Capital One Quicksilver Cash Rewards Credit Card: Earn $200 Cash Bonus with
Expired
$500 Spent
within 3 Months of Account Opening
+401Deal Score
1,201,594 Views
Update: This popular deal is still available.
Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.
Thanks to staff member Bri21 for finding this deal.
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.24%-29.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.24%-29.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
I have 805 fico and they decline my Application for Venture credit card and wasted 1 credit check. I won't be applying any Capital one credit card anytime soon.
Call the reconsideration line, could be an error on the app or a typo. Happened to me before
Keep in mind that you'll also get a hard pull from all 3 bureaus anytime you apply for a Capital One credit card.
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Capital One has two versions of the card. One is for excellent credit and includes the sign up bonus. The other version is for those with "good" credit and it doesn't have the bonus. If they consider your credit profile doesn't fit with them for the first card, they'll offer you the other version of the card. That's probably what happened in your case.
I got the 300 bonus on 500 spend offer in the mail today.
I have 750 FICO and churn credit cards pretty routinely. I got approved. I have a cap one checking account and savings account. Used to have the venture card and closed it like 3 months ago (only used it to get bonus).
I got the 300 bonus on 500 spend offer in the mail today.
I have 750 FICO and churn credit cards pretty routinely. I got approved. I have a cap one checking account and savings account. Used to have the venture card and closed it like 3 months ago (only used it to get bonus).
Why would you close the venture card? That would lower your available credit and increase your utilization percentage, essentially lowering your credit score, no?
Interesting that they turn people down with really high scores that pay their bills and accept people with much lower scores. Sounds like they want people that will keep a balance and pay them extra fees.
Why would you close the venture card? That would lower your available credit and increase your utilization percentage, essentially lowering your credit score, no?
So I can churn the sign up bonus if it ever need to again. If you already have the card how can you sign up to get another bonus? I don't carry any balance on my credit cards. Just sign up for bonus then close then after a couple months/years. My credit score used to be around 825 and now around 750. If I ever go below 700 then I'll probably hold off on churning to rebuild my score.
So I can churn the sign up bonus if it ever need to again. If you already have the card how can you sign up to get another bonus? I don't carry any balance on my credit cards. Just sign up for bonus then close then after a couple months/years. My credit score used to be around 825 and now around 750. If I ever go below 700 then I'll probably hold off on churning to rebuild my score.
This is an honest post. A card churner who admits his card churning practices has reduced his credit score to a respectable 750. There are forum members who claim to have 800+ scores who churn credit card bonuses and insist their credit score is still 800+.
This is an honest post. A card churner who admits his card churning practices has reduced his credit score to a respectable 750. There are forum members who claim to have 800+ scores who churn credit card bonuses and insist their credit score is still 800+.
It's definitely possible to do so and I'd consider myself a "responsible" churner perhaps. For the first 15 or so years of my credit history I only ever had two credit cards, so I built up quite a nice history with those. Then over the past ~5 years I've done 4-5 cards a year, typically ranging from $800-$1000 worth of free money/bonuses/etc spread over all the 4-5 cards for that specific year. I typically stay away from the miles/travel/etc type bonuses unless I know I specifically plan on using them for a vacation or trip very soon thereafter. Primarily sticking to the pure cashback on spend type bonuses.
So I definitely don't go as hard as a lot of the churners and no where near what the serious churners do. I typically wait until I'm planning on making larger purchases(Christmas, Birthdays, new TV, new computer build, etc) and then I do em at that time.
That all being said, my score never really drops below ~840ish. I'll attach a photo here to give a rough representation(25 total cards, 11 active, 14 closed, again 23 of those are over the last ~5yr at a rate of 4-5 per year), I churned two cards recently(one in November and one in October) so you can see the score drop very vividly(18 points, 865>847), but it is nothing major and definitely not something to worry about if you have a good score and good history. I'd be interested to see something similar for a person who churns 10+ cards a year though. https://imgur.com/IZxVEtN
Anyone knows their rules for the bonus if we had this card and got the bonus before but already closed the card? I couldn't find any info online or a number from their marketing dept to call.
I got approved for the 300 back after spending 500 promo, and my question is... does any type of purchase qualify? For example, could I just buy some gift cards and call it a day?
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I have 750 FICO and churn credit cards pretty routinely. I got approved. I have a cap one checking account and savings account. Used to have the venture card and closed it like 3 months ago (only used it to get bonus).
I have 750 FICO and churn credit cards pretty routinely. I got approved. I have a cap one checking account and savings account. Used to have the venture card and closed it like 3 months ago (only used it to get bonus).
300 with 18 months no interest heading into the holiday season? Those that are building credit and need another card, good deal.
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So I definitely don't go as hard as a lot of the churners and no where near what the serious churners do. I typically wait until I'm planning on making larger purchases(Christmas, Birthdays, new TV, new computer build, etc) and then I do em at that time.
That all being said, my score never really drops below ~840ish. I'll attach a photo here to give a rough representation(25 total cards, 11 active, 14 closed, again 23 of those are over the last ~5yr at a rate of 4-5 per year), I churned two cards recently(one in November and one in October) so you can see the score drop very vividly(18 points, 865>847), but it is nothing major and definitely not something to worry about if you have a good score and good history. I'd be interested to see something similar for a person who churns 10+ cards a year though.
https://imgur.com/IZxVEtN
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