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Capital One Quicksilver Cash Rewards Credit Card: Earn $200 Cash Bonus with Expired

$500 Spent
within 3 Months of Account Opening
+401 Deal Score
1,201,566 Views
Update: This popular deal is still available.

Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.

Thanks to staff member Bri21 for finding this deal.

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.24%-29.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months



Slickdeals may be compensated by Capital One.

Original Post

Written by
Edited January 31, 2023 at 02:25 PM by
Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.24%-29.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months


Slickdeals may be compensated by Capital One.
Created 02-03-2021 at 11:08 AM by Bri21
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+401
1,201,566 Views
$500 Spent
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

924 Comments

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Featured Comments

I have 805 fico and they decline my Application for Venture credit card and wasted 1 credit check. I won't be applying any Capital one credit card anytime soon.
Call the reconsideration line, could be an error on the app or a typo. Happened to me before
Keep in mind that you'll also get a hard pull from all 3 bureaus anytime you apply for a Capital One credit card.

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Joined Jan 2014
L4: Apprentice
> bubble2 371 Posts
65 Reputation
SlickForYou
12-15-2022 at 09:53 PM.
12-15-2022 at 09:53 PM.
Got approved with ~840. Targeted $300 offer. When asked if I hold balance I said no.
1
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Joined Nov 2012
L1: Learner
> bubble2 101 Posts
29 Reputation
yahooeu
12-16-2022 at 04:51 PM.
12-16-2022 at 04:51 PM.
Quote from LostGrendel :
Capital One has two versions of the card. One is for excellent credit and includes the sign up bonus. The other version is for those with "good" credit and it doesn't have the bonus. If they consider your credit profile doesn't fit with them for the first card, they'll offer you the other version of the card. That's probably what happened in your case.
Thank you
Reply
Joined Jun 2014
L6: Expert
> bubble2 1,132 Posts
732 Reputation
elitesoldier
12-18-2022 at 02:01 AM.
12-18-2022 at 02:01 AM.
I got the 300 bonus on 500 spend offer in the mail today.

I have 750 FICO and churn credit cards pretty routinely. I got approved. I have a cap one checking account and savings account. Used to have the venture card and closed it like 3 months ago (only used it to get bonus).
1
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Joined Dec 2017
New User
> bubble2 2 Posts
10 Reputation
darkmatterberries
12-18-2022 at 04:05 PM.
12-18-2022 at 04:05 PM.
Quote from elitesoldier :
I got the 300 bonus on 500 spend offer in the mail today.

I have 750 FICO and churn credit cards pretty routinely. I got approved. I have a cap one checking account and savings account. Used to have the venture card and closed it like 3 months ago (only used it to get bonus).
Why would you close the venture card? That would lower your available credit and increase your utilization percentage, essentially lowering your credit score, no?
Reply
Joined Mar 2005
Renaissance Man
> bubble2 6,422 Posts
1,970 Reputation
PedroR
12-18-2022 at 04:07 PM.
12-18-2022 at 04:07 PM.
never take a hard for <500
4
Reply
Joined Jun 2006
L10: Grand Master
> bubble2 26,530 Posts
3,397 Reputation
namlook
12-18-2022 at 04:10 PM.
12-18-2022 at 04:10 PM.
Interesting that they turn people down with really high scores that pay their bills and accept people with much lower scores. Sounds like they want people that will keep a balance and pay them extra fees.
1
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Last edited by namlook December 18, 2022 at 04:13 PM.
Joined Jan 2014
L4: Apprentice
> bubble2 371 Posts
65 Reputation
SlickForYou
12-18-2022 at 11:27 PM.
12-18-2022 at 11:27 PM.
Quote from PedroR :
never take a hard for <500

300 with 18 months no interest heading into the holiday season? Those that are building credit and need another card, good deal.
Reply

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Joined Jun 2014
L6: Expert
> bubble2 1,132 Posts
732 Reputation
elitesoldier
12-19-2022 at 01:10 AM.
12-19-2022 at 01:10 AM.
Quote from darkmatterberries :
Why would you close the venture card? That would lower your available credit and increase your utilization percentage, essentially lowering your credit score, no?
So I can churn the sign up bonus if it ever need to again. If you already have the card how can you sign up to get another bonus? I don't carry any balance on my credit cards. Just sign up for bonus then close then after a couple months/years. My credit score used to be around 825 and now around 750. If I ever go below 700 then I'll probably hold off on churning to rebuild my score.
1
Reply
Joined Jun 2010
L6: Expert
> bubble2 1,696 Posts
254 Reputation
HansGruber
12-19-2022 at 10:20 PM.
12-19-2022 at 10:20 PM.
Quote from elitesoldier :
So I can churn the sign up bonus if it ever need to again. If you already have the card how can you sign up to get another bonus? I don't carry any balance on my credit cards. Just sign up for bonus then close then after a couple months/years. My credit score used to be around 825 and now around 750. If I ever go below 700 then I'll probably hold off on churning to rebuild my score.
This is an honest post. A card churner who admits his card churning practices has reduced his credit score to a respectable 750. There are forum members who claim to have 800+ scores who churn credit card bonuses and insist their credit score is still 800+. Applause
2
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Joined Nov 2013
L1: Learner
> bubble2 23 Posts
18 Reputation
Siang1S
12-20-2022 at 01:36 AM.
12-20-2022 at 01:36 AM.
Quote from HansGruber :
This is an honest post. A card churner who admits his card churning practices has reduced his credit score to a respectable 750. There are forum members who claim to have 800+ scores who churn credit card bonuses and insist their credit score is still 800+. Applause
It's definitely possible to do so and I'd consider myself a "responsible" churner perhaps. For the first 15 or so years of my credit history I only ever had two credit cards, so I built up quite a nice history with those. Then over the past ~5 years I've done 4-5 cards a year, typically ranging from $800-$1000 worth of free money/bonuses/etc spread over all the 4-5 cards for that specific year. I typically stay away from the miles/travel/etc type bonuses unless I know I specifically plan on using them for a vacation or trip very soon thereafter. Primarily sticking to the pure cashback on spend type bonuses.

So I definitely don't go as hard as a lot of the churners and no where near what the serious churners do. I typically wait until I'm planning on making larger purchases(Christmas, Birthdays, new TV, new computer build, etc) and then I do em at that time.

That all being said, my score never really drops below ~840ish. I'll attach a photo here to give a rough representation(25 total cards, 11 active, 14 closed, again 23 of those are over the last ~5yr at a rate of 4-5 per year), I churned two cards recently(one in November and one in October) so you can see the score drop very vividly(18 points, 865>847), but it is nothing major and definitely not something to worry about if you have a good score and good history. I'd be interested to see something similar for a person who churns 10+ cards a year though.
https://imgur.com/IZxVEtN
1
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Joined Jan 2005
L10: Grand Master
> bubble2 7,951 Posts
860 Reputation
Starrx05
12-21-2022 at 05:56 PM.
12-21-2022 at 05:56 PM.
Anyone knows their rules for the bonus if we had this card and got the bonus before but already closed the card? I couldn't find any info online or a number from their marketing dept to call.
Reply
Joined Dec 2010
L4: Apprentice
> bubble2 3,014 Posts
90 Reputation
radars
12-21-2022 at 09:13 PM.
12-21-2022 at 09:13 PM.
Can previous account holder still receive the opening bonus $200?
Reply
Joined Sep 2007
L5: Journeyman
> bubble2 668 Posts
37 Reputation
happyusmle
12-24-2022 at 09:47 AM.
12-24-2022 at 09:47 AM.
scam! declined an optional for a credit line $10k without bonus
Reply
Joined Mar 2008
L6: Expert
> bubble2 1,947 Posts
2,329 Reputation
Pro
earthdogmonster
12-25-2022 at 04:17 PM.
12-25-2022 at 04:17 PM.
Got targeted $300 offer a couple weeks back, approved for 20k credit line. Credit score probably around 810 (don't really check my score that often).
1
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Joined Sep 2010
L5: Journeyman
> bubble2 904 Posts
217 Reputation
mew0o
12-25-2022 at 04:22 PM.
12-25-2022 at 04:22 PM.
I got approved for the 300 back after spending 500 promo, and my question is... does any type of purchase qualify? For example, could I just buy some gift cards and call it a day?
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