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https://www.healthcare.gov/ Now OPEN - Cheap insurance

3,363 334 September 30, 2013 at 09:13 PM in Finance (4)
https://www.healthcare.gov/ Now OPEN - Cheap insurance

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GoldenTiger
09-30-2013 at 09:48 PM.
09-30-2013 at 09:48 PM.
Quote from shady520 :
Just posting to make sure you know about the issue that if your employer offers "affordable" coverage it would make you ineligible. That is screwing me from getting the subsidy since they think ~$85 a month for a 23 year old that doesn't smoke, drink, doesn't take unnecessary risks and has only bad acid reflex is affordable to someone making $8 an hour. So I have to buy it through the exchange at full price, cut my pay to make under $15,800 a year to be eligible for medicaid, buy it through my employer, or pay the penalty tax.
Finally someone who actually has researched. I'm sorry to hear your plight though Frown.
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gaijin4life
09-30-2013 at 09:49 PM.
09-30-2013 at 09:49 PM.
Quote from shady520 :
Just posting to make sure you know about the issue that if your employer offers "affordable" coverage it would make you ineligible. That is screwing me from getting the subsidy since they think ~$85 a month for a 23 year old that doesn't smoke, drink, doesn't take unnecessary risks and has only bad acid reflex is affordable to someone making $8 an hour. So I have to buy it through the exchange at full price, cut my pay to make under $15,800 a year to be eligible for medicaid, buy it through my employer, or pay the penalty tax.
What state are you in?
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GoldenTiger
09-30-2013 at 09:49 PM.
09-30-2013 at 09:49 PM.
Quote from Binar :
You have no idea what you are talking about? How can you say this is something good when our politicians exempt them self from it. When unions are not supporting it. When company after company ( Disney, Walgreens ) are offering less hours to their employees just not to pay for their medical benefits. When every single person that had medical insurance before has to pay more under obamacare for same or less benefits. Do you pay less now? Please tell us how you do it, maybe you found the sweet spot. Before if you could not afford the healthcare was ok. Now you gotta pay a fine.
Yep, gotta love those back-room deals and special preferential treatment for favored donors, who all get to wiggle out of worrying about the huge price spikes and quagmire. If the healthcare law is so amazing why would you exempt yourself from something so clearly "beneficial", or not provide equal treatment for everyone under the law, which is a founding principle of our nation?
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gaijin4life
09-30-2013 at 09:50 PM.
09-30-2013 at 09:50 PM.
Quote from GoldenTiger :
CNN is an entertainment company too by that definition, as is ESPN, so is NBC which blasts news. Your point? You're adorable, but not too bright. As far as the facts go, I have checked. The increases and horrible economic effects are indeed true. Hell, I know several people who are going to have their premiums go up by over double, and one guy who's losing his job because his employer needs to keep it under 50 full-time.
I'm not quoting CNN, ESPN, or NBC. You're the one quoting entertainment companies as "news". Grab a mirror and chat with that.
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shady520
09-30-2013 at 09:52 PM.
09-30-2013 at 09:52 PM.
Quote from gaijin4life :
What state are you in?
AZ, was trying to see what they would offer me for coverage on the exchanges so I can price stuff out.
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link626
09-30-2013 at 09:52 PM.
09-30-2013 at 09:52 PM.
Quote from chuckywang :
Um, what?? Please provide some proof to back up this statement.

I currently pay $63 for $5000 deductible "catastrophic" insurance through blue cross, which is similar to the Bronze obamacare plan. I would have to show you my monthly bill as proof, which I won't do obviously.

I have to correct what I said before though. Under obamacare, the bronze plan will cost $167 to $184 for a typical 30 year old.

If you're 30 y.o and earning minimum wage, it will cost only $47 for the Bronze plan.

If you're 30 and live in mom's basement, you get free Medical.

So obamacare doesn't do squat for average earners
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GoldenTiger
09-30-2013 at 09:52 PM.
09-30-2013 at 09:52 PM.
Quote from gaijin4life :
I'm not quoting CNN, ESPN, or NBC. You're the one quoting entertainment companies as "news". Grab a mirror and chat with that.
They aren't an entertainment company, son Roll Eyes (Sarcastic) . No more than CNN, NBC, ABC, etc. are. That was my point, but I guess you're too enamored with HOPE AND CHANGE to use your brain before spewing drivel that is nonsensical.
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link626
09-30-2013 at 09:53 PM.
09-30-2013 at 09:53 PM.
Quote from gaijin4life :
Is that insurance subsidized by your employer? I don't know of ANY Blue Cross plan that's $63/mo a lacarte. Enlighten me with actual facts and details of this magical plan you have now for $63.

This is the plan I currently have, which is no longer being offered. I do not get health insurance through an employer.

http://www.anthem.com/anthem/ca/i...RE5000.pdf
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Vallos
09-30-2013 at 09:54 PM.
09-30-2013 at 09:54 PM.
Quote from GoldenTiger :
Quoted for truth. You can find this kind of info all over the internet and cable news, but people are just that ignorant somehow that they buy whatever tripe is thrown out at them as sound-bites.
Like I said.. The only ones who will actually benefit from forcing everyone in the country to have private health care insurance are the insurance companies themselves.

By signing this into law, Obama managed to do more for the private financial sector than Bush ever did.

Hell, between this law and expanding the government's authority to spy on US citizens without anything even resembling due cause, Obama will likely go down in history as one of this country's most effective "Republican" presidents.
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gaijin4life
09-30-2013 at 09:55 PM.
09-30-2013 at 09:55 PM.
Quote from shady520 :
Just posting to make sure you know about the issue that if your employer offers "affordable" coverage it would make you ineligible. That is screwing me from getting the subsidy since they think ~$85 a month for a 23 year old that doesn't smoke, drink, doesn't take unnecessary risks and has only bad acid reflex is affordable to someone making $8 an hour. So I have to buy it through the exchange at full price, cut my pay to make under $15,800 a year to be eligible for medicaid, buy it through my employer, or pay the penalty tax.
Yeah near the bottom end it can be rough if your employer offers insurance, but in your example, if your employer dropped the coverage and you were allowed to go to the exchange in California (dunno what state you're in), you'd only be paying $42/mo for insurance at the silver plus level with ZERO deductible, $3-6 doctor or specialist visit copay, and $5 drug copay. That's pretty awesome insurance for $42/mo.
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ionizer
09-30-2013 at 09:56 PM.
09-30-2013 at 09:56 PM.
Quote from sunnysidescape :
More misinformation. This doesn't change health care, just how it's paid for. Under the old system, I was already waiting 3 months for an appointment with Blue Cross.
it doesn't? Last i checked it forced people to have it. before it existed, people didn't have to have it.
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sunnysidescape
09-30-2013 at 09:57 PM.
09-30-2013 at 09:57 PM.
Quote from GoldenTiger :
You mean premiums that are from 70%-300% higher for most working Americans is more affordable, and that's those who aren't just losing their jobs or hours due to the huge cost to employers if they have 50+ "full-time" workers? Roll Eyes (Sarcastic)

http://www.foxnews.com/politics/2...obamacare/
http://www.foxnews.com/politics/2...nightmare/
http://www.foxnews.com/politics/2...re-claims/

But hey, keep dreaming that dream as American power is shipped overseas, and he negotiates with the Iranian regime instead of Republicans in Congress! Roll Eyes (Sarcastic)
Fox? Anyone that's fair and balance doesn't have to say they are fair and balanced. It's clear why they have to.

While I don't expect Fox to be able to use a simple calculator, I have more faith in you. Use the cost calculator. Who can't afford that?

How GOP of you to pork belly in issues that have nothing to do with the one at hand.
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ionizer
09-30-2013 at 09:59 PM.
09-30-2013 at 09:59 PM.
Quote from faiz_23 :
what A$$ backwards thinking is that. Go look at European countries or Canada where you pay higher taxes and everyone gets medical. Are you telling me you want to only see people who have money and can afford insurance to get treatment and the rest of the suckers just die. I have amazing farking insurance right now for dirt cheap..... I call it the Cadillac plan aka Gold (actually tempted to look into the platinum plan aka Bentley Wink through obamacare ). When I was in high school at the age of 17 my family was not doing that well financially and we had some sort of medicare medicaid chip program.

Either way when i was literally about to die and puking up my guts. We went into the ER 10 hours later and after an immediate CT scan they gave me 2 hours to live due to an inflamed appendix (Appendicitis) that is on the verge of rupturing. I had that sucker yanked out right away and went on to complete college at Mizzou with 2 degrees working at a Fortune Top 50 investment bank with an awesome insurance policy (apparently I earned the right to insurance which I had a long farking time ago in Canada as a kid).

I would not want anyone who does not have access to medical treatment to experience the pain of an inflamed appendix. I would not want anyone's appendix to burst I don't care how much you abuse the system or ask for freebies / handouts. There is a human thing to do and a ruthless thing to do. What you are saying is flat out ruthless that "everyone doesn't have a right to healthcare" . My family would technically have no right to insurance when I was in high school and with your thinking I would have never made it to first day of college. Now how the fark am I suppose to try and be a contributing member of society if I can't even get my appendix look at since my family did not earn the right to insurance
its not ass backwards because life threatening things, such as the one you refer to, can always be handled at a hospital and in america you can't be refused treatment at a hospital due to lack of health insurance

of course you're going to pay out the ass, but that's the risk someone took in either (a) not obtaining private insurance on their own or (b) not working somewhere where health insurance was an option - which has numerous other implications, but we'll leave it at that.
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sunnysidescape
09-30-2013 at 09:59 PM.
09-30-2013 at 09:59 PM.
Quote from Binar :
You have no idea what you are talking about? How can you say this is something good when our politicians exempt them self from it. When unions are not supporting it. When company after company ( Disney, Walgreens ) are offering less hours to their employees just not to pay for their medical benefits. When every single person that had medical insurance before has to pay more under obamacare for same or less benefits. Do you pay less now? Please tell us how you do it, maybe you found the sweet spot. Before if you could not afford the healthcare was ok. Now you gotta pay a fine.
Yeah Unions.... I base everything on what they think. Nono2

Under Obamacare I will pay half as much for 3 times the coverage.
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gaijin4life
09-30-2013 at 09:59 PM.
09-30-2013 at 09:59 PM.
Quote from GoldenTiger :
They aren't an entertainment company, son Roll Eyes (Sarcastic) . No more than CNN, NBC, ABC, etc. are. That was my point, but I guess you're too enamored with HOPE AND CHANGE to use your brain before spewing drivel that is nonsensical.
Uh, son, Fox News admitted they falsify and distort the truth in a court case in 2003. Look it up, it's in the court record. That's NOT news in the traditional sense, and they have admitted to being entertainment, not news. So if you think they're not, maybe you should tell Fox, not me. They admitted this stuff in court, under oath.
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