 2014
L3: Novice
> bubble2 252 Posts
13 Reputation
durvasa
01-24-2022 at 01:01 AM.
01-24-2022 at 01:01 AM.
Quote from cgigate :
Yes, their reps are Indian morons when you reach them. Frustrated if you need call them 😜

Whoah...generalizing an entire nationality. No wonder your country is going down the toilet with the great divide, drugs and lack of education. Look in the mirror.
2
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Joined Jan 2006
L4: Apprentice
> bubble2 419 Posts
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milamoya
01-24-2022 at 09:42 AM.
01-24-2022 at 09:42 AM.
Quote from ThatAdamGuy :
When signup bonuses are taken into account, this is overall likely a lousy choice for most people, except maybe for people who want just one or two credit cards and never plan to get any more.

Its $200 signup bonus is woefully dwarfed by the many cards offering $500, $1000, even more in signup value. And its 5% on one category -- max $25/month -- is not all that exciting when you take into account the 2% no-fee cards available.

So imagine a spend of $500 a month on the 5% category, and $1000/month on other stuff.

With this card, that's ($500 x 5%) + ($1000 x 1%), or $35/month
With a 2% card, you'd earn $30/month.

$5/month isn't worth giving up a huge signup bonus for.

What cards currently offering $500+ sign up bonuses?
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Joined Aug 2015
L1: Learner
> bubble2 23 Posts
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docvoldemort
01-24-2022 at 02:03 PM.
01-24-2022 at 02:03 PM.
Quote from cgigate :
Yes, their reps are Indian morons when you reach them. Frustrated if you need call them 😜
When you get covid and get admitted to a hospital, chances are you'll probably get treated by an Indian doctor.
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Joined Oct 2014
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CathyJ5155
01-25-2022 at 12:52 AM.
01-25-2022 at 12:52 AM.
bonus received following bill posting following holiday
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Last edited by CathyJ5155 February 5, 2022 at 12:40 PM.
Joined May 2008
Super Moderator
> bubble2 2,451 Posts
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pur | Staff
01-25-2022 at 01:48 AM.
01-25-2022 at 01:48 AM.
Quote from CathyJ5155 :
I don't think Citi pays the bonus. A tracker counts down till when the bonus spending is met, then disappears shortly before the new billing cycle. The customer service number has eventually (if at all) answered in America when calling the US number.
Edit: Voted down because of bonus issue
the website and customer service are poor, but if you saw a sign it was a tracked then you can be pretty sure their computer will give it to you
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Joined Oct 2014
New User
> bubble2 34 Posts
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CathyJ5155
01-25-2022 at 07:28 AM.
01-25-2022 at 07:28 AM.
Quote from pur :
the website and customer service are poor, but if you saw a sign it was a tracked then you can be pretty sure their computer will give it to you
You're correct. Changed vote to upvote.
Reply
Last edited by CathyJ5155 January 27, 2022 at 08:50 AM.
Joined Jul 2009
L6: Expert
> bubble2 1,332 Posts
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Shogun749
01-26-2022 at 08:22 AM.
01-26-2022 at 08:22 AM.
Does this card have the extended warranty of items purchased?
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Joined Jun 2005
L3: Novice
> bubble2 252 Posts
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amartins02
01-26-2022 at 01:01 PM.
01-26-2022 at 01:01 PM.
Really wish more cards offered a home utilities category. There is a card by US Bank which has this but they're super sensitive to people with lots of cards. I have over 800 FICO and got denied by them. Don't know of any other card that offers that category.
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Joined Oct 2005
L6: Expert
> bubble2 1,219 Posts
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LP2008DEAL
01-26-2022 at 07:53 PM.
01-26-2022 at 07:53 PM.
Bad customer service, not my favorite card
shake head
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Joined Dec 2007
L9: Master
> bubble2 5,978 Posts
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famewolf
01-26-2022 at 08:15 PM.
01-26-2022 at 08:15 PM.
Quote from amartins02 :
Really wish more cards offered a home utilities category. There is a card by US Bank which has this but they're super sensitive to people with lots of cards. I have over 800 FICO and got denied by them. Don't know of any other card that offers that category.

I have that card but rarely change it for anything but "Electronic Stores" and "Department Stores".
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Joined Oct 2013
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saving2bankruptcy
01-27-2022 at 02:12 PM.
01-27-2022 at 02:12 PM.
Applied on Monday and was told they had to review some stuff. Today I got the approval email for $6900 CL with a Credit Karma score of 692
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