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Wells Fargo Active Cash® Card: Spend $500 in First 3 Months

Earn A $200 Cash Rewards Bonus
+273 Deal Score
656,878 Views
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees

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Original Post

Written by
Edited May 6, 2025 at 11:27 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees


Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
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Created 04-05-2023 at 08:47 AM by EfficientGame645
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Deal
Score
+273
656,878 Views
Earn A $200 Cash Rewards Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

596 Comments

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Featured Comments

Come on. Do not add pre-conditions to earn more. We are talking about no pre-conditions to earn 2% cash back on everything purchase and you just can't find the card to earn more. If you like conditions such as annual fee, member to open a bank account etc, that is a different thing. People may not like those conditions.
Bickering comments have been removed from this deal thread. Feel free to use the comment section to discuss the deal, but do not use your comments to attack or target other members, please and thank you. Peace
Spending $500 to get $200 bonus and earning 2% cashback on everything is not good enough? Find one to earn more than 2% cashback on everything. Can you?

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Joined Nov 2011
L4: Apprentice
> bubble2 494 Posts
85 Reputation
coldlasr77
07-10-2023 at 07:41 AM.
07-10-2023 at 07:41 AM.
I'm too scared to apply at this point after reading a couple of posts about getting their credit score bell rung. Already applied for 2 in the last week and afraid that might count as too many inquiries. And got denied on one of them. Just the only 2 that was applied in the past 2 years. No debt and 800+ score. I don't know why but getting denied on CC apps feels worst than getting rejected at the bars by 20 women lol.
Reply
Joined Jul 2013
L9: Master
> bubble2 4,908 Posts
2,111 Reputation
JJoye
07-10-2023 at 10:57 AM.
07-10-2023 at 10:57 AM.
I don't know for sure if being a Wells Fargo customer improves your odds of being approved, but I already had a checking account with them when I applied for this card and I was approved instantly with a very mediocre credit score
Reply
Joined Aug 2011
L2: Beginner
> bubble2 45 Posts
10 Reputation
delta123
07-11-2023 at 05:47 PM.
07-11-2023 at 05:47 PM.
Quote from JJoye :
I don't know for sure if being a Wells Fargo customer improves your odds of being approved, but I already had a checking account with them when I applied for this card and I was approved instantly with a very mediocre credit score

A long time ago when I had no credit Wells was the only one to give me a credit card and it was likely because I was a customer.
Reply
Joined Nov 2014
L3: Novice
> bubble2 255 Posts
12 Reputation
mrromero577
07-12-2023 at 08:51 AM.
07-12-2023 at 08:51 AM.
Quote from gavinsdadphil :
I have Old bad credit (charge offs etc) from decades ago.
But want to use a credit card to pay off a delinquent utility bill to rebuild my credit.
Would this card be good? Or too hard to get?
Or any suggestions from anyone?
If you want to go the Wells Fargo way they have the Reflect with 0 APR for the first 21 months.

https://creditcards.wellsfargo.co...dor_code=B
Reply
Joined Jan 2015
L2: Beginner
> bubble2 79 Posts
43 Reputation
onthewire
07-12-2023 at 09:39 PM.
07-12-2023 at 09:39 PM.
I have an old WF card I never use. Does anyone know if it's possible to get this offer by going through their "Switch My Credit Card" option?
Reply
Joined Mar 2005
L9: Master
> bubble2 4,672 Posts
1jzgte
07-12-2023 at 09:49 PM.
07-12-2023 at 09:49 PM.
be wary, wells fargo products are a pita to cancel.. cant do it via secure message nor email.. you must call and speak to a rep w/ a heavy accent and get tossed around in their phone tag
1
Reply
Joined Nov 2011
L4: Apprentice
> bubble2 494 Posts
85 Reputation
coldlasr77
07-13-2023 at 04:42 PM.
07-13-2023 at 04:42 PM.
Has anybody ever been approved instantly that wasn't already with Wells Fargo or in the past?
Reply

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Joined Jul 2013
L9: Master
> bubble2 4,908 Posts
2,111 Reputation
JJoye
07-14-2023 at 11:08 AM.
07-14-2023 at 11:08 AM.
Just got my 2 hundo
Reply
Joined Nov 2014
L7: Teacher
> bubble2 2,056 Posts
225 Reputation
SamQ
07-14-2023 at 11:57 PM.
07-14-2023 at 11:57 PM.
Quote from oakraiders510 :
Pay off debt first. Use credit to pay off debt? laugh out loudLMAOLMAOLMAO
Well the funny thing is, I actually recommend something similar to a friend of mines and it is quite literally the best thing she could do.

The APR is 18% on a 2k+ balance and she can't seem to pay off that balance since the 18% is making it pretty hard. She has 710 credit score so she'd qualify for this. I told her to just get the card, do a balance transfer which will charge an upfront 3% that's that. It's 0% APR for 15 months.

So this will result in a $60 or so fee up front but she'll have 15 months not having to worry about the accrued interest that is keeping her from paying it off. So instead of lose 18% every month on everything she couldn't pay off, she now has one thing to worry about is to pay it off monthly and use that 18% that she'd pay otherwise to interest into paying even more of the card off. I did warn her that she may be in a worse position if she fails to pay off the account balance and do not make use of the 0% APR for the following 15 months.
Reply
Joined Jan 2012
L2: Beginner
> bubble2 26 Posts
10 Reputation
Trekky
07-15-2023 at 09:44 PM.
07-15-2023 at 09:44 PM.
Quote from coldlasr77 :
Has anybody ever been approved instantly that wasn't already with Wells Fargo or in the past?

Ye, got approved a few min later after I applied. Haven't used WF before ever. My credit is high.
Reply
Joined Jul 2019
New User
> bubble2 11 Posts
10 Reputation
WahF
07-16-2023 at 09:37 AM.
07-16-2023 at 09:37 AM.
Quote from JJoye :
I don't know for sure if being a Wells Fargo customer improves your odds of being approved, but I already had a checking account with them when I applied for this card and I was approved instantly with a very mediocre credit score
This is correct if you read the reviews for this card on line they say exactly this.
Reply
Joined Apr 2014
L6: Expert
> bubble2 1,537 Posts
212 Reputation
DayaO
07-18-2023 at 08:31 PM.
07-18-2023 at 08:31 PM.
How long does it take to get the card arrive? Is there a number to expedite this shipment
Reply
Joined Jul 2022
L2: Beginner
> bubble2 44 Posts
14 Reputation
EugeneNYC
07-20-2023 at 08:12 AM.
07-20-2023 at 08:12 AM.
Quote from Trekky :
Ye, got approved a few min later after I applied. Haven't used WF before ever. My credit is high.
me too

got my card within a week. Got my rewards bonus within 3 weeks. no major hit to my credit score (if any)
Reply
Joined Dec 2016
L6: Expert
> bubble2 1,815 Posts
639 Reputation
OceanTwelve
07-20-2023 at 01:54 PM.
07-20-2023 at 01:54 PM.
Don't know what the crying and moaning is about.

This is a free $200 if you just pay it off on time. I have other credit cards that offer better rewards so the only reason to even sign up for this card is for the free $200. Otherwise, yes, there are better credit cards if you spend money often... Common sense. not every credit card will fit your needs which is why banks offer many different varieties.
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Joined Nov 2009
L7: Teacher
> bubble2 2,859 Posts
869 Reputation
cobra11murderer
07-20-2023 at 08:22 PM.
07-20-2023 at 08:22 PM.
Quote from MichaelM3467 :
TY captain obvious. the point they are making is buying things you other wise would with a credit card to improve your credit. I have never had nor needed credit, but many people want to buy a house or car on credit. If that is you then using credit cards responsibly is a good way to build credit. GF has a 815 credit score right now because I taught her how to use credit cards responsibly and pay off 60k credit card in 2 years. $200 for signing up and using a decent credit card seems like a good move for many people.

Exactly.. pay them off in full statement wise.. if something happens cool you can lean on it for an emergency.. but the main focus is to not carry balances.. if you have a 0% interest rate for x amount of months make sure to pay it all off before the final date.. it's really not hard. I have gotten 16 cards now all active all in good standing and man they are really helpful unlocking doors.. just have to have self discipline


Ps got this on just a few hours ago I think that's a win
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