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CIT Bank Platinum Savings: Try to move out money and receive APY boost offer
Hello
On a laptop via web browser, I tried to initiate outbound wire transfer from CIT bank for an entire balancewhole amount and instantly got pop-up screen with offer to boost APY by 0.480% for 12 months.
Try to initiate wire transfer for an entire balancewhole amount and see if you can get the same offer.
Good luck.
https://www.cit.com/
On a laptop via web browser, I tried to initiate outbound wire transfer from CIT bank for an entire balance
Try to initiate wire transfer for an entire balance
Good luck.
https://www.cit.com/
Created 08-06-2025
at 03:24 PM
by soloma
in
Financial Tools & Services
(5)
CIT Bank
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88 Comments
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The only thing I don't like about them is that it seems that I have to create new accounts when interest rates were on the rise. I started with a "Savings Builder Account" (which is now earning 1.00% APY). If I just let the money ride, I'd still be earning the 1.00% APY.
Then I moved to their "Savings Connect", which is now earning 3.90% APY.
Then they introduced the "Platinum Savings" account, which is now earning 4.50% with the bonus that we are discussing in this thread.
It just seems like if you keep your money in an account during a downturn in interest rates, the rates will go down. But when rates are increasing, they introduce a new product and don't automatically increase the rates on their existing accounts.
Who is still keeping their money in the Savings Builder Account making 1.00% APY right now? And why hasn't the rate increased over time to be more competitive?
Thankfully I pay attention to this stuff, so I am not often "left behind".
So bottom line: Super happy with CIT bank, been with them for years and plan to continue with them moving forward.
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The only thing I don't like about them is that it seems that I have to create new accounts when interest rates were on the rise. I started with a "Savings Builder Account" (which is now earning 1.00% APY). If I just let the money ride, I'd still be earning the 1.00% APY.
Then I moved to their "Savings Connect", which is now earning 3.90% APY.
Then they introduced the "Platinum Savings" account, which is now earning 4.50% with the bonus that we are discussing in this thread.
It just seems like if you keep your money in an account during a downturn in interest rates, the rates will go down. But when rates are increasing, they introduce a new product and don't automatically increase the rates on their existing accounts.
Who is still keeping their money in the Savings Builder Account making 1.00% APY right now? And why hasn't the rate increased over time to be more competitive?
Thankfully I pay attention to this stuff, so I am not often "left behind".
So bottom line: Super happy with CIT bank, been with them for years and plan to continue with them moving forward.
FYI, there's higher than CIT and has been for the last couple years.
Which bank?
update: on the app, the transfer went through no other offer :|
FYI, there's higher than CIT and has been for the last couple years.