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Citi Strata Elite 100,000 Points Bonus or 80000 points
official link has 80 k but inbank or email from banker is having 100k
https://www.citi.com/credit-cards...9_&afc=
Earn 100,000 bonus points after spending $4,000 in the first 3 months of account opening
this link is from a forum ,i applied
https://online.citi.com/US/ag/car...21&ID=300
Unlock nearly $1,500 in value
Up to $300 Annual Hotel Benefit
Each calendar year, enjoy up to $300 off a hotel stay of 2 nights or more when booked through cititravel.com.2
Up to $200 Annual Splurge Credit℠
Every calendar year, earn up to $200 in statement credits on your choice of up to 2 of the following brands: 1stDibs, American Airlines (exclusions apply), Best Buy®, Future Personal Training, and Live Nation (exclusions apply).2
Up to $200 Annual Blacklane® Credit
Every calendar year, earn up to $200 in statement credits when you book with Blacklane, a premium global chauffeur service. Earn up to $100 on Blacklane purchases January through June and up to $100 July through December.2
Priority Pass™ Select membership
Enjoy complimentary access to 1,500+ airport lounges worldwide. Annual membership fee valued at $469.2
American Airlines Admirals Club® Lounge Access Passes
Every calendar year, receive 4 Admirals Club® Citi Strata Elite℠ Passes for access to nearly 50 Admirals Club® lounges (over $300 in value). Inside each of the nearly 50 lounges, you can enjoy a selection of snacks, complimentary cocktails, personal travel assistance and more.2
Additionally, Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit
Receive a statement credit, up to $120 every four years, as reimbursement for your application fee for Global Entry® or TSA PreCheck®.2
https://www.citi.com/credit-cards...9_&afc=
Earn 100,000 bonus points after spending $4,000 in the first 3 months of account opening
this link is from a forum ,i applied
https://online.citi.com/US/ag/car...21&ID=300
Unlock nearly $1,500 in value
Up to $300 Annual Hotel Benefit
Each calendar year, enjoy up to $300 off a hotel stay of 2 nights or more when booked through cititravel.com.2
Up to $200 Annual Splurge Credit℠
Every calendar year, earn up to $200 in statement credits on your choice of up to 2 of the following brands: 1stDibs, American Airlines (exclusions apply), Best Buy®, Future Personal Training, and Live Nation (exclusions apply).2
Up to $200 Annual Blacklane® Credit
Every calendar year, earn up to $200 in statement credits when you book with Blacklane, a premium global chauffeur service. Earn up to $100 on Blacklane purchases January through June and up to $100 July through December.2
Priority Pass™ Select membership
Enjoy complimentary access to 1,500+ airport lounges worldwide. Annual membership fee valued at $469.2
American Airlines Admirals Club® Lounge Access Passes
Every calendar year, receive 4 Admirals Club® Citi Strata Elite℠ Passes for access to nearly 50 Admirals Club® lounges (over $300 in value). Inside each of the nearly 50 lounges, you can enjoy a selection of snacks, complimentary cocktails, personal travel assistance and more.2
Additionally, Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit
Receive a statement credit, up to $120 every four years, as reimbursement for your application fee for Global Entry® or TSA PreCheck®.2
Created 07-29-2025
at 09:09 AM
by hellis001
in
Credit Cards
(3)
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Premier travel cards with high annual fees (venture X, AMEX plat, CSR) usually have unlimited lounge access rather than a few passes.
However, I don't think this card is all that good but getting it for one year is no brainer.
The big three all have the same* priority pass select membership that gets you into crappiest, most crowded general lounges and some mid-tier intl airline lounges during off-peak hours. Sure, there are nice PP lounges - Aberdeen Scotland has one of the best unrestricted PP I've ever been in - but most are pretty rough, esp when compared to AA and Delta lounges or the CapOne, Sapphire, and Centurion.
*VX is nerfing lounges hard on 2/1/26 - card holder only for both CapOne and PP. I'd drop mine, but instead I might just have my wife get he own. The card gives 2x points per $ on everything, 2x fees is still $5 less than a CSR, and we get $400 in credit every year ($300 in the C1 portal and 10k points which are statement-credit redeemable for $100 against travel). That's essentially 0 cost for me.
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However, I don't think this card is all that good but getting it for one year is no brainer.
Still, I can usually find a hotel or last minute fixed car rental within 10-15% of open market and burn the credit that way. And the 10k points is still $100 off the top. IMHO, that beat's CSR's "$150 off semi-annually on $600+/night hotels you wouldn't have stayed in". It might sound like copium, but I honestly don't use Lyft/Uber/DoorDash, I don't subscribe to any (paid) streaming services, and GE is once every 4 years.
I agree on multi city booking, that's not available. But for one way, they have pretty much all the options out there for dates we were looking.
For me the first year is attractive, $300 deduction for hotels straight, unlike Amex Plat where pricing was higher to get that extra $100 back, I got better rates from hotel website.
Not to mention $200 back on bestbuy.
Lounge access to me is hit / miss with every Tommy with a credit card out there.
The problem with Amex plat , I faced was the points transfer. Not having United / American an option, Aeroplan is the only good alternative when it comes to freedom of booking. Yes, you can transfer to Emirates for now, but there's hardly good deal with miles @ Emirates.
I don't mind getting 80k miles with this card for American plus another 10-20k miles with hotels and other flights booking for first year.
Next year, we will see what comes along.
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For me the first year is attractive, $300 deduction for hotels straight, unlike Amex Plat where pricing was higher to get that extra $100 back, I got better rates from hotel website.
Not to mention $200 back on bestbuy.
Lounge access to me is hit / miss with every Tommy with a credit card out there.
The problem with Amex plat , I faced was the points transfer. Not having United / American an option, Aeroplan is the only good alternative when it comes to freedom of booking. Yes, you can transfer to Emirates for now, but there's hardly good deal with miles @ Emirates.
I don't mind getting 80k miles with this card for American plus another 10-20k miles with hotels and other flights booking for first year.
Next year, we will see what comes along.
For me, Amex Plat is free+ through Schwab and I save extra on with the Amex International airline program. Gives me 5% on air booked anywhere and even though airline transfers may not be the greatest, another 10% when points converted to Schwab credit.